Improved Means of Checking the Amounts Drawn For on Bankers' Cheques.
Year: 1891

page_text: Date of Application, 15th Oct., 1891
Complete Specification Left, 27th Oct., 1891-Accepted, 28th Nov., 1891
PROVISIONAL SPECIFICATION.
Improved Means of Checking the Amounts Drawn For on Bankers'
Cheques.
I, LEWIS JONES, of 237 Queens Road, Peckham, Surrey, Gentleman, do hereby
declare the nature of this invention to be as follows:-
This invention has for object, punching or otherwise removing portions of
bankers cheques at a part in which the amount representing pounds sterling is
identified on the cheque itself, such part coinciding with the amount in pounds
sterling for which such cheque is drawn.
For the purpose of my invention, I print each cheque with a series of sectional
lines running the length of the cheque. Each section is printed with numerals
corresponding to several sums in pounds sterling for which such cheque could be
drawn, these sections are intended to be punched, or a piece removed, so that the
amount drawn for can, not only be identified by the writing but by the punched
out part.
For instance, as an exemplification, a cheque drawn for eight pounds cannot be
altered to eighty because the punching would be in the eighth section.
The arrangement, or the number of sections may vary according to conditions.
Dated stay or
H. GARDNER,
Patent Agent, 166, Fleet Street, London,
Agent for the said Lewis Jones.
H. GARDNER,
Patent Agent, 166, Fleet Street, London,
Agent for the said Lewis Jones.
COMPLETE SPECIFICATION.
Improved Means of Checking the Amounts Drawn For on Bankers'
Cheques.
I LEWIS JONES of 237 Queens Road, Peckham, Surrey, Gentleman, do hereby
declare the nature of this invention and in what manner the same is to be
performed, to be particularly described and ascertained in and by the following
statement:-
This invention has for object punching or otherwise removing portions of
bankers cheques at a part in which pounds sterling is identified on the cheque
itself and corresponding with the amount in pounds sterling for which such cheque
is drawn.
For the purpose of my invention I print each cheque with a series of sectional
lines. Each section is printed with numerals corresponding to several sums in
pounds sterling for which such cheque could be drawn; these sections are
intended to be punched or a piece removed so that the amount drawn for can not
only be identified by the writing but by the punched out part.
For instance as an exemplification a cheque drawn for eight pounds ten shillings
cannot be altered to eighty pounds ten shillings because the punching would be in
the ninth section i.e. under nine pounds.
The arrangement or the number of sections may vary according to conditions.
The annexed drawings represent four cheques prepared according to my method.
At Figure the sections with numerals in each are at the upper part of the
cheque in two lines the numerals being at the right hand of each section so that a
clear space is left at the left of them to enable a piece of the paper to be punched
out or otherwise removed.

page_text: .
:
The cheque represented is drawn for forty three pounds, and the clear space next
where the numerals 45 are printed has a star shaped indication of a punch by
which a correspondingly shaped piece had been removed thereby informing the
bank cashier that the amount for which the cheque was drawn was under £45.
The removal of the piece by the punch prevents all possibility of fraud as in the
case when ink is used for such means of checking, the ink being readily eradicated
by an acid, and a fresh writing put in its place for a larger amount.
The cheque shown is printed with numerals varying from £5 to £100 suitable
for ordinary tradesmen and what might be termed small business transactions but
for large business affairs the numerals in the sections can be printed in accordance
therewith.
At Figure 2 I represent a cheque sectioned off at about the central part and
lengthwise of the cheque, the numerals in the sections being similarly indicated to
those shown at Figure 1. The cheque shown at Figure is drawn for £19. 4. 0
and a circular patch indicates the punched out portion in the clear part of the
section printed with the numerals 20 shows that the amount for which the cheque
was drawn was under £20.
The cheque represented at Figure 3 has the sections with plain portions and
with numerals in the left hand side. This cheque is drawn for £27. 15. 0 and the
punched out portion is in the blank part of the section printed with the numeral 30,
the cutter punch being of rectangular shape for identifying the amount as
under £30.
Where any cheque is drawn for a given number of pounds sterling the heading
instead of being marked "amount under" or "not exceeding" the heading can
be dispensed with or it may be marked with the word "drawn for " and then the
punched part would be against the numerals corresponding with the amount
drawn for.
According to the arrangement shown at Figure 3 existing cheques could be
printed to suit the purpose of my invention, there being usually an ornamental
scroll or device at that part on which the sectioning and numeral printing could be
effected.
The cheque represented at Figure 4 has a double row of sections along the top
and another double row along the bottom and the amount for which the cheque
was drawn is £8682 a long oval shaped punched indication being in the space
above the numeral 9 corresponding to the thousands section showing that the
cheque was drawn for an amount under £9,000.
The cheque shewn at Figure 4 is intended for use by bankers, merchants, large
contractors, railway companies, shipbuilders and others between which heavy
cheques are drawn and passed.
According to the arrangement represented at Figure 4 the 1 to 9 numerals are
in distinct sections and the ends of the sections at the left are marked units, tens,
hundreds and thousands respectively so that the plain space of the required section
can be punched through corresponding therewith.
I have referred to checking the amounts drawn for on bankers cheques but it
will be readily understood that the invention is applicable to all kinds of money
transfer papers such as drafts, bills of exchange, promissory notes and the like.
Having now particularly described and ascertained the nature of this
invention and in what manner the same is to be performed I declare that what
I claim is
1. Sectioning portions of bankers cheques and printing numerals in each of
such sections and leaving a space in each section for a punching out therefrom as a
means of checking the amount for which such cheque is drawn substantially as
described.
2. Printing ibankers cheques with sections, partly filled in with numerals and
partly plain to enable a piece to be removed from the section indicating in pounds

page_text: sterling a higher value than that for which such cheque is drawn as indicated by
Figures 1. 2 and 3 of the annexed drawings and as described for the purpose
set forth.
3. The arrangement of sectioning parts of bankers cheques (Figure 4) and the
5 means of identifying such sections for punching out purposes for preventing fraud
as described.
H. GARDNER,
Patent Agent, 166, Fleet Street, London,
Agent for the said L. Jones.
H. GARDNER,
Patent Agent, 166, Fleet Street, London,
Agent for the said L. Jones.