An Improved Means or Method to Aid and Assist in Periodical Payments or Contributions being Made or Collected for Various Objects and Purposes.
Year: 1895

page_text: Date of Application, 5th Jan., 1895
Complete Specification Left, 24th Apr., 1895-Accepted, 24th May, 1895
PROVISIONAL SPECIFICATION.
An Improved Means or Method to Aid and Assist in Periodical
Payments or Contributions being Made or Collected for Various
Objects and Purposes.
I, JAMES ROSS WEST, of 25 Prospect Place, Leytonstone in the County of
Essex, Insurance Superintendent, do hereby declare the nature of this invention
to be as follows:-
--
The object of this invention is to surmount or meet certain difficulties that
are in practice met with as in the case of industrial insurance or other such or
like class of business, wherein the payee or payees by weekly, monthly or other
periodical payments may be afforded such facilities as would tend to their own
or other interests and assistance, which I propose to effect and provide for in
the following manner.
A suitable box or receptacle of metal or other suitable substance or material
would be provided and shaped or formed in such a manner as to be capable of
receiving and containing the pre-arranged amount of subscription or payment
whether weekly, monthly, quarterly or otherwise, and in or about the upper
portion of which a suitable slot would be provided to receive the necessary
amount of subscription or payment as agreed upon for collection at regular and
specific periods by the particular company or firm they may elect to insure or
otherwise deal with and who in turn would depute their collector or collectors
so to do.
At the back, rear, end or side of the said box or like form of receptacle,
due provision would be made for the said collector as from time to time during
his collection to empty or easily withdraw the contents thereof; and it would
be so arranged that when once the party or parties who subscribe toward their
own personal benefits or interests, by depositing the full or part amount from
time to time to meet the required amount they have agreed upon to pay and
deposit as in manner proposed, that due provision would be made in the con-
struction of the said box or receptacle so as to prevent the contents thereof
being unduly tampered with, and that neither a part or the entire amount
thereof may be abstracted when once deposited without risk of detection.
To enable the collector to readily withdraw and collect the necessary amount
deposited or subscribed, a slide, binged or other suitable form of connection or
attachment for opening and closing would be provided as in connection with
the said box or receptacle and provision would be made so that an outer seal,
official label or other like or suitable means may be easily affixed or adjusted
thereon or thereto and removed at time of collection and be re-restored, affixed
or secured when closing the opening of the said box or receptacle ready for
the next or future service of collection.
The said receptacle or box would be so formed as to permit of the name or
description of the particular firm or company or otherwise being prominently
displayed thereon and provision would be made for the collection book or card
to be deposited in a space or recess provided therein and whereon the prescribed
receipt would be duly made at each collection, affording better facilities for
being always at hand both for the collector as well as the payee.

page_text: I would further propose to so shape or form the said box .or receptacle to
that of a "life boat," but any other particular suitable shape or form may be
employed for the particular purpose or purposes as herein described.
Dated this 5th day of January 1895:
An Improved Means or Method to Aid and Assist in Periodical
Payments or Contributions being Made or Collected for Various
Objects and Purposes.
I, JAMES ROSS WEST of 25 Prospect Place, Leytonstone in the County of
Essex, do bereby declare the nature of this invention and in what manner the same
is to be performed, to be particularly described and ascertained in and by the
following statement and accompanying drawing
:-
The object of this invention is to surmount or meet certain difficulties that are
in ordinary practice met with, as in the case of industrial insurance or other such
or like class of business wherein the payee or payees by weekly, monthly or other
periodical payments may be afforded such facilities as would tend to their own or
other interests and assistance, which I propose to effect and provide for in the
following manner.
A suitable box or receptacle of metal or other suitable substance or material
would be provided and shaped or formed in such a manner as to be capable of
receiving and containing the pre-arranged amount of subscription or payment,
whether weekly, monthly quarterly or otherwise, and in or about the upper
portion of which a suitable slot or slots would be provided to receive the
necessary amount of subscription or payment as agreed upon for collection at
regular and specific periods by the agent or collector of the particular company
or firm they may elect to either insure or otherwise deal with.
At or about the back, rear, end or side of the said box or like form of receptacle
due provision would be made for the said collector or agent as from time to time
during his collection to be able to empty or easily withdraw the contents therefrom;
and it would be so arranged that when once the party or parties who subscribe
toward their own personal benefits or interests by depositing the full or part
amount from time to time to meet the required amount that they have agreed upon
to pay and deposit therein, that due provision would be made in the construction of
the said box or receptacle so as to prevent the contents thereof being unduly
tampered with and that neither a part or the entire amount thereof may be
abstracted when once deposited without risk of detection.
To enable the collector to readily withdraw from time to time when collecting
the amount deposited or subscribed a slide or hinged door or cap or other suitable
form of connection or attachment may be provided so as to securely close the rear
or side exit opening or openings as provided in the said box or receptacle,-and
which may be further secured by means of an official seal or label or other like
or suitable means which may be readily affixed or adjusted thereon or thereto
and removed at the time of collection and capable of being either re-affixed or
re-sealed when closing the opening of the said box or receptacle ready for the
next or future collection service.
The said receptacle or box would be so formed externally as to permit of
the name and address and any other particulars being prominently displayed
thereon of the company or firm interested; and provision would be made,
especially for insurance purposes, for the collecting book or card to be safely
held in a suitable space or recess so as to be always at haud for the collector
at each collection to enter therein the exact amount of money collected.

page_text: I would further propose to so shape or form the said box or receptacle by
preference to that of a life boat, and where applied for insurance business would
propose to designate same as "The Insurance Life Boat" but any particular
shape or form may be used for other or like purposes.
In the accompanying drawing Figure 1, represents a front elevational view
shewing a box or receptacle in the form of a "life boat" for assisting in periodical
payments being made or collected. Figure 2, is a side view of same and
Figure 3, a back view in which a light portable sheet or frame of suitable metal A
is employed, having mounted thereon or moulded with same a projecting portion B,
with a suitable recess or chamber formed therewith and of a suitable size to receive
either collecting books or cards and enabling them to be always at hand when
required. C, is the collecting box or receptacle having a slot D, at its upper
portion to deposit money therein. E, as shewn in Figure 3 exhibits an opening
formed in the metal frame A, to enable the collector when calling from time to time
to clear the contents of the receptacle. F, shews a cover or hinged flap or door as
may be applied in some instances to closely cover and secure the recessed opening,
which would be securely sealed or fastened after each clearance, but the method of
closing and fastening may be effected in any suitable practical manner as may be
found most advantageous for the particular purpose and object desired.
Having now particularly described and ascertained the nature of my said inven-
tion and in what manner the same is to be performed I declare that what I
claim is :-
:-
The general method and principle for providing improved means or method to
aid and assist periodical payments or contributions being made or collected for
various objects and purposes as in manner hereinbefore set forth illustrated and
described.
Dated
a tuis 24th
day of April 10.
JAMES ROSS WEST.
Frederic H. Roberts, C.E.,
Agent for the Patentee.