Improvements in Cheque-books and in Binders therefor.
Year: 1890

page_text: COMPLETE SPECIFICATION.
[Communicated from abroad by LEWIS JENNISON EVANS, of 574, Franklin Avenue,
Brooklyn, New York, United States of America, Manufacturer.]
Improvements in Cheque-books and in Binders therefor.
I, HENRY HARRIS LAKE of the firm of Haseltine, Lake & Co., Patent Agents,
Southampton Buildings, in the County of Middlesex, do hereby declare the nature
of this invention and in what manner the same is to be performed, to be particularly
described and ascertained in and by the following statement :-
This invention relates to cheque-books and temporary binders for the same, and
consists essentially in a book of leaves, each being composed of cheques and stubs
properly ruled and printed and a supplemental strip having a coating on one side of
mucilage or other adhesive material, one edge of the strip being attached to the
underside of the stubs, while the other edge of said strip protrudes beneath the inner
end of the cheques. The leaves of the book are held together at the outer end of the
stubs by a piece of leather or other suitable material in which is formed a loop or
space to receive a rod applied in the temporary binder or covers, whereby the book
may be held in place until the cheques thereof have all been used, after which the
book will be removed and a fresh book applied on the rod of the temporary binder or
covers. The books will be formed in pads of suitable size and thickness to be easily
handled and conveniently packed away when done with, the one temporary binder
being of durable make and regular finish so as to answer for a number of the books
or pads in succession and to at all times present the appearance of a regularly bound
and finished book. The number of leaves in each pad will vary according to the wish
of the manufacturer and user and will depend largely upon the extent of business
carried on by the user. By forming the books into pads and using one temporary
binder, the used up books will occupy less space when stored away, while the pad in
use will have the appearance of an elegantly bound book.
The purpose of the supplemental strip having an adhesive surface attached to each
leaf, as above described, is to receive and retain the cheques, after they have been
issued and returned, in the same position that they occupied with respect to the stubs
before having been used.
After the cheques have been issued and returned through the bank, they are
attached to the protruding edge or lip of the aforesaid supplemental strip opposite
to the stubs from which they were detached when issued, said protruding edge having
its adhesive surface moistened so as to effect the permanent attachment of the returned
cheques. The pad or book after having been used and removed from the temporary
binder preparatory to being placed away, contains all of the cheques originally
therein, each cheque being opposite to its original stub; the cheques are thus in
convenient condition to be referred to at any time and are permanently in consecutive
order.
Referring to the accompanying drawings:
Figure 1 is a face view of the book within its temporary binder, the front cover of
the latter being open and hence in perspective, and the blank fly leaf of the book being
shown partly broken away so as to expose the cheques and stubs. This Figure
llustrates the first page of cheques as having been used, the two upper cheques having
been issued and returned and attached to the protruding portion of the supplemental
dhesive strip, while the two lower cheques have been issued but not returned; the
dhesive strip being exposed, however, to receive them when returned.
Figure 2 is a longitudinal section through the book with the covers of the book
losed, the section being taken on the dotted line 2, 2 of Figure 1.
Figure 3 is a sectional view on the dotted line 3, 3 of Figure 1.
Figure 4 is a like santional siam
L 11

page_text: Figure 5 is an enlarged sectional view of the inner end of the book, this section
being also on the dotted line 2, 2 of Figure 1.
Figure 6 is a detached sectional view through a portion of the stub, cheque and
supplemental adhesive strip of one leaf of the book, showing the condition of these
parts prior to the issuance of the cheque, and
Fig. 7 is a like view of the same showing the condition of the parts after the
cheque has been issued and returned to the protruding edge of the adhesive supple-
mental strip.
In the drawings A designates the book or pad composed of leaves each consisting
of the stubs B, cheques C and supplemental strip D having a coating of material
which will become adhesive when moistened. The strip of material D will he
permanently attached at one edge to the underside of the stubs B and adjacent to the
outer edge of the same, in order that a portion of the said strip D may freely protrude
beneath the inner ends of the cheques C, as illustrated in Figures 1 and 5. As above
described, the purpose of the strip D is to receive the cheques C after they have been
issued and returned from the bank. Upon the return of the cheques C from the
bank, the surface of the strip D protruding beyond the stubs B will be moistened
and the inner ends of the cheques Capplied thereto opposite to the stubs B from
which they were, when issued, detached. The blank or fly leaf E forms a pro-
tecting binding for the pads or books of cheques previous to their being inserted
in the temporary binder F. The leaves composing the pads or books will be held
together in a substantial manner between the ends of the strip of leather or other
material G, in the centre of which is left a loop H to receive the rod I which
is carried by the temporary binder F, its ends being supported in apertures formed
in the lugs J which are at each edge of the book as illustrated in Figure 1, and
are bent upward from the plate K secured in the back of the temporary binder F,
as illustrated in Figure 5. The binder F consists of the covers L, M, and back N,
the said back being suitably formed to receive and sustain the plate K, which
carries at its ends the lugs J. One end of the rod I contains a knob O which
prevents said end from sliding through the aperture in the lug J as illustrated in
Figure 3, while the other end of said rod is threaded and provided with a removable
internally threaded cap P by which said end may be retained in the lug J. In
placing the book of leaves in the temporary binder F the cap P is removed and
the rod I withdrawn from the lugs J; the book being then placed between the
covers, L, M, with the loop H in line with the apertures in the lugs J the rod I
is inserted. through the apertures in said lugs and through the loop H and there
secured by the return of the cap P upon the end of the rod I whereupon the
book will be ready for immediate use.
The application of the supplemental strip D to the lower surface of each leaf of
the book or pad A forms a thickness in the pad which should be compensated for in
the temporary binder F in order that when the book is closed its opposite sides will
present regular parallel surfaces and in accordance with the present invention the
cover M of the binder is provided with the recess to receive the additional
thickness caused by the series of supplemental strips D, as illustrated in Figures 4
and 5.
:
I do not limit the invention exclusively to what are technically, cheque books, since
the invention is equally applicable to books containing bills of exchange, bank drafts,
promissory notes and other commercial papers; the use of the invention as applied
to cheque books has been specifically described however in order that the invention
and its methods of use may be fully understood.
After the book A has been completely used and the cheques replaced in their
original positions therein upon the strips D, it will be removed and a fresh book
inserted between the binder covers L, M, the consumed book being conveniently
stored away for reference, the one temporary binder F if durably made will answer
for a large number of the pads or books A in succession, always presenting the
appearance of an elegantly bound and finished book.

page_text: Having now particularly described and ascertained the nature of my said inven-
tion, and in what manner the same is to be performed, I declare that what I
claim is :-
1. The book composed of leaves each consisting of the stubs, cheques and supple-
mental strip having an adhesive surface secured beneath the stubs and protruding
freely beneath the inner ends of the cheques, combined with the binder therefor;
substantially as and for the purposes set forth.
2. The book composed of leaves each consisting of the stubs, cheques and adhesive
supplemental strips permanently attached beneath the outer ends of the stubs and
protruding freely beneath the inner ends of the cheques combined with the temporary
binder having the rod by which the said book may be temporarily secured in position ;
substantially as and for the purposes set forth.
3. The book composed of the cheques, stubs supplemental strips having an adhesive
surface as described and the loop H, combined with the temporary binder having the
removable rod I and lugs J, said rod being adapted to enter said loop and retain the
book in position; substantially as and for the purposes set forth.
4. The book composed of leaves each having stubs, cheques and a supplemental
adhesive strip P, as described, combined with the temporary binder having the
recess to receive the extra thickness caused by the strips D, the rod I and lugs J
whereby the book may be secured in position; substantially as and for the purposes
set forth.
100
1
от
1000
HASELTINE, LAKE & Co.,
45, Southampton Buildings, London, Agents for the Applicant.