Improvements in the System of Insurance in case of Accidental Death or Injury to Railway Passengers or other Travellers.
Year: 1889

page_text: Date of Application, 21st Nov., 1889
Complete Specification Left, 7th June, 1890-Accepted, 12th July, 1890
PROVISIONAL SPECIFICATION.
Improvements in the System of Insurance in case of Accidental
Death or Injury to Railway Passengers or other Travellers.
CHARLES COLWELL of Rothesay Villa Gorleston in the County of Suffolk,
Gentleman and Professor of Inventions, do hereby declare the nature of this invention
to be as follows:-
To limit the liability or contract to a single journey for which the premium is
paid more effectually than heretofore. Also to facilitate and encourage such
Insurances, by means of an adhesive stamp which should be attached to the railway
ticket & thus secure its forfeiture at the end of such journey.
These adhesive stamps should be obtainable and applied at any bookstall, not
only to save time and trouble in the issue of a separate ticket by the booking
clerk but to prevent imposition by its use for extended journeys, beyond that
contracted for.
As a modification of this plan the adhesive stamp may be attached to any newspaper
or other purchased article provided such stamp be dated and timed to secure the
same result & thus remove the usual diffidence of asking for an insurance ticket in
a crowded hall or paying office.
As a further modification it is intended to vary the colour of such stamps
according to class or sums payable as well as to include or exclude compensation for
injuries short of death.
Dated this 20th day of November 1889.
CHARLES COLWELL.
COMPLETE SPECIFICATION.
Improvements in the System of Insurance in case of Accidental
Death or Injury to Railway Passengers or other Travellers.
CHARLES COLWELL of Rothesay Villa Gorleston in the County of Suffolk, Gentleman
do hereby declare the nature of this invention and in what manner the same is to
be performed, to be particularly described and ascertained in and by the following
statement:
To limit the liability or contract to a single journey for which the premium is
paid, more effectually than heretofore, also to facilitate and encourage such Insurances
by means of an adhesive stamp or label which should be issued in perforated sheets,
and attached to the railway ticket, by the passenger and thus secure identification
of the assured with its forfeiture at the end of such journey.
These adhesive stamps or labels should be obtainable at all bookstalls and of
stationers everywhere not only to save time and trouble in the issue of a separate
ticket but to prevent imposition by its use for extended journeys beyond that
contracted for.
As a modification of this plan the adhesive label may be attached, if necessary to
any "Daily" newspaper or other purchased article provided such stamp be dated and
timed to secure the same result and thus remove the usual diffidence of asking for an
insurance ticket in a crowded hall or paying office.
As a further modification it is intended if necessary to vary the colour of such
stamps according to class or sums payable as well as to include or exclude compensation
for injuries short of death.

page_text: Having now particularly described and ascertained the nature of my said inven-
tion & in what manner the same is to be performed I declare that what I
claim is
The novelty of forming a life policy in & upon an adhesive label and this I prefer
to be but little larger, if any, than a postage stamp but securing a given sum
for a premium to be named thereon which will probably be two hundred pounds for
one penny with the right to vary both and to issue such labels in perforated sheets.
Dated this 6th day of June 1890.
CHARLES COLWELL.