Improvements in Books of Tables for Insurance and Similar Purposes.
Year: 1896

page_text: PROVISIONAL SPECIFICATION.
Improvements in Books of Tables for Insurance and Similar Purposes.
I, ALFRED MARSHALL, of GG Holborn Viaduct, London: Insurance Agent, do
hereby declare the nature of this invention to be as follows:-
This invention relates to improvements in the construction of books or cards of
tables used by Insurance Agents for shewing rapidly and simultaneously the
results obtained in various combinations by the payment of a given premium
at a given age, and also for comparing the position of one Insurance Office with
another.
It has been found by Insurance Agents and others that time is wasted by
having to refer through more or less complicated tables for the results of different
options given under varying policies, and this militates against business resulting
as a person enquiring will frequently defer the consideration solely on this
account.
This invention is contrived to get over this difficulty and consists in a front
card with suitable spaces punched out in convenient places. The scheme or pro-
position of insurance with the various options are printed on the face of this card
in a prominent manner, with an aperture punched out after each option, and a
similar aperture punched out, through which the age of any individual can ho
seen.
Sheets of tables are provided and arranged with figures to shew through the
various openings, so that when any given age is shewn through the top opening,
the results of all the different options are shewn simultaneously through the
corresponding openings.
Any number of sheets of tables can be placed at the back of the card to be
used in turn as required, the whole being placed in a suitable case of leather or
other material to form a pocket book.
1000
J. E. EVANS-JACKSON & Co.,
Agents for the Applicant..
COMPLETE SPECIFICATION.
Improvements in Books of Tables for Insurance and Similar Purposes.
I, ALFRED MARSHALL, of 66 Holborn Viaduct, London: Insurance Agent, do
hereby declare the nature of this invention and in what manner the same is to
be performed, to be particularly described and ascertained in and by the following
statement:-
This invention relates to improvements in the construction of books or cards of

page_text: tables used by Insurance Agents for shewing rapidly and simultaneously the
results obtained in various combinations by the payment of a given premium
at a given age, and also for comparing the position of one Insurance Office with
another, and thereby obviating the loss of time by having to refer to complicated
tables for the results of different options given under varying policies.
The invention consists of a card with suitable openings punched or otherwise
formed therethrough, having indicated against them the scheme of proposition,
at the various options and ages. Sheets of tables are provided having figures
printed thereon and arranged so that when a sheet is placed at the back of the
card and any age shewn the results of all the different options are visible
simultaneously through their respective apertures.
In order that the invention may be the better understood I have appended a
sheet of drawings in which is shewn a card punched as stated, with apertures
corresponding to the various details required. Thus for example the aperture a
may be that at which the age of the individual would appear, the annual
investment for life, c total amount invested, d option if living at the end of a
certain period, e cash payment, f annual income for life, g profits in cash, h
annual income for life, and i debenture and profits at death.
It is obvious that the above particulars may be more or less varied and that
the number and position of the openings altered to suit the various particulars
set forth upon the card as may be found necessary or convenient.
Any number of sheets may be placed at the back of the card to be used in turn,
or any number of cards may be employed as required, and the whole placed in a
suitable case of leather or other material to form a pocket book.
Having now particularly described and ascertained the nature of my said In-
vention and in what manner the same is to be performed, I declare that what I
claim is:-
A book or table for insurance or similar purposes, having apertures stamped
in the cover, with pages of tables or printed matter arranged so that they can
slide up or down substantially as described and set forth in the accompanying
specification and drawing.
Dated this 18th day of June 1807
J. E. EVANS-JACKSON & Co.,
Agents for the Applicant.