Apparatus for Receiving Coin and Automatically Delivering a Receipt therefor, or otherwise Acknowledging Receipt thereof.
Year: 1888

page_text: Date of Application, 20th Sept., 1888
Complete Specification Left, 20th July, 1889-Accepted, 24th Aug., 1889
PROVISIONAL SPECIFICATION.
Apparatus for Receiving Coin and Automatically Delivering a
Receipt therefor, or otherwise Acknowledging Receipt thereof.
1, ISIDORE ESKELL CLIFFORD, of 8 Grosvenor Street, Grosvenor Square, in the
County of Middlesex, Surgeon Dentist, do hereby declare the nature of tliis Invention
to be as follows:-
My Invention has for its object to establish a system of what I call "Automatic
Savings Banks," for use in streets, roads, railway-stations, houses, public buildings,
steam and other ships, and elsewhere.
For the purpose of carrying out my invention I provide apparatus for receiving coin
and automatically delivering a receipt, check, or tally, in exchange therefor, or
exposing space for writing name and address, said apparatus being constructed on the
principle of the automatic delivery apparatus now so well known, but instead of
delivering goods in exchange for coin, it delivers, as before stated, a receipt, check, or
tally in acknowledgement of the money lodged with the bank on trust.
My apparatus consists of a suitable stand, support, or column, in which are arranged
any convenient number of coin receiving shoots, slides, trays, drawers, or receptacles,
combined with mechanism for delivering the desired form of receipt, check, or tally,
one such receipt &c., being delivered on the insertion into the apparatus, of the coin,
say for example, a penny piece. Or the mechanism may be so arranged that, on the
insertion of a coin, a strip of paper, or other material, is exhibited at an orifice, and
on which material the person introducing the coin writes his, or her, name and address,
the said strip being withdrawn from view by the mechanism at certain predetermined
intervals.
The receipts are, by preference, numerically numbered, and may take any desired
form, for instance, they may consist of metal or bone discs, having a central perfora-
tion, by means of which they may be strung together for convenience of safe custody.
These discs may be furnished with a secret or distinctive mark, in order to identify
them on presentation at the Office.
When a person has lodged with the bank the amount previously determined upon
by the authorities, say 12 pence, and received receipts for same, the said receipts are
deposited with the authorities at the office, and the amount entered in a register to the
credit of the payee.
The shoots &c., are cleared out as often as may be decided upon, and the contents
noted.
The apparatus may likewise be provided with suitable mechanism for indicating
when any shoot &c. is full.
Should for instance any one endeavour to tamper with the apparatus by inserting
therein a disc or piece of metal, bone, or other substance corresponding in weight and
size to a penny, and receive in exchange therefor, a receipt, this will be at once
detected on the shoots being emptied at the Office, for, assuming that at the place
which should have been occupied by the 10th penny, is found a fraudulent disc, the
person bringing to the Office the receipt bearing No. 10 will be at once.detected, and
the amount of his, or her, deposit will be debited with Id. the amount for which a
receipt had been given, but for which the legal equivalent had not been received.
When irregular or odd sums of money are deposited the apparatus can be so
arranged that each such deposit is received in a separate compartment and a receipt
given for that compartment.
Dated this 30th day of Cantarhan 1000

page_text: COMPLETE SPECIFICATION.
Apparatus for Receiving Coin and Automatically Delivering a
Receipt theretor, or otherwise Acknowledging Receipt thereof.
I, ISIDORE ESKELL CLIFFORD, of 8 Grosvenor Street, Grosvenor Square, in the
County of Middlesex, Surgeon Dentist, do hereby declare the nature of this Invention
and in what manner the same is to be performed, to be particularly described. and
ascertained in and by the following statement, reference being had to the accompanying
drawings and to the letters and figures marked thereon, that is to say.:-
"
The object of my invention is to establish a system of what I call Automatic
Savings Banks by which persons wishing to bank various sums of money. from the
smallest to the largest coin in use-may do so in a secure and convenient manner.
For this purpose I place in any public thoroughfare, railway-station, building, or
such like place, one or more of my apparatus or Automatic Savings Banks" which
is so constructed and arranged that whenever a coin is dropped into it a receipt,
check, or tally (hereinafter called receipt only; to avoid repetition) will be delivered
to the depositor; on this receipt there will be marked any convenient sign or number
by which, when it is presented at the proper office, the officials will know what sum
has been deposited and so be able to credit such amount to the person presenting the
corresponding receipt.
Or 1 may so construct the apparatus that on the insertion of a coin, a receipt will
be delivered, one half of which the depositor keeps and upon the other half writes his
name and address and drops this also into the apparatus where it will find its way into
the same compartment as the coin already inserted-thus distinctly indicating to the
officials to whose credit the deposit is to be placed.
In the former arrangement the apparatus consists of mechanism so arranged that
when a coin is deposited through a suitable opening, or slot, it falls on, or into, a
pivotted tray where it is prevented from further movement by means of a stop or guard.
On withdrawing a draw-plate which carries said stop or guard, the coin is released and
falls into a hollow cylindrical receptacle, or tube, wherein it remains until collected by
some authorized person. This draw-plate has a slot or opening in it which, when said
draw-plate is pushed inward, comes beneath a corresponding opening at the base of a
column containing a number of receipts pressed downwards by a weight, consequently
the lowermost receipt falls into the slot or opening and, when the draw-plate is pulled
out, falls into a shoot, whence it is taken by the depositor.
The weight in the column containing the receipts bears some such indication as
" not in use," so that when it reaches the bottom of the column it will be visible
through a glazed opening provided for the purpose.
To prevent the withdrawal of the draw-plate and delivery of a receipt before a
coin has been dropped into the apparatus, there is a stud or nib projecting from
the draw-plate which comes in the path of a hooked finger on the pivotted tray,
when no coin is resting on such tray; but as soon as a coin falls into the tray its
weight is sufficient to cause the tray to turn on its fulcrum and to thereby remove
the hooked finger away from the path of the stud or nib on the draw-plate, thus
enabling it to be withdrawn without hindrance.
The hollow cylindrical receptacle or tube containing the deposited coins is removable,
so that the order in which the coins fall into it is strictly retained. There is also a
longitudinal slit cut in it for convenience of counting the coins.
The receipts are preferable numbered from No. 1 upwards and are arranged so
that the first coin deposited will be acknowledged by No. 1 receipt, likewise the
second coin deposited will be acknowledged by No. 2 receipt, and so on. In this
way should any person insert fraudulent deposits, such as discs of metal, or bone,
buttons, bad money, etc., no inconvenience will occur, for, although a receipt will
be delivered, it will bear a number corresponding with such fraudulent deposit.
For instance, say the 10th deposit is a fraudulent one, a receipt having No. 10
inscribed thereon will be delivered, and if this receipt be tendered at the office it
will at once be cancelled, or the depositor debited in case the amount should have

page_text: been credited on presentation of the receipt and prior to the collection being made
by the authorized official, because the officials will know, upon examining the tube,
that the tenth deposit was a fraudulent one.
In the latter arrangement the apparatus consists of mechanism similar to that already
described except that the receptacle into which the deposits fall is divided into.a
number of separate compartments and is capable of being raised, or lowered, step by
step, the distance of one division or compartment, so that when the depositor drops in
a coin to allow the draw-plate to be withdrawn the coin falls into one of these com-
partments and the depositor after having written his name and address on one half of
the receipt, automatically delivered to him, inserts this also into the apparatus and it
falls into the same compartment as the coin already inserted. When the draw-plate
is pushed in a pawl engaging with a rack on the divided receptacle causes it to rise
and bring into position a fresh compartment to receive the next deposit and so on.
And in order that my invention may be readily understood I proceed to describe
the same with reference to the accompanying drawings.
Fig. 1 is a front elevation.
Fig. 2 a plan, and
Fig. 3 a side clevation of apparatus, or "Automatic Savings Bank," constructed
according to my invention and used when coins of one value only are to be deposited.
Fig. 4 is a vertical section taken on the line A, B, of fig. 2 shewing the mechanism
for conveying the coin to the cylindrical receptacle or tube.
Fig. 5 is a vertical section on the line C, D, of fig. 2, shewing the manner in which
a receipt is delivered after the insertion of a coin.
Figs. 6, C, and 6 shew detail views in plan and side and end views, respectively
of the guide or shoot for delivering the receipt to the depositor.
Figs. 7, 7", and 7
of the draw-plate.
show detail views in plan, and side and end views respectively,
Figs. 8, 8, and 8b shew detail views in plan, side, and rear elevations, respectively,
of the hollow cylindrical tube into which the coins are finally received.
Figs. 9, 9, and 9b show detail views in front and side elevations, and in plan,
respectively, of the pivotted shoe or tray.
Figs. 10, 10, and 10° shew detail views in plan, front, and side elevations, respectively,
of the guide for conveying the coins into the pivotted tray or shoe.
Figs. 11 and 11*, shew a plan and edge view, respectively, of one form of receipt
used.
a, a, is the box or case of the apparatus, the interior being accessible by the door b.
c is a metal cover-plate having secured firmly to it a column e containing any desired
number of receipts d, placed one above the other, as shewn in fig. 5. A weight d
tends to keep these receipts always pressed downwards. e* is a glazed opening in the
lower part of the column e through which the weight d¹ with words inscribed on it
indicating that the apparatus is no longer working, may be seen when it reaches its
lowest position. The plate e has an opening in it to permit of the receipts passing
from the column e into the slot or opening in the draw-plate f. Secured beneath
this draw plate is another plate g, having in it an opening g', through which, when
the draw-plate is withdrawn, carrying with it one of the receipts d, said receipt will
fall into the shoot or guide g², along which it will travel until it reaches the part g³
outside the case within easy reach of the depositor.
The column e has hinged to it a door e' to enable fresh receipts to be placed within
it. This door is kept closed by means of an angle piece
door b, so that when said door is closed this angle piece
and so securely closes it.
rigidly attached to the
abuts firmly against el
The coin to be deposited is dropped through the slot in the cover plate, and falls
into the shoot j which leads it on, or into, the pivotted shoe or tray k where it is
retained by the guard or stop f*. When the draw-plate f is withdrawn, the guard f×
moves with it, and so releases the coin, which immediately falls into the guide m', and
thence into the cylindrical column or tube m, where it is retained. The column m
fits into a socket m², from which it is easily removed when desired. There is a narrow

page_text: longitudinal slit m³, extending almost the whole length of this tube through which the
coins may be seen and easily counted without disturbing their order, and false deposits
detected.
The pivotted shoe or tray & has its fulcrum at on the cover-plate; it is provided
with a hooked finger which, when no coin is resting in it, comes in the path of a
stud or nib projecting from the draw-plate f, so that should any attempt be made
to pull out this draw-plate, the nib, f* will engage with the hooked finger and so
lock the parts together and prevent further movement. But the weight of a coin
resting on, or in, the tray is sufficient to overcome. the balance weight ³, and to cause
the tray to rock on its fulcrum into the position indicated by dotted lines in fig. 4,
thus removing the hooked finger from the path of the nib and allowing the draw-plate
to be pulled out.
T 19 is a trant alovation

page_text: As shewn by fig. 22, the draw-plate in this arrangement consists of a rectangular
frame sliding in guides c*, secured to the cover-plate c. f³, is a recess or drawer for
containing a pencil, so that when the draw-plate is withdrawn the pencil may be taken
from the drawer by the depositor for use in inscribing his name, address, and amount
of deposit on the counterpart of the receipt.
It will be seen that the arm k³, carrying the shoe or tray k is of such a length as to
render its action more sensitive, and that the draw-plate is prevented from being with-
drawn when no coin has been dropped into the shoe, by reason of this arm coming
in the way of a projection standing out from the draw-plate. There is a finger k
projecting from the support which comes on one side of the arm k and makes a
solid abutment against which the projection." may press the arm. A hook-shaped
piece governs the rise and fall of the arm A, see figs. 20 and 20×, and is so formed
as to permit of the arm falling only a short distance, when a coin is in the tray k,
just sufficient to allow of the projection f passing over it when the draw-plate is with-
drawn. As said hook-shaped piece continues to move, the inclined surface k still
further depresses the arm and finally dislodges the coin and throws it into the
shoot m¹. When the draw-plate is pushed in again the surface acts upon the arm
and assists the weight to raise it into its original position.
It is obvious that instead of causing the coin receptacle o to rise or fall, I may cause
the coin receiving shoot m' to rise and fall, this being attained by means of a spindle
formed with a spiral groove into which gears a pin standing out from the shoot, so
that when the draw-plate is pushed in, the grooved spindle will be rotated and cause
the shoot to come into correct position for leading the next deposit into the adjoining
empty compartment of the coin receptacle.
Having now particularly described and ascertained my invention, and in what
manner the same is to be performed, I claim :-
1. In the system of so-called Automatic Savings-Banks, the construction and use
of apparatus substantially as described and shewn.
2. In a system of so-called Automatic Savings-Banks, the construction and use of
apparatus in which the dropping in of a coin or coins disengages mechanism by which
a receipt, check, or tally is delivered to the depositor corresponding with and indi-
cating the numerical order of the deposit; the coin or coins being either led into a
stationary receptacle or tube, or into a rising or falling receptacle provided with
separate compartments into which the deposit, together with the counter half of the
receipt, bearing the name address and amount deposited, is received, substantially as
described; such receptacles being at predetermined intervals removed from the
apparatus and the deposits collected and entered to the depositors' credit, as set
forth.
3. In an apparatus for use as an Automatic Savings Bank, the arrangement and
use of the pivotted shoe or tray for receiving and holding the coin until a guard
or stop is removed in order to release the coin and allow it to fall into a tube, or
other receptacle, substantially as described and shewn.
4. In an apparatus for use as an automatic Savings Bank, the combination with
the slotted draw-plate f, sliding on the slotted plate g, of a guard or stop *, which,
when the slotted draw-plate is pulled out, releases the coin from the shoe and, at
the same time, causes a receipt, check, or tally to fall through the slot in the
plate g, into the shoot g², substantially as described and shewn.
5. In an apparatus for use as an automatic Savings Bank, the means for preventing
the draw-plate from being withdrawn until after the insertion of a coin, consisting
of the booked finger ², forming part of the pivotted shoe, and of the nib f carried
by the draw-plate for engaging with said finger k², substantially as described and
shewn by Fig. 4 of the annexed drawings.
6. In an apparatus for use as an automatic Savings Bank, the modified arrangement
for preventing the withdrawal of the draw-plate until after the insertion of a coin,
consisting of a projection f carried by the draw-plate, and of the finger k carried by

page_text: the cover plate, substantially as described and shown by Figs. 20 and 20× of the annexed
drawings.
7. In an apparatus for use as an automatic Savings Bank, the employment in com-
.bination with the arm k, carrying the shoe or tray k, of the hook-shaped piece f³ for
governing the rise and fall of said arm, substantially as described and shewn.
8. In an apparatus for use as an automatic Savings Bank, the mechanism con-
sisting of the combination of the pawls p¹ and p² with the rack p, and the stud or
pins working in the slotted limb q, for causing the receptacle o to rise one.
compartment when the draw-plate is pushed in, substantially as described.
9. The apparatus or automatic Savings Bank, having its parts arranged combined
and operating substantially as herein described and shewn with reference to Figs. 1
to 14 of the annexed drawings.
10. The modified arrangement of apparatus or automatic Savings Bank having its
parts arranged, combined, and operating substantially as herein described and shewn
with reference to Figs. 15 to 22 of the annexed drawings.
Dated this 20th day or
ERNEST DE PASS,
68, Fleet Street, London, Agent for the Applicant.
ERNEST DE PASS,
68, Fleet Street, London, Agent for the Applicant.