A man who owns peoples property when they tail  to bring back his money

In our village there is a man who lend money to people but she has high interest and when you want the man to lend you money like 200,000 you first pay 60,000 as interest and the agreement for your land where you base at when you fail to bring back the money,he owns your land and what you have put on he agreement like goats,hens but you pay that money inone monthly

Location: namulesa, Jinja, Uganda