CHAMA

Being a motocycle Boda Boda I advised by fellow Boda Boda men to form a group "chama" which consisted of twenty members each contributing ksh.200 daily.
The aim of the group was to buy a motocycle for every member, after evry twenty days the moto bite was then around kshs 80,000 upon purchase, the motocycle cridentials were centuallry kept and secured for assurance that no member would quit with the motobike or sell it before contributing for other member
There was also an extra kshs 200 contributed weekly for lending out to the members incase of need
The group objective was achieved and every group member currently owns at least a motobike of their own. This ensured that every member obtained a driving licence and is atleast aware of the traffic rules and regulations

Location: , Kakamega Central, Kenya