NEW PYRAMID SCHEMES

 The emergence of village or estate saving merry-go-rounds popularly known as chama has changed the lives of ordinary Kenyans.
You should be however be warned there people who use the scheme to con Kenyans out of their hard earned cash.
A tendency has emerged to form chamas whose members are drawn from one tribe or even clan.
Two three will moblise mostly the uneducated or less educated members of their community to form a chama.
After two or three years when the share contributions are substantial the leaders vanish into thin air with the money leaving the members counting their losses.

Location: ALL, NAIROBI, KENYA