Santali to English:
ᱫᱚᱦᱲᱟᱠᱟᱨᱛᱮ ᱜᱚᱴᱷᱚᱱ ᱛᱟᱭᱱᱚᱢ ᱨᱤᱱ ᱨᱮᱭᱟᱜ ᱱᱮᱡᱽᱡᱚ ᱜᱚᱱᱚᱝ ᱜᱚᱱᱚᱱᱟᱭᱟᱠᱚ ᱞᱚᱜᱚᱫᱽ ᱱᱟᱦᱟᱜ ᱨᱮᱭᱟᱜ ᱜᱚᱱᱚᱝ ᱞᱮᱠᱟᱛᱮᱠᱚ ᱜᱚᱱᱚᱱᱟ ᱦᱳᱭᱳᱜᱼᱟ ᱡᱟᱦᱟᱸ ᱫᱚ ᱫᱚᱦᱲᱟᱠᱟᱨᱛᱮ ᱵᱮᱱᱟᱣ ᱪᱮᱛᱟᱱ ᱜᱚᱴᱟ ᱟᱠᱟᱱ ᱥᱩᱫᱽ ᱦᱟᱨᱛᱮ ᱫᱚᱦᱲᱟ ᱠᱟᱨᱛᱮ ᱵᱮᱱᱟᱣ ᱟᱠᱟᱱ ᱵᱮᱝᱠ BPLR ᱨᱮ ᱥᱚᱢᱟᱱ ᱦᱟᱨᱛᱮ ᱪᱷᱟᱲ ᱠᱚ ᱮᱢᱚᱜᱼᱟ ᱾ᱫᱚᱦᱲᱟᱠᱟᱨᱛᱮ ᱵᱮᱱᱟᱣ ᱢᱟᱦᱤᱛ ᱫᱚ ᱨᱤᱱᱮ ᱦᱟᱛᱟᱣ ᱮᱫ ᱠᱟᱱ ᱛᱷᱚᱱᱚᱛ ᱞᱟᱜᱤᱫ ᱞᱟᱠᱛᱤᱭᱟᱱ ᱢᱮᱭᱟᱫᱽ ᱟᱱ ᱯᱨᱤᱢᱤᱭᱟᱢ ᱟᱨ ᱠᱨᱮᱰᱤᱴ ᱨᱤᱥᱠ ᱯᱨᱤᱢᱤᱭᱟᱢ ᱾
The fair value of the loan after restructuring will be computed as the present value of cash flows representing the interest at the rate charged on the advance on restructuring and the principal, discounted at a rate equal to the bank's BPLR as on the date of restructuring plus the appropriate term premium and credit risk premium for the borrower category on the date of restructuring.