Kashmiri to English:
تۄہہ پٮ۪نَوٕ پرٛیٖمیم باقٲیدگی سان کم از کم مٗسلسل ترٛٮ۪ن ؤرین تام بَرُن۔
You have to pay the premiums duly for at least 3 consecutive years.