Sly was silent for a few moments. The kid probably thinks the Z-O Gemeinschaft’s just one big vault full of gold, she thought, but it doesn’t work that way. High-level banking’s not about money as such, or gold. It’s about information. Agarwal had taken pains to explain this basic truth to her. The Z-O Gemeinschaft was just a bunch of big computers, a massive exchange for financial information.