"The purpose for which the silver was intended no longer exists. But the Bills have been presented, and accepted, and must be paid in London before day’s end, if the reputation of the House of Hacklheber is to survive. I propose that we convert the transaction into another form of payment. France no longer has need of the silver, but she does have a perpetual need of timber—more so than ever, now that so much of her fleet has been burned in the harbors of Cherbourg and La Hougue. She purchases Baltic timber through the Compagnie du Nord, which deals with a net-work of Huguenot merchants in the north. Those same houses maintain bureaus within a stone’s throw of where we stand; indeed, as I was on my way here just now, I chanced to meet Monsieur Durand, who is the local factor of such a concern. I fetched him along with me." Eliza waved her hand in the window. Instantly the door opened, and the last remaining volume in the House of the Golden Mercury was claimed by a big-nosed, wigless, white-haired gentleman. "I present Monsieur Durand of Durand et fils of London, Stockholm, Rostock, and Riga," Eliza announced. "I have told him all about what has happened—though like most of ’Change Alley he had already heard much of the story. Monsieur Durand has let me know, in the most eloquent French, that, as a result of his many connexions and his long expertise in the north, he has developed a respect for the House of Hacklheber that cannot be shaken by one unfortunate incident of piracy. As such, he is willing to arrange shipment of timber to the Compagnie du Nord provided that the four outstanding Bills of Exchange are transferred to him today. He will, in other words, accept the credit of your House in lieu of actual delivery of silver bullion. The House of Hacklheber’s obligations shall be discharged in full by day’s end, and no damage to anyone’s repute shall ensue; Lothar von Hacklheber shall be Ditta di Borsa tomorrow just as yesterday, and this momentary lapse in his reputation, which has led to the abrupt hiring of so many members of the legal profession, shall be remembered—if it is remembered at all—as one of those brief irrational panics to which markets are everywhere prone."