Csongor allowed himself the barest trace of a wry smile and continued: "The quarterly numbers were looking not so good. He knew he was in trouble, needed to take some risks in order to bring those numbers up. Guys like him are maybe addicted to taking risks anyway. He and Wallace set up some complicated transactions and at the same time invested some of the money Wallace controlled in schemes such as your stolen credit card numbers. When Wallace lost all his files—"