Groaning, Amy switches off her palmtop and stares into her lap. She tells herself that the money in Dr. Hill’s account could have come from anywhere, but she has trouble believing that. Every employee of a KFK subsidiary is told very clearly from day one where they’re expected to do their banking, and there’s no reason to disregard corporate expectations. Employees of Hurley-Cooper get very favorable rates at First Corporate Trust, and not just on interest-bearing accounts, but on loans and all other services. And there’s an A.T.M. in the lobby of every HC facility that banks direct to F.C.T. There’s no reason in the world to use any another financial institution, unless you’ve got something to hide.