"No, it isn’t," Mia said, "it’s how we ensure financial stability and reduce liquidity in the capital markets. This is truly a dull and stuffy topic, Brett, but as it happens, I’m a medical economist, and I know quite a bit about this. If you could have seen what markets were like in the twenties, or the forties, or even the sixties, then you’d appreciate modern time-based restrictions on the movement of capital. They’ve helped a lot, life’s a lot more predictable now. The whole structure of the medical-industrial complex is dependent on stable grant procedures and graduated reductions in liquidity."