There are certain procedures that, no matter how good our training, we tend to grow careless about over time. Then we forget about that training at crunch time, just when we need it. You would think that not giving out your account name and password is something that just about everybody knows (or should know) and hardly needs to be told: it's simple common sense. But in fact, every employee needs to be reminded frequently that giving out the account name and password to their office computer, their home computer, or even the postage machine in the mail room is equivalent to giving out the PIN number for their ATM card.