App: Clever Net Worth
Developer: CleverInfo
Genres: Finance, Lifestyle

Are you getting Richer or Poorer?  Use 'Clever Net Worth' to find out.  Now totally free.

IT IS A PROBLEM
You have lots of accounts (e.g. cash, bank accounts, loans, credit cards, assets like House Value) and it is hard to track how your net worth is trending over time.  Are you getting Richer or Poorer?

IT IS TOO HARD TO RECORD ALL THOSE TRANSACTIONS
Normal accounting packages will have you recording every transaction expense and income item - but what if all you really wanted was to get a sense of the trend in your overall balances?

With 'Clever Net Worth' you just enter account balances whenever it makes sense to you.  For example, you might enter the value of your home once a year, the balance of your mortgage once a month and the credit card whenever you feel like it.

AND YOU CAN TRACK MORE THAN YOUR NET WORTH
Here’s the really interesting bit - you really want to combine multiple accounts together into Collections.  For example, the Equity in your home (value - mortgage) or the value of all your various savings accounts and other assets.

That’s what “Clever Net Worth” does for you.

So what are you waiting for?  Click on the button above to download the app and understand if you are getting richer or poorer. 

FEATURES (see screenshots)
° Totally free to use - no in-app purchase required.
° Sync your data between all your accounts via your iCloud account.
° See a clear summary of your current position: ASSETS - LIABILITIES = NET WORTH.
° Accounts hold a series of balances on dates of your choosing.  E.g. savings account, house value, mortgage, or money you owe to your sister.
° Group accounts by category.  Add a note for extra information about the account.
° Sample accounts are provided to help you learn by playing.  
° Collections combine multiple accounts together. E.g. Home Equity (house value and mortgage accounts) or Total Net Worth (all your accounts).
° You can show Accounts or Collections as a timeline chart and easily select the period of interest.
° You enter new account balances whenever it makes sense to you.  For example, you might enter the value of your home once a year, the balance of your mortgage once a month and the credit card whenever you feel like it.
° Trend lines are included on all charts.  Future forecasts over the next 25 years based on this trend can be easily viewed. 
° Record events for specific dates in an account.  Use these to record a description of why a significant change has happened - e.g. "I bought my house!"
° Change the colours (or colors) of the chart elements to something you like.
° Use Face ID, Touch ID or a Password to protect your data from prying eyes.
° Take a backup of your data at any time and restore later if desired.
° Export and import your data to use in a spreadsheet.
° Fully supports Dark Mode (where available).
° Available on your Mac desktop, iPad and iPhone devices.
° Supports multiple windows on Macs and iPads.

Please note: this app does not support automatic downloading of balances from bank accounts.

Release notes:
Now totally free to use - no in-app purchase required.