A joint resolution to provide for the temporary extension of certain programs relating to housing and community development, and for other purposes.
PL 99-120 (H.J.Res.393), enacted 10/08/1985

99 STAT. 502 
PUBLIC LAW 99-120—OCT. 8, 1985 
Public Law 99-120 
99th Congress 
Joint Resolution 
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98 Stat. 2221. 
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Oct. 8, 1985 
To provide for the temporary extension of certain programs relating to housing and 
[H.J. Res. 393] 
community development, and for other purposes. 
Resolved by the Senate and House of Representatives of the United 
States of America in Congress assembled, 
SECTION 1. EXTENSION OF FEDERAL HOUSING ADMINISTRATION MORT-
GAGE INSURANCE PROGRAMS. 
(a) TITLE I INSURANCE.—Section 2(a) of the National Housing Act 
is amended by striking out "October 1, 1985" in the first sentence 
and inserting in lieu thereof "November 15,1985". 
(b) GENERAL INSURANCE.—Section 217 of the National Housing 
Act is amended by striking out "September 30, 1985" and inserting 
in lieu thereof "November 14, 1985". 
(c) Low AND MODERATE INCOME HOUSING INSURANCE.—Section 
221(f) of the National Housing Act is amended by striking out 
"September 30, 1985" in the fifth sentence and inserting in lieu 
thereof "November 14,1985". 
(d) SECTION 235 HOMEOWNERSHIP.— 
(1) ASSISTANCE PAYMENTS AUTHORITY.—Section 235(h)(1) of the 
National Housing Act is amended by striking out "Septem-
ber 30, 1985" in the last sentence and inserting in lieu thereof 
"November 14,1985". 
(2) INSURANCE AUTHORITY.—Section 235(m) of the National 
Housing Act is amended by striking out "September 30, 1985" 
and inserting in lieu thereof "November 14,1985". 
(3) HOUSING STIMULUS AUTHORITY.—Section 235(q)(l) of the 
National Housing Act is amended by striking out "Septem-
ber 30, 1985" in the last sentence and inserting in lieu thereof 
"November 14,1985". 
(e) CO-INSURANCE.— 
(1) GENERAL AUTHORITY.—Section 244(d) of the National Hous-
ing Act is amended by striking out "September 30, 1985" and 
inserting in lieu thereof "November 14,1985". 
(2) RENTAL REHABILITATION AND DEVELOPMENT PROJECTS.—Sec-
tion 244(h) of the National Housing Act is amended by striking 
out "October 1, 1985" in the last sentence and inserting in lieu 
thereof "November 15,1985". 
(f) GRADUATED PAYMENT AND INDEXED MORTGAGE INSURANCE.— 
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Section 245(a) of the National Housing Act is amended by striking 
out "September 30, 1985" in the last sentence and inserting in lieu 
thereof "November 14,1985". 
(g) REINSURANCE CONTRACTS.—Section 249(a) of the National 
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second sentence and inserting in lieu thereof "November 14, 1985". 
98 Stat. 2225. 
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PUBLIC LAW 99-120—OCT. 8, 1985 
99 STAT. 503 
(h) ARMED SERVICES HOUSING INSURANCE.— 
(1) CIVILIAN EMPLOYEES OF ARMED FORCES.—Section 809(f) of 
the National Housing Act is amended by striking out "Septem- 
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ber 30, 1985" in the last sentence and inserting in lieu thereof 
"November 14,1985". 
(2) DEFENSE HOUSING FOR IMPACTED AREAS.—Section 810(k) of 
the National Housing Act is amended by striking out "Septem- 
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ber 30, 1985" in the last sentence and inserting in lieu thereof 
"November 14,1985". 
(i) LAND DEVELOPMENT INSURANCE.—Section 1002(a) of the Na-
tional Housing Act is amended by striking out "September 30,1985" 
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in the last sentence and inserting in lieu thereof "November 14, 
1985". 
(j) GROUP PRACTICE FACILITIES INSURANCE.—Section 1101(a) of the 
National Housing Act is amended by striking out "September 30, 
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1985" in the last sentence and inserting in lieu thereof "Novem-
ber 14, 1985". 
SEC. 2. EXTENSION OF REHABILITATION LOAN AUTHORITY. 
Section 312(h) of the Housing Act of 1964 is amended— 
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(1) by striking out "September 30, 1984" and inserting in lieu 
thereof "November 14,1985"; and 
(2) by striking out "October 1, 1984" and inserting in lieu 
thereof "November 15, 1985". 
SEC. 3. EXTENSION OF RURAL HOUSING AUTHORITIES. 
(a) RENTAL HOUSING LOAN AUTHORITY.—Section 515(b)(4) of the 
Housing Act of 1949 is amendfed by striking out "September 30, 42 use 1485. 
1985" and inserting in lieu thereof "November 14,1985". 
(b) RURAL AREA CLASSIFICATION.—Section 520 of the Housing Act 
of 1949 is amended by striking out "the end of fiscal year 1985" in 
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the last sentence and inserting in lieu thereof "November 14, 1985". 
(c) MUTUAL AND SELF-HELP HOUSING GRANT AND LOAN AUTHOR-
ITY.—Section 523(f) of the Housing Act of 1949 is amended by 42USei490c. 
striking out "September 30, 1985" and inserting in lieu thereof 
"November 14,1985". 
SEC. 4. EXTENSION OF FLOOD AND CRIME INSURANCE PROGRAMS. 
(a) FLOOD INSURANCE.— 
(1) GENERAL AUTHORITY.—Section 1319 of the National Flood 
Insurance Act of 1968 is amended by striking out "September 
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30, 1985" and inserting in lieu thereof "November 14, 1985". 
(2) EMERGENCY IMPLEMENTATION.—Section 1336(a) of the Na-
tional Flood Insurance Act of 1968 is amended by striking out 
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"September 30, 1985" and inserting in lieu thereof "Novem-
ber 14, 1985". 
(3) ESTABLISHMENT OF FLOOD-RISK ZONES.—Section 1360(a)(2) of 
the National Flood Insurance Act of 1968 is amended by strik- 
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ing out "September 30, 1985" and inserting in lieu thereof 
"November 14,1985". 
Ot)) CRIME INSURANCE.—Section 1201(b)(1) of the National Housing 
Act is amended in the matter preceding subparagraph (A)— 
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(1) by striking out "parts A, C, and D" and inserting in lieu 
thereof "part A"; and 
(2) by inserting after "1985," the following: "and parts C and 
D shall terminate on November 14,1985,". 
99 STAT. 504 
PUBLIC LAW 99-120—OCT. 8, 1985 
SEC. 5. MISCELLANEOUS EXTENSIONS. 
(a) COMMUNITY DEVELOPMENT BLOCK GRANT CLASSIFICATIONS.— 
(1) METROPOLITAN CITY.—Section 102(a)(4) of the Housing and 
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Community Development Act of 1974 is amended by striking 
out "for fiscal years 1984 and 1985" in the second sentence and 
inserting in lieu thereof "through November 14,1985". 
(2) URBAN COUNTY.—Section 102(a)(6) of the Housing and 
Community Development Act of 1974 is amended by striking 
out "for fiscal years 1984 and 1985" in the second sentence and 
inserting in lieu thereof "through November 14,1985". 
(b) SECTION 202 INTEREST RATE LIMITATION.—Section 223(a)(2) of 
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the Housing and Urban-Rural Recovery Act of 1983 is amended by 
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striking out "October 1,1984" and inserting in lieu thereof "Novem-
ber 15,1985". 
(c) HOME MORTGAGE DISCLOSURE ACT OF 1975.—Section 312 of the 
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Home Mortgage Disclosure Act of 1975 is amended by striking out 
"October 1,1985" and inserting in lieu thereof "November 15,1985". 
SEC. 6. EXTENSIONS OF GARN-ST GERMAIN ACT. 
(a) Section 141(a) of the Garn-St Germain Depository Institutions 
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Act of 1982 is amended by striking out "upon the expiration of three 
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years after the date of enactment of this Act" and inserting in lieu 
thereof "on April 15,1986". 
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(b) Section 206(a) of such Act is amended by striking out "Upon 
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the expiration of three years after the date of enactment of this Act" 
and inserting in lieu thereof "On April 15,1986". 
Approved October 8, 1985. 
LEGISLATIVE HISTORY—H.J. Res. 393: 
eONGRESSIONAL RECORD, Vol. 131 (1985): 
Sept. 20, considered and passed House. 
Oct. 2, considered and passed Senate, amended. 
Oct. 3, House concurred in Senate amendment.