Purchase Financing Information
General information on our Synchrony Financing Programs
To help you finance your purchase at the lowest possible cost, we offer convenient revolving charge accounts through Sychrony Financial, a credit service of Sychrony Bank As one of the largest national providers of retail financing, Synchrony's programs allow us to offer you higher credit limits and special long-term or reduced interest options.
Please read and make sure you understand all the terms of the charge agreement you received. The account terms are written in plain language but if you have any questions please call us. Also carefully read your monthly statements to make sure you are making at least the minimum required payment each month.
To help you understand your charge account and insure that it functions smoothly, please read your financing agreement and take a moment to review these important reminders:
SAME-AS-CASH NO INTEREST OPTION: If a same-as-cash or no interest option is marked on your Revolving Charge Sales Invoice agreement, you may avoid all interest charges. If you pay the full original “amount financed” prior to the end of the “Same as Cash” option period and have also made the minimum monthly payments required, the interest that has accrued on your sale will be credited off. The option period is the number of monthly cycles from the date of delivery or availability for delivery. If you later decide not to pay the full amount before the end of the option period, the account automatically reverts to a standard account, and normal monthly interest is charged on your outstanding balance from the date of delivery, like other credit card accounts. You must however make at least the minimum monthly payment to avoid additional finance charges and penalty fees. Since your monthly statement will list only the required minimum monthly payment as due, please remember to write down the same-as-cash expiration date and pay the full amount financed before this date. Note that the expiration date of the promotional period of a special credit plan is not necessarily the same date as a payment Due Date for your account.
If you have any questions regarding your account balance, and payments made, or if you wish to request a modification to your agreement, please see the Synchrony Bank contact information on your copy of the application. Please call the Synchrony Financial Customer Service Department at 1-866-396-8254, or call our office for assistance. Account payments should be mailed to Synchrony Financial, PO Box 965035, Orlando, FL 32896-5035. You can also make payments on line at www.mysynchrony.com To make sure your payments are properly credited, we can not accept any customer payments at Blackledge Furniture.
If the amount of your contract is incorrect, or you have not been credited for any returned items, or if you have been billed for items which are not yet available for delivery, please call our Office Manager at 541-753-4851, so that we may help correct your account.


Services for Investment Property Owners
Purchasing Investment Properties
Need help finding that perfect investment property? As a real estate developer and investor, I have a lot of experience in investment properties. Purchasing an investment property -- especially something like a multi-family building -- is much different than buying a home for yourself to reside in. Unlike purchasing real estate to live in, purchasing a rental property is solely about making a return on your investment, either on a monthly basis or in the future. True, the house you live in is an investment as well, but for most people their own home is about so much more than just an investment.
Investing can be daunting if you have never done it before.
I can help you find good investment deals, be it to flip or for an ongoing income stream. As there are many different ways to analyze an investment properties worth, it can be daunting if you have never done it before. Despite the market bubble in some areas, Philadelphia did not artificially inflate as much, and has always been one of the most affordable big cities on the east coast. Investing in major urban areas is never a bad thing as scarcity of land drives the value. For instance, as local universities — such as the University of Pennsylvania, Drexel, and Temple — continue to expand their enrollment each year, the demand for student rentals continues to rise. Areas in the city continue to gentrify and rents continue to increase accordingly. I can also help you identify the hot areas that are on the rise.
I have purchased or helped purchase investment properties in California, Virginia, Florida, Pennsylvania, and Canada. My areas of expertise for investment properties in Philadelphia include University City, Center City and the Main Line. I would be happy to assist you in your investment property needs.
As a property manager and investor, I have found many renters for houses and apartments in the past. I know the places to advertise, and have a great deal of experience with tenants.
It can be a time-consuming process finding a tenant, so let me help you with the process. Whether it is a multi-family investment property or you just need to rent your home while you travel for the year, I can help find you renters for your property.
Finding a renter by yourself may be easier than selling for sale by owner (FSBO), but the fees you pay to a Realtor to show your property and place it on the multiple listing service (MLS) can often help you get your property rented a couple months sooner and ends up saving you money in the end. Either way, I would be glad to give you a hand renting your property or helping you determine the correct rent to charge. Shoot me an email or give me a call and I would be happy to give you a free, no pressure estimate.
Main Line Communities
This attractive contemporary home is for sale in north Villanova (Lower Merion Township) on a level one-acre lot. In the heart of the Main Line, this home is near the estate section of Villanova. Houses on the street have sold for over a million dollars (house next door sold for 1.4 million). The lot itself is worth the asking price. This is a fabulous opportunity to get into the prestigious Main Line, in a multi-million dollar neighborhood with blue ribbon schools, for a reasonable price. House is close to numerous local Septa stops (a 19 minute ride to center city), the 476, the 76, the fabulous King of Prussia shopping center and Villanova University.» More Information...
Each day Realtor Matt Jahn scours the new listings for the finest estates and best values the Pennsylvania Main Line has to offer. This includes new listings, short sales, foreclosures, and new construction. Matt has an excellent eye for a quality find, and his top selections rarely stay on the market long; sometimes they are under contract within days of becoming available. Don't miss out on your dream Main Line home, whether it be a condo or sprawling estate. Contact Matt today for an appointment to see the best the Main Line has to offer. Read his Guide to Main Line Real Estate to learn more about the many communities he serves.» More Information...
The Main Line has many excellent features, but one of its greatest assets is its many nationally recognized and ranked public and private schools. Not only does the Main Line have some of the best and highest rated grade schools, but is home to many world-class colleges and universities as well. One of the driving forces of real estate prices and a big part of desirability is an area's school system. Whether you are looking for a great school for your children, or want a good school system for resale value, the Main Line fulfills these criteria. With high test scores, low teacher to student ratios, and a lot of tax money going into the system, you cannot go wrong with any school district on the Main Line.» More Information...
Prudential Fox & Roach Realtors are the #1 Realtor on the Main Line and the #1 single-market Realtor in the country. Our market dominance and resources give us an unmatched ability to perform for you. Whether you are buying, selling, renting, or relocating, when you call on Prudential Fox & Roach, you access a network of passionate professionals with rock-solid, real-world connections and the best marketing technology in the business. We create a positive experience and add value to all those we impact. Our professionalism is a role model for our industry and the public.» More Information...


Restaurant business is a highly profitable business and at the same time, a lot of risks is involved too. The major feature of this sector is it is very difficult to have loyal customers but very easy to lose them. Hence, a lot of care should be taken all the time.
Customers are highly sensitive and will have different tastes. A restaurateur should be able to satisfy different tastes of customers. Along with the taste of the food and hygienic surroundings, a customer will expect good service too.
Good service includes prompt attention, quick service and politeness. The customer should be attended to as soon as he or she sits at the table. Customers should be provided with the menu and the waiters or waitresses should stand beside the customer to clear their doubts. A good waiter should also be a good sales executive and be able to divert the attention of the customers to the most profit making items.
Politeness is an added qualification for the waiters. The decorum maintained by the waiters will certainly make the customers feel as they are held in high esteem. Once, the order is taken, the food should be served as early as possible.
Now the final part is the presentation of the bill to the customer. Certainly, after consuming the food, he or she owes money to the restaurant but the same thing should be told with elegance. This can be done with guest check presenters.
A guest check presenter will help to handover the bills safely and with due respect. Most of the guest check presenters will have two pockets, one to keep the bills and the other to keep the debit/ credit cards or the cash. There are different types of guest check presenters available in the market and most of the manufacturers offer economy guest check presenters and deluxe guest check presenter so that every restaurant can afford them.
Faux leather check presenters are another variety which is largely used in classic restaurants. Each type of guest check presenters can be customized with logo and name on the front side. There will be a “Thank You” message at the rear by default.
If you are seriously into the restaurant business and so far have not made presenting bills to guest check presenters, it will be better to start with. This will clearly show the difference and you will certainly be able to create more loyal customers.


Are you VAT registered and not currently using Xero accounting software?
We started talking about Making Tax Digital (MTD) a few years ago now and yet for VAT registered businesses the commencement date is almost upon us.
Starting April 2019 all VAT registered businesses will be required by law to submit their VAT returns every quarter via a digital source only. There will cease to be paper forms and even HMRCs current free VAT filing software is being discontinued.
We are encouraging all such businesses to talk to us about moving o Xero software as soon as possible in order to ensure complete fluency and accuracy in time for the MTD deadlines.
For those not registered for VAT, you will be required to go digital in time for quarterly accounts and tax filing from April 2020, so speak to us sooner rather than later.
To see what Xero cloud accounting can do for you request our brochure or follow the link to Xero online.
Succession planning is often seen as solely for when a company director-shareholder retires. However, if a sole director-shareholder dies and no plans have been made for the company's future, it can leave the company in a very vulnerable position. Whilst acting as a sole director-shareholder of a limited company has its benefits it also has its risks.
In order to avoid any difficulties or uncertainty in the event of the death of a sole director-shareholder, you should review your company's Articles of Association as soon as possible and make any necessary amendments, to ensure your company could continue to operate in such circumstances.
The good news is that this issue was addressed in the new model Articles of Association for companies incorporated after 1st October 2009. However, if your company was incorporation before this date then, as qualified Chartered Company Governance advisors, we can assist you in amending your company documents accordingly.
One important case in point shows how the High Court had to step in to take emergency action to save a business.
Mr P was a sole director-shareholder of Lancashire Cleaning Services. Whilst he appointed executors for his estate in his Will he did not update the company's Articles of Association to allow the executors to make decisions on behalf of the company, such as appointing a new director. When Mr P passed away, the company's assets were frozen and employees could not be paid, and the executors were powerless to help.
The situation in this case was considered an emergency, calling for the High Court to step in and rectify the register of members (shareholders) with the executors, so that they could pass a resolution to appoint a new director. Although the court usually requires a Grant of Probate before allowing this, the urgency in this case was sufficient for the court to proceed without, as it was thought the company would not otherwise survive.
Directors of small limited companies have generally always withdrawn money from their companies on a monthly basis to ensure they have enough money to live on. This is usually done on in the form of a small salary topped up with dividends.
At the end of the financial year your accountant then calculates how much dividend can be declared and hopes it's enough to cover the amounts withdrawn throughout the year!
This isn't really the true nature of dividends. They are financial rewards which can only be declared if there are profits available after the calculation of estimated corporation tax. There are also compliance issues to be dealt with too.
With the advent of the new dividend tax allowance it has meant that interim as well as final dividends may need to be declared, if your financial year end falls outside of the tax year.
HMRC are clamping down on these procedures and with digital technology can now prove if dividends are taken and then declared retrospectively.
Read more here on how to protect yourselves:
- Ensuring a proper paper trail for HMRC such as printing out a trial balance to show the company has made enough profit to declare an interim dividend;
- Recording both interim and final declarations in the minutes of board and annual general meetings;
- Completing dividend vouchers and distributing to each shareholder
These compliance procedures can often be overlooked by small companies but with recent case law where HMRC are reclassifying payments as employment it is essential you are covered or you could be looking at a large tax bill.
As we are also qualified Chartered Company Secretaries we can undertake these procedures for you to ensure you remain 100% compliant, so please just give us a call.
We have been nominated for the expert business and financial advice we provide to our clients when they have aspirations to grow their businesses.
The high growth programme that we deliver has meant we've helped clients in the following ways:
- helped grow one start up client to be a million pound company;
- a client who was on the brink of collapse to have achieved 30% growth;
- a stagnant client ready to close it's door through frustration, to adapt it's business in a different direction and achieve great success .
Please contact us if you would like to know more about our high growth programme.
We have moved
Setting your goals for 2018
The New Year is always a great time to start thinking about what you'd like to achieve in the next 12 months, either personally, in your business or both.
However, many of us like to think about our goals for the year ahead but unless we put in place a short term plan of how we're going to achieve them, then the chance of pulling them off is very slim.
Your short term goals can take many forms such as:
- Increasing turnover;
- Making cost efficiencies;
- Entering a new market;
- Recruiting new staff.
- Starting a new hobby;
- Thinking about retirement;
- Buying a new house;
- Planning a holiday.
Once you've decided on your goals you must then work out a plan of how to achieve these.
At Brooks Accountants we help you set strategic plans that ensure you realise your dreams.
Give us a call to discuss your ideas 01253 731791.
Suzie Brooks of Brooks Accountants has won the Women in Business Award for “Financial Advisor of the Year” in the Downtown Lancashire in Business Awards.
Established in 2003 by Suzie, Brooks Accountants offers a forward thinking approach to accounting to a range of corporate businesses and SMEs across the UK. Utilising her vast experience in the business world, Suzie’s business offers much more than your standard accountancy practice, including business advice that help clients grow their organisations through strategic planning and the use of simple tools in key business areas.
Suzie commented, “I’m thrilled to have won this prestigious award. It is testament to our innovative approach with clients. We don’t just communicate with clients when tax returns are due, we work together on a regular basis to ensure clients have up to date information with which to make valuable business decisions. We take the time to get to know each client, where their business currently sits in their market sector, where they want to be in the next few years and then consider how this can be achieved. A range of clients have significantly grown their businesses over the years with our support.”
Another of Brooks Accountants services includes business support webinars. This has proved extremely popular with clients and prospects who have found the advice extremely beneficial. These cover a wide variety of topics including:
- Understanding the numbers – What your accounts really mean and how to use them
- How to set budgets and cash flow forecasts
- Putting together business plans and projections
- How to access finance
Suzie concluded, “I hope this accolade will enable organisations to see the value we can add to their business and how we can help them succeed through strategic financial planning and management.”
It’s not exactly a riveting subject, but there are new data protection rules coming into effect that could affect many businesses.
You’ve probably already seen plenty of ‘stuff’ about GDPR, which stands for General Data Protection Regulation.
The new legislation comes into effect in May 2018 and it’s relevant to any UK business, small or large, that holds customer data. In other words, most businesses.
To help Britain’s smallest firms get their house in order, the Information Commissioner’s Office (ICO) has confirmed that its GDPR helpline will go live on November 1 2017.
The VAT man often gets a very bad press and most people would expect him to be totally bah humbug when it comes to having a wild time at the Christmas party, but hang on, this isn’t necessarily the case.
Providing entertainment for employees to reward them for good work or to help maintain staff morale should help your business and therefore it can be argued that you are spending the money for a business purpose.
VAT is reclaimable when it is incurred for a business purpose, so you can see how it is possible to claim the VAT back on your party, but there’s more to it.


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Don't believe the hype around buying a fixer! Due to San Diego's high demand for homes, our fixer-upper properties are not selling for that much less than the move-in ready homes. Most of the time, it is actually more affordable to buy a home already remodeled, rather than putting up the capital yourself after purchase. Also, it's going to be easier for most San Diegans to increase your loan by $50K to buy that move-in ready home, versus a fixer and $70K+ paid out of pocket in order to do a similar remodel.
However, if you are still interested in a fixer, here's a good place to start: Click Here
Hire a designer, not a stager! While staging usually does pay for itself and typically helps homes sell much faster, the typical seller in today's market is still living in the home they wish to sell and it's a designer they need, not a stager. We like to hire our interior designer to go through the home and create a list of things that should to be changed, all while using the clients furniture already in home to 'stage'. This saves our clients money while still getting top dollar for their homes!
Having been raised in North County San Diego, Joseph has a great wealth of experience and knowledge of each community San Diego has to offer. Combined with being extremely hard working, having a great attention to detail, and having the ability to listen, Joseph’s clients receive an elite level of service. Entering Real Estate during the fall of the market in 2007 Joseph quickly realized he needed separate himself from the average agent, he saw that the real estate industry as a whole was lacking technology and modern marketing techniques, which led Joseph to create The Arendsen Group that has a philosophy to utilize technology and to always stay ahead of the industry. His proven modern day marketing system has caused each one of his listings to sell faster, and for more money than the competition. Joseph has been involved with almost every aspect of real estate, originally starting at Prudential California Real Estate and quickly being noticed as a top buyer’s agent, Joseph was recruited by The Endeavor Group where he continued his success with helping buyers, branching off in 2009 to join Chase Merritt a large real estate development & investment company, Joseph learned everything there is to know about investing in residential real estate all while being their listing agent for over 64 properties in San Diego. Whether it’s Buying, Selling, or Investing, Joseph can help!
Can it be true?? Ladies and Gentlemen, no fools’ jokes wen
"Joseph was an Amazing real estate agent and my husband and I had a positive experience . We we're in a time crunch for our move in date he was able to meet the deadline. He's organized and is always on the ball . Also, he was able to share his background experience with flipping houses. I found this most valuable when walking through a house and getting ideas from him and possible costs of projects . This is the first of hopefully many homes we purchase in the area and we would utilize him again ."


The GRAUS (Gram Unnayon Sangathon) – Organization for Rural Socio-economic Development – began its journey in 1998 with its headquarters in Bandarban, in the southern hill district of Bangladesh.
It has been working among the disadvantaged and underprivileged section of the people of the district, irrespective of race and religion, especially among the deprived section of the indigenous people’s community.
GRAUS is a non-profit and non-political socio-economic organization committed to the development of the region through eco-friendly measures for the sustainability of the local environment. It is committed to the needs-based development of the indigenous way of life and the betterment of the living conditions and local environment in par with the modern pace of development.
Since 1998 GRAUS has been engaged in dedicated service to the local community, working for the poverty alleviation of the underprivileged section of the people.
The number of beneficiaries, the area of geographical coverage, the overall increase in manpower, and the acceptance among those with whom GRAUS has been working - they all show the rate of progress GRAUS has achieved in such a short time.


Reduce your electricity bill and increase the value of your property with Solar Panel Installation.Get a Free Quote
If you have ever considered adding solar roof panels to your home, now is a good time to do it. Adding solar roofing panels can reduce your electricity bill significantly and it is great for the environment.
The roofing panels are now available in a variety of colours and shapes so they look more attractive. Some solar roof panels look just like roof tiles and can make an attractive alternative to traditional roofing materials.
There are even clear solar panels that you can use on conservatories or greenhouses. If you are looking at a new roof or doing some major roof repair in the future, it makes sense to consider adding solar roof panels because they can actually reduce your costs.
How does it work?
Solar roof panels are photovoltaic cells that take energy from the sun to generate electricity. They are referred to in the industry as photovoltaic roof panels (PV).
You do not have to have lots of direct sunlight in order to make the solar panels work, They only require daylight.
A PV cell contains silicon or some other semi conducting material that generates an electric field across the layers of silicon when light shines on it. The stronger the light, the more electricity is produced.
To be able to use solar panels, your home or building needs the roof or wall to have an unobstructed view within 90 degrees of south. If there is too much shadow, then the electricity output will be less.
We can help you determine if your home or building will be able to benefit from solar panel installation.
Pretty much maintenance free
Most solar panels are not much of a problem when it comes to maintenance. The system components should be checked out on a regular basis by a qualified technician, and the panels need to be fairly clean. Tree growth around the building should be kept in check to ensure that the tree branches are not keeping sunlight from the panels.
United Kingdom’s climate used to be a big issue in terms of the effectiveness of solar roofing panels. However, improvements in solar technology and manufacturing make the solar roofing panels more effective in climates where there is not a lot of sustained sunlight.
These technological improvements have also brought down the cost of solar technology and the expenses involved in solar panel installation. The new solar roofing panels are meant to withstand all kinds of weather including frost, heavy wind and snow.
Subsidies for solar panels
Unfortunately, there has been a recent cut in government subsidies for installing solar roofing panels on your home in the UK. Since the subsidy was cut, the number of installed solar roofing panels has dropped substantially.
However, the Solar Trade Association reports that it still makes great economic sense to install the solar roofing panels as it is a good financial investment in your home, and installation costs have dropped significantly.
Call us today for a no obligation chat about our Solar Energy Solutions or send us an email.


Yesterday the SEC and UK’s Financial Services Authority made very drastic moves by disallowing traders from shorting financial stocks. Selling short is the practice of selling shares of securities that are not owned by the seller. Shares are borrowed on margin, sold, and then purchased at a later date. If the price is lower when the shares are repurchased, then the short seller makes a profit. If the price is higher, the short seller suffers a loss. I think that banning short selling on financial stocks is a really bad idea for two reasons:
- It will undoubtedly cause a short squeeze (as we began to see yesterday with the Dow rising 400 points). A short squeeze takes place when there is a lot of open short interest (a lot of people shorting a stock) and the stock begins to rise. As the stock rises, many short sellers buy back the stock to prevent or cap their losses. With many short sellers buying back the stock, it increases the demand for the stock and a snowball effect takes place as the stock skyrockets. Many short sellers will receive margin calls and will either have to increase the value of the assets in their account or be forced to buy back short positions at a loss.
- It does absolutely nothing to solve the problems that are causing financial stocks to drop in the first place. Financial firms have seen their market value falling because of the difficulty they are facing in finding sources of capital. The cost of borrowing for lenders and banks has increased due to the credit crunch. Banning short selling on financial stocks does absolutely nothing to resolve the fundamental issues that have caused the market value of financial firms to fall.
The action taken by the U.S. and U.K. regulatory agencies are likely to cause more problems than they will solve. It will only increase the volatility in the stock market as a short squeeze takes place and after the ban is lifted. After the ban is lifted, we will likely see the financial stocks drop once again. Why? Because the underlying issues still exist and the market will value the price of those financial institutions accordingly. The day traders are going to really have a field day as they buy up shares of financial stocks and subsequently short them after the ban is lifted.


March 9, 2021
Three Oaks Engineering has been certified as an Economically Disadvantaged Women-Owned Small Business (EDWOSB) by the US Small Business Administration (SBA) Women-Owned Small Business Federal Contract Program (WOSB Program), as set forth in Title 13, Part 127 of the Code of Federal Regulations (CFR). With this certification, Three Oaks is eligible to compete for WOSB Federal Contracting Program set-aside contracts within eligible industries where women-owned small businesses are underrepresented. The federal government’s goal is to award at least 5 percent of all federal contract dollars to women-owned small businesses each year.
We look forward to offering our environmental, planning, and traffic engineering services to new clients in the federal market. You can learn more about our services at https://threeoaksengineering.com.


First FBA sale!
After some struggles to get our first shipment accepted into the Amazon warehouse, we got our first order on the day that the package was received!
It was a Playmobil Muscle Bike:
- We had bought it for 3,99 € for sale at Kruidvat
- Sending costs to Amazon were 1,3€ (we have cheaper options now)
- Sold it for 14,28 € on Amazon
- Amazon total costs 5,65 €
- Ending up with a payment of 8,63 €
A nice 63% return on investment, not too bad for our first intent.


When considering your next career move, consider the whole package. Carter Machinery offers a comprehensive compensation and benefits package designed to provide our employees and their families with peace of mind. From healthcare and generous paid leave to an impressive 401k plan, you'll find that our benefits package is among the best in the business.
HEALTH INSURANCE: Medical and dental insurance is offered at a reasonable cost to eligible employees*.
Prescription Drug Plan: Employees receive prescription drug benefits.
Vision: Vision benefits are available.
CAFETERIA 125 PLAN: Carter offers both a Flexible Spending and Dependent Care Spending Program.
LIFE INSURANCE: Free group life insurance for all full-time employees*. Coverage is based on previous years earnings: Natural Death = 1 times earnings, Accidental Death = 2 times earnings. Additional life insurance may be purchased on employee, spouse and dependent children.
SHORT & LONG-TERM DISABILITY: Free short and long-term disability coverage is provided to all full-time employees*. Employees off work due to an extended illness or accident may receive up to two-thirds of their wages.
WORKERS' COMPENSATION: Workers’ compensation benefits are available to employees who sustain an injury or illness arising out of and in the course of their employment. Benefits include medical expenses and protection against total lost income.
RETIREMENT & SAVINGS PLAN: Carter offers an outstanding retirement plan available to all employees beginning on their hire date with the company.
401(k) – Company Match: Employees may make a 401(k) tax-deferred contribution as limited by IRS regulations. Carter will match your contribution up to 6% of your total compensation depending on years of service with the company.
- 9 or Less Years of Service = $0.75 Match
- 10 – 14 Years of Service = $1.00 Match
- 15 or More Years of Service = $1.25 Match
A variety of funds are available to suit your personal investment strategy. They are daily valued and employees may change their investment choices as often as they wish, either via phone or internet.
Year End Contribution: In addition to the 401(k) matching contribution, the company may make a year-end contribution to eligible employees based on business conditions. This contribution is optional by the company.
Employees must work 1,000 hours during the plan year and be employed on the last day of the plan year in order to receive the Company Match and Discretionary Company Retirement Contribution. An employee is 100% vested in the Company’s contributions after 3 years of service with 1,000 hours each plan year.
TIME AWAY FROM WORK:
Vacation: To offer a break from work, all full-time employees will receive vacation as follows.
- If you are employed on the first working day of January, you receive 2 weeks of vacation. If you are employed after the first working day of January, you will receive a prorated amount of vacation.
- January 1st following your sixth anniversary date, you will receive 3 weeks of vacation.
- January 1st following your tenth anniversary date, add one vacation day per year until a maximum of 4 weeks after 15 years.
Holidays: Carter recognizes the following paid holidays.
- New Year’s Day
- Memorial Day
- July 4th
- Labor Day
- Thanksgiving Day
- Thanksgiving Friday
- Christmas Eve**
- Christmas Day**
**(Depending on your shift and the days of the week on which Christmas Eve and Christmas Day fall, there will be a minimum of one paid holiday per year at Christmas. Some years there will be two paid holidays at Christmas.)
Personal Time: Employees earn up to five days of paid personal time per year.
Bereavement Leave: For the death of an immediate family member, employees may be eligible for time off with bereavement pay (determined by relationship to employee).
Jury Duty Pay: Employees are compensated by Carter for the time actually required for jury service during which the employee would have otherwise been working. Specific guidelines exist on reporting back to work on jury duty days.
DIRECT DEPOSIT: Employees enjoy the convenience of direct deposit into their checking and/or savings accounts. Hourly employees are paid bi-weekly. Salaried employees are paid on the 10th of each month.
CREDIT UNION MEMBERSHIP: Carter Machinery employees are eligible for membership in the Citizens Equity First Credit Union (CEFCU) and enjoy the convenience of payroll deductions for savings, checking, Christmas clubs and loans.
EDUCATIONAL ASSISTANCE: Tuition reimbursement is available to full-time employees who have been employed for at least 6 months, if classes are job related.
UNIFORM, SHOE & TOOL ASSISTANCE: Carter pays the cost of uniform rental for those parts and service personnel who are required to wear uniforms. Allowances are also offered for safety shoes and tools. For those technicians needing new tools, interest-free tool loans are available.
*Some benefits require a nominal waiting period for enrollment. Full details of all benefits are available from the Human Resources Department.
The information above is a summary of employee benefits currently available to Carter Machinery employees and is not intended to be a contract. Benefits are reviewed and updated periodically, with changes at the sole discretion of the company.


Atlanta Gas Light unveils $400 million 10-year system
June 15, 2009
ATLANTA - June 15, 2009 -- Atlanta Gas Light Company plans to initiate the most comprehensive investment in new energy infrastructure in its 155-year history, according to a proposal filed Friday, June 12th with the Georgia Public Service Commission (PSC). About AGL Resources
Pending approval by the PSC, the new Strategic Infrastructure Development and Enhancement (STRIDE) program would allow the natural gas utility to invest $400 million over the next ten years in infrastructure improvements. Those improvements would include upgrading the backbone of the utility’s distribution system and liquefied natural gas (LNG) facilities to improve system reliability and create a platform to meet forecasted growth.
Computer modeling and engineering analysis suggest the growth experienced in the Atlanta region over the last 20 years necessitates investment in core natural gas delivery infrastructure to maintain proper pressure, minimize the risk of service interruptions, and meet future demand.
“Not only has this region experienced rapid growth in the last two decades, but the growth has shifted away from our interstate supply points and existing high-pressure pipeline system,” said Jay Sutton, vice president, Engineering and Operations. “While we have a history of maintaining a safe, reliable system and have made significant enhancements to portions of our system, industry standards indicate we need to reinforce the system and prepare for forecasted growth.”
In the first three years of the STRIDE program, system improvements are planned in the counties of Cherokee, Clayton, Cobb, Coweta, Gwinnett, Fulton, Forsyth, Henry, Paulding and Rockdale. It is expected that subsequent three-year plans would be submitted for PSC approval based on 10-year forecasting. In the sixth year of the program following PSC approval, Atlanta Gas Light intends to expand its existing LNG storage facilities in Cherokee County to help strengthen system reliability and available supply throughout the metropolitan region.
Under the proposed filing, the new STRIDE program would merge with the company’s existing Pipeline Replacement Program (PRP) initiated in 1998. The PRP has replaced approximately 2,200 miles of aging bare steel and cast iron pipe and has allowed the company to improve safe operations on the system over a shorter time period. Customers pay the PRP surcharge as part of the Atlanta Gas Light charges included on their bills from certificated natural gas marketers in Georgia.
If approved by the PSC, the existing $1.95 monthly PRP charge for residential customers would increase by 95 cents beginning in October 2009. Small commercial customers, who pay $5.85 per month under the current rate design set by the PSC, will pay an additional $2.85.
Atlanta Gas Light President Suzanne Sitherwood said that despite current economic conditions, it is an ideal time to invest in infrastructure.
“By initiating this program in the fall, our customers will receive more value as construction costs are lower and the cost of borrowing money is relatively low. And with commodity rates for natural gas itself much lower than in recent years, we believe the overall impact on customers may be largely offset,” said Sitherwood.
By using the existing surcharge in order to recover program costs, system improvements should occur in a more consistent, uniform manner and at less cost to the consumer than if recovered through base rate charges, which can change year-to-year depending on the outcome of expensive rate cases.
“Considering that we may borrow and spend as much as $78 million in a given year during the 10-year construction program, it is important we use a recovery mechanism with which investors and financial institutions are familiar,” said Sitherwood. “By expanding the existing surcharge to pay for these necessary improvements, we should get access to ready capital at favorable rates. The ultimate beneficiary will be our customers, who will gain from the improved operating capabilities of our system.”
Other utilities around the country are using similar surcharge-based programs to conduct major construction programs. A recent report by the American Gas Association says some 22 utilities in 11 states are using infrastructure surcharges or have a case pending.
Sitherwood said the economic impact of the program is expected to boost the area economy and, on a small scale, help a struggling construction sector.
“Once we get underway, our Georgia STRIDE program is expected to put between 150-200 individuals to work annually to install these new facilities – from right-of-way contractors to pipe fitters and welders to machinery operators. The new infrastructure is also expected to generate additional property taxes and utility franchise fees, helping county and city governments meet their obligations as well,” said Sitherwood.
About Atlanta Gas Light
Atlanta Gas Light, a wholly owned subsidiary of AGL Resources (NYSE: AGL), provides natural gas delivery service to more than 1.5 million customers in Georgia. In operation since 1856, the company is one of the oldest corporations in the state. For more information, visit www.atlantagaslight.com.
AGL Resources (NYSE: AGL), an Atlanta-based energy services company, serves approximately 2.3 million customers in six states. The company also owns Houston-based Sequent Energy Management, an asset manager serving natural gas wholesale customers throughout North America. As a 70 percent owner in the SouthStar partnership, AGL Resources markets natural gas to consumers in Georgia under the Georgia Natural Gas brand. The company also owns and operates Jefferson Island Storage & Hub, a high-deliverability natural gas storage facility near the Henry Hub in Louisiana. For more information, visit www.aglresources.com.Forward-Looking Statements
Certain expectations and projections regarding our future performance referenced in this press release are forward-looking statements. Forward - looking statements involve matters that are not historical facts and because these statements involve anticipated events or conditions, forward-looking statements often include words such as "anticipate," "assume," "believe," "can," "could," "estimate," "expect," "forecast," "future," "goal," "indicate," "intend," "may," "outlook," "plan," "potential," "predict," "project," "seek," "should," "target," "would," or similar expressions. Forward-looking statements in this press release include, without limitation, the expected schedule and results of our STRIDE program infrastructure improvements over its currently contemplated 10-year term and the projected economic and other benefits to our customers and others. Our expectations are not guarantees and are based on currently available competitive, financial and economic data along with our operating plans. While we believe our expectations are reasonable in view of the currently available information, our expectations are subject to future events, risks and uncertainties, and there are several factors - many beyond our control - that could cause results to differ significantly from our expectations.
Such events, risks and uncertainties include, but are not limited to, changes in price, supply and demand for natural gas and related products; the impact of changes in state and federal legislation and regulation including changes related to climate change; actions taken by government agencies on rates and other matters; utility and energy industry consolidation; the impact on cost and timeliness of construction projects by government and other approvals, development project delays, adequacy of supply of diversified vendors, and unexpected change in project costs, including the cost of funds to finance these projects; direct or indirect effects on our business, financial condition or liquidity resulting from a change in our credit ratings or the credit ratings of our counterparties or competitors; interest rate fluctuations; financial market conditions, including recent disruptions in the capital markets and lending environment and the current economic downturn; the impact of natural disasters such as hurricanes on the supply and price of natural gas; acts of war or terrorism; and other factors which are described in detail in our filings with the Securities and Exchange Commission, which we incorporate by reference in this press release. Forward-looking statements are only as of the date they are made, and we do not undertake to update these statements to reflect subsequent changes.
Contact: Tami Gerke, AGL Resources


Built in Ireland
When our company was founded in Seattle, USA back in 1972, the founders were adamant about crafting the highest quality gear possible. To them, quality had multiple dimensions. It was about the using best materials to craft high-performance gear that lasts, yes, but it was also about being a company in which customers could trust and believe. To accomplish this vision of quality it was imperative, from the beginning, that Therm-a-Rest products were made in market.
When Cascade Designs Inc. opened its European headquarters in Midleton, Ireland in 1985, the founders made sure that its core values reflected those of the North American operation. Settled in the heart of the close-knit Midleton community, the factory manufactures nearly all of the Therm-a-Rest pad assortment for the European market, and employees over 100 staff.
Alongside the core manufacturing capabilities, the Midleton operations also house Dealer Services, Finance, Supply Chain, Sales and Marketing functions, as well as the dedicated European warranty and repair team. From here, we closely control each step of the product lifecycle—from inception to repair—and meet the high demand for our products across Europe. Our products are built, tested, packed then shipped to our centralised European warehouse, where they are sent across the continent to our retail customers.
This nimble setup makes it possible to efficiently distribute to 20+ countries from within the European market, and allows us flex to the seasonal trends of the outdoor industry. Moreover, we are able to reduce emissions associated with cross-ocean shipping of finished product and reduce shipping time in the process. When delivering a finished Therm-a-Rest product to a retail customer, we are also delivering the transparency of local manufacturing and the assurance that the products they are buying are made with integrity. When a consumer buys a Therm-a-Rest product, they absolutely know where it was made, and the dedication to quality behind it, every single time.
Few other manufacturers can offer the level of manufacturing transparency and assurance that we do. Building a trusting relationship with our customers is paramount, and we believe that they feel that difference when using our products in the field.
Made in market is far more than a marketing tagline. It’s something that each of our employees take pride in as they go about their work every day. From the production team, to the engineers, to the office staff and beyond, the employees of Cascade Designs Ltd. are driven by our collective commitment to continuing the Therm-a-Rest legacy of top-quality gear that makes a difference in the lives of our customers.


Dear Valued LNS Business Partners,
The LNS Group has entered into an agreement to be sold to the Storskogen Group, a publicly traded Swedish Group that invests in small and medium sized businesses. Storskogen, as a collaborative partner, will offer LNS long term stability and allow us to accelerate our growth to further reinforce our position as the global leader of world class machine tool peripherals and services.
As our customer, we feel it is important you know that your LNS sales, customer service and product management contacts will not change. We will also be offering the same high quality LNS products to the market and our overall approach to serving you as our valued customer will stay the same. In fact, except for this email or the attached press release, you would likely not even know an ownership change has occurred as you continue to do business with us going forward.
LNS will maintain its global headquarters in Switzerland, and we will continue to rely on our sister companies around the world to provide high quality LNS products. This same group of LNS companies that has allowed us to continue to provide products and services to you throughout the years. As mentioned above, little change is expected at LNS and we will look to Storskogen, who is a solid, long-term focused partner, to provide us with development and growth opportunities that might not have been available in the past – opportunities that will serve to enhance the overall experience of our customers.
If you have questions or concerns, please contact your local LNS representative and we would be happy to answer or discuss anything. I would also like to take this opportunity to thank you for your business and for your dedication to LNS and would like to wish you, your family, and your business a Happy, Healthy, and Prosperous New Year!


The German customs authority (“Das Zollamt”) is quite strict. We had heard tell of this from veteran expats, and Justin once had to pay 70 Euro duty on a pair of pants sent to him as a birthday gift in Austria, but we managed to avoid the Zollamt until three months into our stay here.
Our first encounter with the Zollamt was due to inexperience on my part. Many American retailers will ship to Europe, but not all of them pay the proper duties when they do. If you go to J. Crew’s online shop from a German IP address, for example, they boast that they pay the German taxes. In reality, what this means is that they have increased the price of items by 22.7% (to account for import and Value Added [VAT] taxes). When online shopping, I found invitations for our upcoming wedding celebration that looked great, fit our theme, and were reasonably priced. Even better, they shipped to Germany! I had them shipped here so I could address them and mail them off on our next trip back to the states. FedEx delivered them here amazingly fast, and I started the slog of hand-addressing each one. A week later, an envelope arrived from FedEx. What could it be? Oh, it was an invoice for the taxes on the invitations, tacking an extra 30 Euro on to the price. FedEx knew the exact value of the package thanks to the shipping manifests, and merely billed us for the taxes, payable, like all things in Germany, by direct bank transfer.
We wrote that off as one of the costs of moving to Europe, and I learned to be more careful in buying stuff online. This experience also made us aware that any gift registries for the wedding celebration would also have to be done in the EU, or else we would be paying VAT on every single gift sent to us. However, our second encounter with the Zollamt was unexpected. When we were back in the states for a wedding in February, I accidentally left my Kindle at the happy couple’s house. This was a tragedy because I consume books at an appalling rate and the Kindle was my main source of reading material. Our friend graciously agreed to mail it back to us, and sent me a tracking number. After a few days, however, the tracking mysteriously stopped in Germany. About a week after that, we received a letter from the Zollamt notifying us they had a package, and we had to show up and prove that we didn’t need to pay VAT on it. Keep in mind, this was a year-old Kindle with a small crack in the screen and scratches on the body. It was clearly not new!
Unfortunately, this letter appeared right at a busy time in the spring. The Zollamt’s hours are from 7:45 am to Noon, conveniently dovetailing with when Justin has to work and when I have German class. Finally, Justin moved his schedule so he could go up to the Zollamt one morning. He got there, took a number, and presented the receipt for the Kindle (which I had to get from my sister-in-law since it was a gift!) and asked for the Kindle back. That was when we found out that we didn’t read the fine print well enough – they only held the Kindle for 14 days, and then sent it back to the sender!
Germany won this round, and I purchased a new Kindle from Amazon.de so I could maintain my sanity.


If the income statement sets the expectations of price, the balance sheet sets the terms of the deal. Understand the impact that the balance sheet has on the probability of a deal closing, the financing options, or lack thereof, transaction structure, the closing balance sheet and ultimately the after-tax proceeds to the seller. Takeaway an understanding of the balance sheet and how to navigate the deal points that that will lead to more successful closings. You must have a good understanding of financial statements and the role of a business intermediary to get full value from this very important course.
There are four modules in this course. There are 4 videos, a short quiz following each video, and a final open book exam. It should take your about 3-4 hours to complete the course.


FULL SET – Booking Fee & Cancellation Policy
Full Set bookings will require a Booking Fee of 50% of the service price in order to secure the appointment. The Booking Fee will apply toward the amount due for the booked service and may be refundable provided that proper notice is given for cancellation of the appointment.
- Cancellation more than 24 hours in advance will result in a full refund of the 50% Booking Fee.
- Cancellations with less than 24 hours’ notice, same-day cancellations, or no-show appointments will result in complete forfeiture of the full Booking Fee.
ALL OTHER SERVICES – Cancellation Policy
Clients with a same-day cancellation will be required to pay a Cancellation Fee of 50% of the service price for the missed appointment before being able to rebook any future appointments. Appointment no-shows will be required to pay a Cancellation Fee of 100% of the service price for the missed appointment before being able to rebook any future appointments.
All beauty services are non-refundable once services have been rendered. Retail products may be returned, unopened and unused, within 7 days for a full refund. Due to the nature of beauty products’ ability to be contaminated, open products cannot be returned.


In today’s global economy there is an urgency to re-skill HR and develop high-impact HR professionals who are savvy business consultants and experts in HR practices and disciplines. With advances in technology and availability of outsourcing and shared services centers, transactional HR work can be performed more efficiently so that HR can devote time to adding value inside the business. However, getting some HR professionals out of their comfort zone (transactional work) will require more than an effort to divorce them from familiar work. They will need to expand their critical thinking skills and gain a thorough understanding of the organization’s business, its strategies, the culture of the workforce, and the required leadership competencies that will differentiate it from the competition.
ROLE OF AN EFFECTIVE STRATEGIC BUSINESS PARTNER
Progressive companies with transformed HR departments are filled with specialists who are strategic consultants and HR experts. They understand assessment, coaching, recruiting, succession planning, data analytics, I/O psychology, organization development, training, and technology. These experts are the architects of the corporate talent system and work to strategically align talent management with organizational performance. They understand workforce demographics and global culture; innovation; and strategies in recruiting, learning, social networking, and analytics. They design new models for coaching, talent mobility, and performance management specific for business success. Also, they know how the business works, makes money, and builds its competitive advantage. Business leaders and employees trust them to solve organizational performance problems and make complex human capital (HC) management decisions that are often highly uncertain and context specific.
COMPETENCIES THAT ARE NEEDED
To be valued as an effective “strategic” business partner, HR must:
- understand the business impact by asking the right questions to support business results;
- be an organizational designer who comprehends the way the business is managed and aligns customer needs, business strategy, and organizational objectives, processes, systems and structures;
- know the flow of revenue;
- work with managers in talent management, employee engagement, and diversity;
- guide executives in leadership development and succession planning;
- think and act as performance advisors to the business;
- use evidence-based workforce analytics to close gaps between talent and business strategy;
- turn HR data into business metrics linked with positive market performance for business decision making and predictions; and
- be an effective systems thinker who would know whether a business strategy can be implemented.
Also, in order to release human potential, empower leaders to challenge the status quo, imagine the future, and leverage efficiency to achieve greater effectiveness, HR must be skilled at:
- Strategic visioning and imagination;
- Proactive questioning and active listening;
- Creative problem solving;
- Agility and speed;
- Engagement and collaborations with peers from multiple cultures;
- Cross-cultural employee engagement;
- Mastery of advances in technology and analytics;
- Data-based decision making; and
- The art of storytelling.
CRITICAL ROLE OF THE CHIEF HUMAN RESOURCES OFFICER (CHRO)
While the role of CHROs once centered on stewardship for essential administrative HR functions, it is now transforming into a role of chief strategist. Today’s CHROs have multidimensional responsibilities, from regulatory compliance and corporate governance overseers to organizational strategists and enterprise business leaders. CHROs are much more involved in shaping the business strategy, not just supporting and implementing it. They possess skills and competencies that extend beyond HR, and demonstrate an understanding of the entire business. They are positioned as C-level strategic business partners who contribute to business strategy, translate enterprise strategy into global workforce requirements, forecast talent needs, address talent gaps, and orchestrate learning skills and career development. CHROs typically report to the chief executive officer or the chief operations officer, and HR directors may report to them. Since they typically direct HR functions, they play a critical role to the successful transformation of HR being an effective strategic business partner.
The CHRO must run basic HR well first before HR can help senior executives develop and reinforce the behaviors that drive business success. This means hiring, onboarding, training, payroll, labor relations, benefits, and all of the other administrative functions must be efficient, effective, and compliant. Second, the CHRO must deliver a talent view into the future and prepare the business for future skills gaps, labor market opportunities, and impacts of potential mergers and acquisitions. Third, the CHRO is the keeper of culture and must monitor the organization’s health, providing feedback and offering advice to the chief executive and the executive team when things have change. Finally, since the challenges and solutions now available in HR span the entire business and have the potential to create significant competitive advantage, the CHRO must continuously up-skill the HR team and grow their confidence as strategic business consultants. This means ensuring the HR team is skilled in the power of talent analytics, decision science, and changing technologies for business operations. In addition, it means supporting innovation and creativity so that high-impact HR tools, programs and practices are developed, tested, and implemented to ensure future business success.
In a transformed HR environment, the CHRO is the chief HR and people officer, change officer, and culture officer. CHROs are themselves tightly aligned with the business and will push for innovative HR solutions that are company-specific. They use unique programs to leverage the business’s unique culture, business strategy, workforce demographics, and people strategy. Under their leadership, HR aligns HC strategies with business strategies, develops capabilities to deliver organization informatics using HR data, focuses on workforce effectiveness, and makes talent management a real priority.


American Gold Buffalo Coins
The Symbol of American Excellence: US Gold 1 oz Buffalo Coin
Immerse yourself in the spirit of American heritage with the US Gold 1 oz Buffalo Coin, a stunning testament to the nation's rich history and the embodiment of enduring value. Crafted with precision and steeped in symbolism, this coin stands as an iconic representation of American excellence in the world of precious metals.
Design and Aesthetics:
The US Gold Buffalo Coin, first minted in 2006, pays homage to the classic Buffalo Nickel designed by James Earle Fraser in 1913. The obverse features the noble profile of a Native American, a composite of several tribal leaders, while the reverse showcases the majestic American Bison, an animal synonymous with the vast and untamed landscapes of North America. These meticulously detailed engravings, rendered with a remarkable level of artistry, capture the essence of the American frontier.
- Metal: Gold
- Fineness: .9999 (24-karat gold)
- Weight: 1 troy ounce (31.1035 grams)
- Diameter: 32.7 mm
- Thickness: 2.95 mm
- Designers: James Earle Fraser (original design)
- Mint: United States Mint
- Legal Tender: $50 USD
Purity and Quality: Struck from 24-karat gold, the US Gold Buffalo Coin is renowned for its exceptional purity. Each coin is guaranteed by the United States government, assuring its quality and authenticity.
Numismatic Appeal: Beyond its intrinsic gold value, the US Gold Buffalo Coin carries significant numismatic appeal. Its historical connections to the iconic Buffalo Nickel and limited annual mintages contribute to its desirability among collectors.
Recognition and Liquidity: Being legal tender with a face value of $50 USD, the US Gold Buffalo Coin enjoys broad recognition and can be easily traded on the global market, providing investors with both liquidity and security.
Why Choose the US Gold Buffalo:
Heritage and Tradition: The US Gold Buffalo Coin stands as a proud symbol of American history and tradition. Owning this coin means holding a piece of the nation's narrative and heritage.
Exemplary Craftsmanship: Minted by the United States Mint, a symbol of minting excellence, each Gold Buffalo Coin showcases the highest standards of craftsmanship and attention to detail.
Portfolio Diversification: As a 24-karat gold coin, the US Gold Buffalo is an excellent choice for diversifying your investment portfolio. Its purity and tangible value offer a hedge against economic uncertainties.
Invest in the legacy of the United States with the US Gold 1 oz Buffalo Coin — a combination of artistic brilliance, historical significance, and unparalleled quality. Whether you're an investor seeking a reliable store of value or a collector appreciating the beauty of numismatics, this coin embodies the essence of American exceptionalism in the world of precious metals. Secure your piece of history today and join a legacy that transcends time.


We believe that it takes more than just financing to turn a start-up into a successful company. With this guideline in mind we established in mid 2007 a new kind of smart angels investment group comprising several dozens of Amdocs present and former top executives. We have together accumulated close to 1000 years of experience in the corporate software market, a huge network in the global telecommunications, software and internet industries, a profound understanding of “how to create great companies”, how to develop a technological product that will be marketable and sellable in the global market, how to build a successful team and how to create a winning business model.
The added-value of AfterDox is the high profile and commitment
of its partners. All partners are committed to actively invest time, know-how, experience and business connections in its portfolio companies.
Fields of Interest
AfterDox invests mainly in its partner’s fields of expertise such as Telecommunications, Internet, Advertising, IT, Corporate Software and more.
Level of Investment
AfterDox takes part in the first round at the seed and pre-seed level of the start-up, providing angel-like financing. AfterDox gives the start-up a head start to achieve real feasibility to the concept, to package its marketing message and to bring along a VC that will invest in the next level.


Your personal information and payment data will always be safe and secured at MyThings4U. Both our MyThings4U ecommerce platform as well as our payment service providers use SSL (Secure Sockets Layer) during information sharing and payment processes. SSL is the online industry standard security technology for establishing an encrypted link between applications, ensuring that your data will always be safe and protected.
At MyThings4U it is possible to pay via below payment options for your orders.
PayPal is a world leading online payment company. If you choose PayPal as payment option for your order during checkout, you will be redirected to the secure payment environment of the PayPal website. If you have a PayPal account you can simply complete your order by logging in and authorising the payment for your order. As soon as you have authorised the payment for your order, MyThings4U will be notified and you will be redirected back to our MyThings4U website. The payment for your order has been made now and your order is completed and ready to be shipped to you.
If you do not have a PayPal account and wish to make the payment for your order with your credit card, you can do so by using PayPal’s guest checkout option. Once you have been redirected to the PayPal website simply click the bottom right link “Don’t have a PayPal account?”. You will now be directed to PayPal’s guest checkout page, where you can fill in your credit card details and make the payment without having a PayPal account. All major credit cards (VISA, MasterCard, American Express, and Discover) are accepted.
iDeal, Giropay and Bancontact/MisterCash are online debit card payment solutions. At MyThings4U we use Ingenico Payment Services (in short “Ingenico”), as Payment Service Provider (PSP) for these type of transactions. Ogone is a well-established and well known payment service provider, which is specialised in online payment solutions.
If you wish to pay for your order via iDeal, Giropay or Bancontact/MisterCash, you can simply choose “Ingenico” and then specify one of the above payment options during checkout. In the next step you will be redirected to the designated payment area where you can complete your order by simply following the instructions on your screen.
It is also possible to pay for your order by making a bank transfer to our account. If you choose to pay for your order via bank transfer, you will have to make a bank transfer manually via your own banking environment. After placing your order you will receive an invoice with our bank details. As soon as we have received your payment, we will proceed with sending your parcel. Domestic Dutch bank transfers are usually processed within 1 working day. European payments from SEPA-countries usually take 2-5 working days.


General Terms and Conditions (GTC) for purchasing in our online shop
These General Terms and Conditions (GTC) are part of the contract and apply to all current and future business transactions, deliveries, and services of FAHRRADTECHNIK HAAS / SANTANA EUROPA with or to the customer. The customer fully accepts these terms and conditions in the version valid at the time of concluding the transaction. Any deviations from these conditions, including the customer's terms and conditions, are hereby rejected.
Offers and Conclusion of Contract
- All offers are non-binding.
- Supplementary agreements are only effective if confirmed in writing.
- FAHRRADTECHNIK HAAS / SANTANA EUROPA expressly reserves the right to make price changes, technical changes, changes in design, errors, printing errors, or intermediate sales.
- Delivery dates specified by FAHRRADTECHNIK HAAS / SANTANA EUROPA are non-binding. The standard delivery time is 3-5 working days in Germany and approximately 4-8 working days in EU countries.
- Regardless of the presentation of products by FAHRRADTECHNIK HAAS / SANTANA EUROPA on the website www.santana-tandem.com, the respective purchase agreement only refers to the specific item ordered by the customer.
The prices are indicated in EUR and include the statutory value-added tax without any discounts or other deductions. (EU citizens automatically view the shop prices with German VAT based on their IP address). The respective prices at the time of ordering apply. For deliveries to EU countries, the current value-added tax rates of the Federal Republic of Germany apply; for non-EU countries, the order value is reduced by this amount. (Non-EU citizens automatically view the shop page with prices adjusted for VAT based on their IP address!) The customer is responsible for paying the customary import value-added tax and customs costs.
- The purchase price, including all costs, is due upon invoicing.
- Payments must be made net without any discounts or other deductions unless another payment method has been expressly agreed upon in writing.
- In the event of payment default by the customer, FAHRRADTECHNIK HAAS / SANTANA EUROPA is entitled to claim default interest in accordance with legal regulations or to immediately withdraw from the contract. Any further claims for damages remain unaffected.
- Delivery is only made within the Federal Republic of Germany or Switzerland by advance payment or cash on delivery. Delivery to other countries is only made by advance payment.
- The customer can only set off against claims of FAHRRADTECHNIK HAAS / SANTANA EUROPA if the customer's counterclaim is undisputed or has been established by a legally binding judgment.
Retention of Title
Each delivery is made under retention of title; ownership of the goods only transfers to the customer upon full payment of the invoice. Until that time, the purchased item may not be pledged, transferred for security purposes, or encumbered with any other rights.
FAHRRADTECHNIK HAAS / SANTANA EUROPA reserves all rights for every design, text, and graphic on the website www.santana-tandem.com, as well as in all other publications. Copying or any other reproduction of the entire website or parts of this website is only permitted for the purpose of placing an order with FAHRRADTECHNIK HAAS / SANTANA EUROPA. The name SANTANA, all page headers, navigation bars, graphics, and button icons are the intellectual property of SANTANA EUROPA. All other trademarks, product names, company names, or logos mentioned on this website are the sole property of their respective owners. FAHRRADTECHNIK HAAS / SANTANA EUROPA reserves ownership and copyright of images, drawings, calculations, and other documents. Before passing them on to third parties, the customer requires the explicit written consent of SANTANA EUROPA. Images, texts, and videos available for use can be found in the press section of the website www.santana-tandem.com.
Shipping Costs and Risk Transfer
- In addition to the value of the goods, the shipping costs specified at the time of ordering must be paid.
- FAHRRADTECHNIK HAAS / SANTANA EUROPA expressly reserves the right to request higher shipping costs in consultation with the customer if necessary due to the nature of the order.
- The shipment of the goods is solely at the customer's risk.
The customer's order is binding and is only accepted by FAHRRADTECHNIK HAAS / SANTANA EUROPA upon confirmation by email, fax, or postal mail, sending of the invoice, or sending of the goods to the customer.
Right of Withdrawal
Withdrawal Policy for Consumers:
Right of Withdrawal:
You have the right to withdraw your contractual declaration within 14 days without giving any reasons in written form (e.g., letter, fax, email) or - if the goods are handed over to you before the deadline - by returning the goods. The withdrawal period begins upon receipt of this instruction in written form but not before receipt of the goods by the recipient. To meet the withdrawal deadline, it is sufficient to send the withdrawal or the goods in due time. The withdrawal must be addressed to:
D- 83022 Rosenheim
Consequences of Withdrawal:
In the event of an effective revocation, the services received by both parties shall be returned and any benefits derived (e.g. interest) shall be surrendered. If you are unable to return the performance received in whole or in part, or only in a deteriorated condition, you may be required to compensate us for the loss in value. This shall not apply to the surrender of goods if the deterioration of the goods is exclusively due to their inspection - as would have been possible for you in a store, for example. In addition, you can avoid the obligation to pay compensation for a deterioration caused by the intended use of the goods by not using the goods as your property and refrain from doing anything that would reduce their value. Goods that can be sent by parcel are to be returned at the risk of FAHRRADTECHNIK HAAS / SANTANA EUROPA. You have to bear the costs of the return shipment if the delivered goods correspond to the ordered goods and if the price of the goods to be returned does not exceed an amount of 250 Euros or if, in case of a higher price of the goods, you have not yet rendered the consideration or a contractually agreed partial payment at the time of the revocation. Otherwise, the return shipment is free of charge for you. Obligations to refund payments must be fulfilled within 30 days. The period begins for you with the dispatch of your revocation or the goods, for FAHRRADTECHNIK HAAS / SANTANA EUROPA with their receipt.
End of Withdrawal Policy
There is no right of withdrawal for custom-made products according to customer specifications.
Notice of Defect - Warranty - Liability
- Unless otherwise agreed, the statutory warranty period of 24 months from delivery applies to non-obvious defects. In the case of obvious defects, the customer must notify them in writing no later than two weeks after receiving the goods; otherwise, warranty claims for obvious defects are excluded. Compensation for externally visible damage to the ordered goods will only be provided with a corresponding certificate from the carrier. The statutory provisions of the Commercial Code apply to defect notifications by merchants.
- The customer is obliged to allow FAHRRADTECHNIK HAAS / SANTANA EUROPA to inspect the faulty purchased item. Upon delivery of a defective purchased item, the customer has the right, at their discretion and after specifying a reasonable deadline, to request either rectification of the defect or replacement delivery (performance). Only when rectification or initial replacement delivery fails can the customer exercise their right to withdraw from the contract or request a reduction in the purchase price (diminution). In the case of performance, however, the customer is obligated to return the defective purchased item and provide compensation for any benefits derived from its use.
- There is no warranty obligation for damages caused by normal wear and tear or improper handling. FAHRRADTECHNIK HAAS / SANTANA EUROPA bears the costs and risks of returning duly contested purchased items. The same applies to the redelivery of the purchased item.
- Furthermore, liability for defects is excluded if the purchased item is improperly installed, independently maintained, repaired, modified, or subjected to conditions or mechanical stress that do not correspond to the technical specifications of the purchased item, unless the customer can prove that these circumstances are not causally related to the alleged defect.
- Liability for defects is also excluded if the technical original condition is modified beyond the generally possible conversion or if components are removed or altered without the written consent of FAHRRADTECHNIK HAAS/ SANTANA EUROPA.
- In the case of simultaneous delivery of multiple components, each delivery item is considered independent. Any claims for defects are therefore limited to the defective individual part.
- FAHRRADTECHNIK HAAS / SANTANA EUROPA is solely liable for damages caused by the violation of essential contractual obligations due to intentional or grossly negligent conduct. Further liability only arises from the Product Liability Act or in case of intentional or grossly negligent behavior by us or our vicarious agents.
- Descriptions or representations of the purchased item and its technical characteristics do not constitute a guarantee of its properties. A guarantee of the properties of the purchased item in the legal sense exists only if explicitly confirmed in writing by FAHRRADTECHNIK HAAS / SANTANA EUROPA.
Limitation of Liability
- The liability of FAHRRADTECHNIK HAAS / SANTANA EUROPA is exclusively governed by the agreements made in the preceding section. This does not apply in case of gross negligence or intent.
- The limitation of liability applies to both contractual and non-contractual claims.
- FAHRRADTECHNIK HAAS / SANTANA EUROPA complies with all provisions of data protection laws when handling customers' personal data and is authorized to process and store all data related to the business relationship with the customer in accordance with these laws. Furthermore, FAHRRADTECHNIK HAAS GmbH / SANTANA EUROPA is entitled, under applicable law, to obtain information about the customer's creditworthiness from commercial and economic credit agencies.
- Upon written request, FAHRRADTECHNIK HAAS / SANTANA EUROPA will disclose the stored data to the authorized party.
- Every access to our homepage and each retrieval of a file stored on the homepage is logged. The storage is for internal system-related and statistical purposes. The following information is logged: name of the accessed file, date and time of access, data volume transferred, message about successful retrieval, web browser, and requesting domain. Additionally, the IP addresses of the requesting computers are logged. Further personal data is only collected if you voluntarily provide this information, for example, as part of an inquiry or registration.
- To the extent that FAHRRADTECHNIK HAAS / SANTANA EUROPA is provided with personal data, FAHRRADTECHNIK HAAS / SANTANA EUROPA uses it only to respond to customer inquiries, process contracts concluded with the customer, and for technical administration. Personal data is only disclosed or transmitted to third parties if it is necessary for the purpose of contract processing or billing, or if the customer has previously consented. The customer has the right to revoke any consent given in writing to FAHRRADTECHNIK HAAS / SANTANA EUROPA with effect for the future. The deletion of stored personal data takes place when the customer revokes their consent to storage, when their knowledge is no longer necessary to fulfill the purpose pursued with the storage, or when their storage is otherwise inadmissible for legal reasons.
- FAHRRADTECHNIK HAAS / SANTANA EUROPA strives to store customers' personal data in such a way that it is not accessible to third parties by taking all technical and organizational measures available. Complete data security cannot be guaranteed in email communication, so the postal service is recommended for confidential information.
Should individual provisions of the terms and conditions of FAHRRADTECHNIK HAAS / SANTANA EUROPA be wholly or partially ineffective, voidable, or unenforceable, the remaining provisions shall remain unaffected. In such cases, the remaining provisions shall be interpreted, designed, or supplemented in a manner that achieves the intended contractual purpose of the invalid or ineffective parts in a legally permissible manner as precisely and to the extent as possible.
Jurisdiction and Applicable Law
These terms and conditions and the contracts concluded with FAHRRADTECHNIK GmbH / SANTANA EUROPA pursuant to these terms and conditions are subject to German law. The place of jurisdiction for all legal disputes is Rosenheim.


All items are covered by a lifetime warranty, but if you need to return an item for any other reason, we accept returns within 30 days of purchase.
US & Canada Returns / Exchanges / Refunds: US and Canadian customers are provided with a prepaid return label in the event that you would like to return or exchange your pieces. If you are requesting a full refund on your order, the cost of shipping paid by Olive Tree Jewelry is not included in that refund. You are not expected to pay the shipping to you when requesting an exchange.
International Returns & Exchanges: Unfortunately, we cannot accept exchanges outside of the United States and Canada. A refund will be issued for all returned items. Shipments back to Olive Tree Jewelry must be paid for by the customer, and your refund will be processed upon receipt of the item. All international countries are responsible for their duties and taxes, and refused packages will be refunded excluding shipping costs in the order.
All of this does not apply if there are any defects or issues with your order. In that case, we will cover all costs, and you are not expected to pay anything extra.
To begin the return process, send us an email at email@example.com mentioning whether you would like to return or exchange the item, along with why you would like to return/exchange it. Please also include your order number and any relevant images, and we will be happy to help you out!


I found this project on twitter recently. Not finished yet but looks interesting. The best thing is you wont even need an EOS account to interact with it. Find the twitter for the full WP link
Excerpted from WP
ZEOS enables private transactions for fungible and non-fungible assets on the EOS
blockchain by leveraging Zcash privacy technology and LiquidApps’ DAPP Network
Services. No modifications of existing token contracts are required. Users are able to freely move their assets between transparent EOS accounts and private ZEOS wallets. Ownership of assets held in private ZEOS wallets is untraceable while hidden assets themselves are kept in custody of the ZEOS token contract. Ownership is represented by untraceable UTXOs which can be transferred privately among ZEOS wallets. UTXOs can be redeemed at any time in order to retrieve
the underlying asset back into an EOS account. In addition to private transfers ZEOS
will offer an easy-to-implement interface for all existing smart contracts on EOS to support private deposits and withdrawals. This enables all applications on EOS to become private-by-default protecting their user’s privacy while staying fully transparent on the smart contract level for easy auditability. To completely unlink private transactions from users’ personal EOS accounts the concept of a proxy account is introduced. This account has a special ‘public’ permission which can be used by anyone to conduct private transactions by paying a transaction fee denominated in ZEOS tokens. So-called 'Miners’ compete for those fees by powering
up the proxy account with EOS resources. Finally the ZEOS token powers a capital-efficient DeFi protocol for synthetic ‘zAssets’. The entire ZEOS ecosystem is governed by smart organization¹.
ZEOS is inspired by the Nightfall protocol for private transfers of fungible and non-fungible assets on the Ethereum blockchain. In it’s original version though the protocol is very limited. ZEOS extends Nightfall’s concept by adding useful features from Zcash. One example is Zcash’s ‘in-band secret distribution’ which removes Nightfall’s dependency on a secure side channel for private communication. This is
required in order to share the secret transaction data with receivers of transactions. ZEOS eliminates the dependency of an additional communication channel and solely relies on the EOS public blockchain and the DAPP Network Services.
Private Transactions without an EOS account
The biggest issue regarding private transactions on EOS is that all transactions need to be signed by an EOS account permission in order to get executed on the EOS blockchain. But having users signing their private transactions using their personal EOS accounts poses high risk of having their privacy compromised: Once an EOS account is linked to a user’s identity a public observer could – at the very least – detect that this particular user is ”doing something in private”. This is even the case for private peer-to-peer transfers where all sensitive transaction data is entirely hidden.
This is why ZEOS introduces a transaction fee model enabling private ZEOS transactions without an EOS account. This is possible thanks to the EOSIO permission system and the ‘Contract Pays’ feature which is going to be introduced in the upcoming ‘Mandel’ fork of the EOSIO codebase. In this model, all users sign private ZEOS transactions using one and the same EOSIO permission of a so-called ‘ZEOS Proxy Account’. The proxy account has a special ‘public’ permission whose private key is public and can be used by anyone to sign private ZEOS transactions. Instead of paying for the necessary EOS resources directly when
executing a private transaction, a fee denominated in ZEOS is paid privately by the
transacting user to the proxy’s EOS account. This is done effectively by just ‘burning’ a UTXO from the user’s private ZEOS wallet right into the proxy’s EOS account. So called ‘miners’ on the other hand earn those transaction fees by powering up the proxy account’s CPU, NET and RAM resources.
Everyone uses the 'public' permission to anonymously sign transactions by paying fees denominated in ZEOS which 'miners' compete for
The ZEOS fee model based on the concept of only one public account permission signing all private ZEOS transactions is what makes the protocol truly private and fool-proof. The only interactions with the protocol using a personal, link-able EOS account is when assets are being moved in or out of private ZEOS wallets. All other transactions like private token transfers or private interactions with third-party smart contracts are being paid for with transaction fees denominated in ZEOS and are signed by the proxy account’s public permission. This has even much broader implications: ZEOS wallets become usable for anyone outside the EOS ecosystem since no personal EOS account is required to transact privately. This would allow anyone outside of EOS to hold all kinds of EOS assets in full privacy using only ZEOS wallets


The Jean d’Alos Foundation
Objectives & Approach
JEAN D’ALOS, through strict compliance with these principles, currently provides financial support aimed at increasing production capacities at a top quality farm in east-central France.
Along these same lines, a partnership was established with an artisanal cheese shop in the Basque Country in the spring of 2010. The partnership initiates development with the shop and provides them and their network of shepherds with a springboard onto the market.
A third project is being considered in the Pyrenees with the goal of adapting traditional methods to the export market using the technical expertise of the JEAN D’ALOS team.


A shop, bearing such name and selling sports goods manufactured by the best companies of the world, has opened its doors under the Western stand named after the famous Russian goalkeeper Lev Yashin, at the Dynamo Stadium in Moscow. Naturally, a considerable part of the sales area is occupied by the items with the Dynamo logotype–sports wear, football gear, balls, accessories, and souvenirs. The range of goods for sale will be constantly expanded. In this shop every customer will find the goods that suit him or her in terms of price and quality.
Specialists say that so far this is the only shop of this kind in Russia. It is run by the Dynamo football club (Moscow), which intends to arrange meetings with its fans there.
The shop is open daily from 10:00 to 20:00.


Our secure payment
You can pay online at shotwithlove.dk using Dankort, Visa card, Visa Electron, Mastercard. Business customers also have the option of invoicing.
Payable by debit card you are always insured against abuse. Because you have the option of rejecting a payment when you receive your payment statement. You have no deductible in case your card is misused in an internet store that uses SSL (Secure Socket Layer) in its payment system.
Thus, you are better insured than in the physical world, where you have a deductible of DKK 1200 when your credit card is misused by using the PIN code. Data you send in connection with purchases paid by debit card is encrypted (SSL) and thus only PBS can read them. Neither shotwithlove.dk nor others have the opportunity to read the data.
The amount of the production is deducted only when the production is sent from shotwithlove.dk. A greater amount can never be deducted than what you approved for the purchase. When sending reminders, this will be charged a reminder fee of DKK 100, -


When mobile phone arrived in the market it was not so easy to have it. At that time it was used as a style statement for the rich ones. But now days it has become necessity for every human being to carry a handset.
Because the competition in the mobile phone market one can easily afford a handset but paying heavy monthly bills is still not possible for everyone. And if you are finding contract deals expensive then you can go for the cheap pay as you go phones. All the leading network companies are proving this facility to you. The leading networks like Orange, Virgin, O2, Vodafone, Three, T-Mobile, Talk-Talk etc are dealing with pay as you go phones.
In this deals you have to pay for the call you will made. It means you have to pay before the calls. It will help a lot in maintaining your budget. And you do not have to make any monthly payments. And you can change the plan whenever you want to. You will not be bounded with any kind of restriction to use the service for a time period. And with all these amazing offers these deals also provides you amazing gifts items.
Pay as you go phone are very popular in the market because of its cheap deals. Pay as you go deals offer you gift items like music players, gaming devices, cameras, and many more exciting gifts. You just have to compare the price with the other deals in the market online. And get the cheapest and the best one for yourself or to gift someone. And the best part is that these deals are really cheap you can talk longer at a very low rate. And you can talk to your near and dear as long as you want at a low rate. other Contract mobile phone deals are also available here.


People often wonder why dragon fruit is so expensive. The reasons have to do with supply and demand, the many health benefits of the fruit, expensive shipping fees and taxes, and even the way the fruit is grown. Let’s take a look at these reasons in more detail.
5 Reasons Why Dragon Fruit is Expensive
1. Supply vs. Demand for Dragon Fruit
When the demand for a certain food exceeds the supply of that food, it’s easy for growers to charge a little more for it. This is one of the reasons dragon fruit is so expensive. There’s a huge demand for it, but the supply is unable to keep up with that demand.
2. The Growing Conditions Involved
First of all, these exotic fruits have to be taken care of manually, which means labor costs are always high. Moreover, farmers have to wait about three years from the planting of the cactus to the time when the first fruit appears. In the process, many of the plants will die due to weather and other factors, which means farmers have to devote a lot of time and money to this fruit before they get any financial rewards from it.
3. Storage Challenges and Shelf Life of Dragon Fruit
Dragon fruit has a notoriously short shelf life, and once you get it home, you have to eat it within three days. If you’re going to buy this type of fruit, it’s recommended that you purchase one that isn’t quite ripe, then wait for it to ripen. Store owners must store the fruit in temperatures between 45 and 50 degrees Fahrenheit. This all contributes to its high price.
4. Shipping Fees and Taxes Involved
Most of the dragon fruit sold in the U.S. is shipped from Vietnam, so you can imagine what the taxes and shipping costs are like to get it over here.
The trees that grow the fruit can also be found in Central and South America, Israel, and Mexico, so high taxes and shipping fees are the norm. Naturally, these expenses have to be passed on to the consumer.
5. Health Benefits of Dragon Fruit
Thanks to a very effective marketing campaign, the demand for dragon fruit has risen quite a bit in recent years. The marketing is helped by the fact that the fruit is so healthy for you, with dietary fiber, vitamin C, calcium, antioxidants, and protein.
What Is Dragon Fruit?
The technical name for these fruits is “pitaya.” It is an exotic plant that has a sweet taste and a pleasant aroma. Its pinkish-red color allows it to stand out among other fruits, and when you cut it open, it has a white color on the inside with tiny black seeds in it. Most people eat it straight out of the peeling, but you can also scoop it out and cut it into chunks and eat it with other fruit or even with yogurt.
And the fruit is indeed expensive. The average dragon fruit can cost $5–$10 per fruit, and prices as high as $20 have also been recorded.
Most people save this type of fruit for special occasions. Nevertheless, it is a delicious fruit you’re bound to love, and now you know some of the reasons why the price of dragon fruit is so high.


Cabinda is the oil well of Angola. Some of the largest offshore oil fields in the world are situated adjacent to the coast of Cabinda and the area also has tremendous untapped onshore potential.
Over 50% of all oil produced daily in Angola is produced in Cabinda, making the area the oil well of Angola. The national economy is highly dependent on the oil industry – over the last five years, crude oil and oil products have accounted for approximately 96% of Angola’s total exports, 56% of fiscal revenues, and 34% of Angola’s total real GDP. Without Cabinda, the Angolan economy will crumble.
While Cabinda effectively funds Angola, the region receives little if any benefits. Around 55% of the total Cabinda oil revenue is allocated to Angola’s state treasury and roughly 30% is destined for the Angolan Ministry of Mineral Resources and Petroleum. Only 10% and 5% are allocated to the Cabinda provincial government and the area in which oil extraction is carried out respectively.
The Angolan government’s brazen exploitation of Cabinda is also evident from the fact that it provides little if any funding to the province through national budget allocations. On average, Cabinda has been receiving between 0.6% and 1.4% of the total budget.
The government is not the only oppressor of the Cabinda people. Angolan authorities have enabled international oil companies to exploit the region with little regard for the environment and the local population. Making billions of Cabindan oil, these international companies have made miniscule if any contributions to local development through corporate social responsibility efforts.
Annual Angolan oil exports and related tax revenue, 2017 – 2021
|Year||Exported Output (Barrels of Oil)||Tax Revenue|
|2017||637,072,115||2 billion kwanzas|
|2018||537,355,555||3.3 billion kwanzas|
|2019||493,742,070||4 billion kwanzas|
|2020||723,325,157||5.9 billion kwanzas|
|2021||412,963,905||6 billion kwanzas|
|Total||2,775,458,802||2.1 trillion kwanzas|
National budget allocations to Cabinda, 2017 – 2022
|Year||Amount||Percent of the National Budget|
|2017||99.6 billion kwanzas||1.35%|
|2018||66.6 billion kwanzas||0.69%|
|2019||61 billion kwanzas||0.69%|
|2020||128.6 billion kwanzas||0.96%|
|2021||94.1 billion kwanzas||0.64%|
|2022||239.6 billion kwanzas||1.28%|
Annual Cabinda oil exports and tax and royalty payments, 2017 – 2021
|Year||Oil Company (Operator)||Oil Field||Exported Output||Tax & Royalty Payments|
|2017||CABGOC||Blocks 0 and 14 – Offshore||109.9 million barrels||226.8 billion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||404,500 barrels||434 million kwanzas|
|2018||CABGOC||Blocks 0 and 14 – Offshore||113.3 million barrels||587.3 billion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||415,700 barrels||868.6 million kwanzas|
|2019||CABGOC||Blocks 0 and 14 – Offshore||100.2 million barrels||684.9 billion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||195,700 barrels||300.3 million kwanzas|
|2020||CABGOC||Blocks 0 and 14 – Offshore||135.9 million barrels||967.9 billion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||296,300 barrels||76.5 billion kwanzas|
|2021||CABGOC||Blocks 0 and 14 – Offshore||79.6 million barrels||1.1 trillion kwanzas|
|–||Pluspetrol||Cabinda South – Onshore||234,000 barrels||223.2 billion kwanzas|