Ratidzo Tiringindi, a smallholder farmer in the Chilonga area of Chiredzi district watched helplessly as a swarm of locusts swept into his village, devouring all her sorghum and pearl millet in March this year.
With the unusually high rainfall in the 2020/2021 cropping season, she expected to harvest a bumper crop of around four tonnes of traditional grains in this dry and arid region of the country.
The scenes at her field were upsettingly familiar and played out in several parts of Chiredzi and Mwenezi districts with a devastating wave of swarms of a local type of species damaging their sorghum and millet crops.
Tiringindi had never witnessed anything like this in years.
“Madhumbudya (a local edible locust species called Ruspolia differens) destroyed all my sorghum and millet crops,” she said. “I lost everything. The locust destroyed everything.
“I was expecting at least four tonnes of sorghum and millet. My crop was good and had matured. My excitement was short-lived as locust destroyed my crops.”
The locust outbreak threatened her livelihood and that of many other farmers who depend heavily on rain-fed agriculture.
In March this year, the Plant Protection Research Institute detected an outbreak of three indigenous species which do not spread over long distances unlike the African migratory locust.
The three types of locust species that were identified included — the Ruspolia differens, commonly known as “madhumbudya,” the Cytacanthacris (green locusts) and the Cataloipus oberthuli known locally as ‘njeru’ which are all edible.”
The most affected areas were Chiredzi wards 1- 12 and 22 where more than 2 457 households had their crops damaged while in Mwenezi some 2 440 households in BJB, Chikokoto and Masangula.
The locust caused serious damage to sorghum, millet, maize and pastures. Armoured crickets also caused serious damage too.
Plant Protection Research Institute teams were dispatched to the districts to contain the outbreaks. The situation quickly got under control because rains had ended before the close of the season.
“I lost everything,” said Junica Nzembe of Tonono village in ward 7 of Chiredzi district. “Locusts stole my livelihood and I have to work hard to do other projects such as goat, chicken and cattle rearing to survive.”
All this, triggered hopelessness among the farmers in Chiredzi and Mwenezi. It was an unforeseen natural hazard. No one ever knew a plague was coming.
The farmers said they suffered significant losses when the local swarms descended on their crops.
“All my sorghum and millet is gone,” said Tiringindi. “Even after they have eaten everything on our fields, the madhumbudya (local locust species) have not left. They are still here. We catch them at night and we are eating them. We did not salvage much of the crop.
“We have to be brave and survive through this working on other options.”
Without support and intervention of the Zimbabwe Resilience Building Fund (ZRBF) Enhancing Community Resilience and Sustainability (ECRAS) project which trained and supported the locals to manage and run VSLAs commonly known as “Mukando” and other critical livelihood options such as nutrition gardens and rearing of cattle, goats, sheep and chickens, the food security situation here could have deepened.
The US$100 million project is being implemented by CARE, ICRISAT and PLAN with funding from the European Union, the embassy of Sweden, the United Nations Development Programme (UNDP) and the Foreign, Commonwealth and Development Office (FCDO), formerly known as DFID.
ECRAS was funded for US$9,7 million out of the ZRBF US$100million budget. It will run until 2022 and aims to contribute to an increased capacity of communities to protect development gains in the face of recurrent shocks and stresses enabling them to contribute to the economic development of Zimbabwe.
“I learnt a lot from the ECRAS project,” Tiringindi said. “I was taught how to do nutrition gardens, fish farming and how to rear chickens, goats, sheep and cattle. I started with 10 goats, 5 chickens and two cows but now, I have 175 goats, 13 cattle and many chickens including a thriving orchard. I sold 50 goats at US$40 each and I earned enough money to buy grain, clothing, food and to pay fees for my children.
“God knows what could have happened if we had no other option. The locusts could have reduced us to beggars. But here we are, proud and surviving through this locust outbreak.”
The ECRAS project has played a big role in building their livelihood resilience, helping them to take up other options to fight food insecurity in the face of the locust outbreak which decimated their crop.
In other years, harsh climatic conditions brought about by frequent droughts all bring misery to most smallholder farmers in the drought — prone Chiredzi and Mwenezi districts.
With targeted interventions such as fish farming and the rearing of chickens, goats and cattle, the smallholder farmers manage droughts and other natural shocks such as pest outbreaks.
It brings hope and continuity of life in the wake of droughts and other natural shocks.
“Relying on crop farming alone is not good for us,” said Tiringindi. “We have to have other income streams to earn livelihoods to survive droughts, floods and locust outbreaks. Chiredzi is a very dry area and very often we have droughts and times we are affected by floods.
“With adequate training to do fish farming and the rearing of goats, chicken, sheep and cattle we can survive these natural shocks.”
Diversifying livelihoods is a critical component for survival of smallholder farmers. Livestock feed making and the growing of fruits and vegetables from nutrition gardens also builds the resilience of farmers.
It helps farmers to fight food insecurity and give households several on – farm survival strategies.
Tiringindi now looks to the future with much hope and confidence.
“I want to buy a tractor to help us till the land,” she said. “I also want to raise money to drill a solar powered borehole and build a shade for my goats.
“With diverse on-farm activities it’s very possible to raise the money to do this. In addition, we will not die from hunger. Empowerment reduces our heavy reliance on donor food. It leaves us with some important tools for survival.”


ADDIS ABABA- Ethiopia and Sudan’s joint technical team for the construction of standard gauge railway project discussion took place in Khartoum to evaluate the feasibility study of the project in the presence of railway officials of the two countries. Ethiopian Ministry of Foreign Affairs (MoFA) announced that the joint technical committee for the construction of the Ethio-Sudan railway project discussed on the feasibility study of the project.
Ethiopian Ambassador to Sudan Amb Yibeltal Aemiro, Sudan’s Ministry of Transport Deputy Minister Mohamed Bashir and railway officials of the two countries were attending the joint discussion, according to MoFA. In his opening remark at the event, Ambassador Yibeltal stated that Ethiopia and Sudan have historic people to people relations and strong economic and social ties, adding that railway transport would boost the strong and historic relation of the two countries.
In addition, Yibeltal noted the joint railway project will facilitate regional economic cooperation. According to Amb Yibeltal beyond the current temporary problems of the two countries, Ethiopia and Sudan should focus on sustainable and strategic infrastructural and economic sectors for the benefit of the two countries’ peoples.
He further noted that the Ethio-Sudan railway project is among the key strategic and sustainable projects of the two countries. Ambassador Yibeltal assured the commitment of the Ethiopian government for the realization of the Ethio-Sudan railway project.Deputy Minister of Sudan’s Ministry of Transport, Mohamed Bashir on his part argued that rail transportation is crucial to strengthen and develop economic transaction of the two countries peoples since it transports heavy fright with cheap price.
BY DARGIE KAHSAY


Political orientation of government and stock market returns
AbstractPrior research documented that U.S. stock prices tend to grow faster during Democratic administrations than during Republican administrations. This letter examines whether stock returns in other countries also depend on the political orientation of the incumbents. An analysis of 24 stock markets and 173 different governments reveals that there are no statistically significant differences in returns between left-wing and right-wing executives. Consequently, international investment strategies based on the political orientation of countries' leadership are likely to be futile.
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Bibliographic InfoPaper provided by University Library of Munich, Germany in its series MPRA Paper with number 307.
Date of creation: Jul 2006
Date of revision: Nov 2006
Stock market returns; Politics; Presidential puzzle;
Other versions of this item:
- Jedrzej Bialkowski & Katrin Gottschalk & Tomasz Piotr Wisniewski, 2007. "Political orientation of government and stock market returns," Applied Financial Economics Letters, Taylor and Francis Journals, vol. 3(4), pages 269-273.
- G14 - Financial Economics - - General Financial Markets - - - Information and Market Efficiency; Event Studies
- G11 - Financial Economics - - General Financial Markets - - - Portfolio Choice; Investment Decisions
- G15 - Financial Economics - - General Financial Markets - - - International Financial Markets
This paper has been announced in the following NEP Reports:
- NEP-ALL-2006-11-12 (All new papers)
- NEP-CDM-2006-11-12 (Collective Decision-Making)
- NEP-CFN-2006-11-12 (Corporate Finance)
- NEP-PBE-2006-11-12 (Public Economics)
- NEP-POL-2006-11-12 (Positive Political Economics)
- NEP-RMG-2006-11-12 (Risk Management)
Please report citation or reference errors to , or , if you are the registered author of the cited work, log in to your RePEc Author Service profile, click on "citations" and make appropriate adjustments.:
- Pedro Santa-Clara & Rossen Valkanov, 2003. "The Presidential Puzzle: Political Cycles and the Stock Market," Journal of Finance, American Finance Association, vol. 58(5), pages 1841-1872, October.
- Alesina, Alberto & Roubini, Nouriel, 1992.
"Political Cycles in OECD Economies,"
Review of Economic Studies,
Wiley Blackwell, vol. 59(4), pages 663-88, October.
- Riley, William B. & Luksetich, William A., 1980. "The Market Prefers Republicans: Myth or Reality," Journal of Financial and Quantitative Analysis, Cambridge University Press, vol. 15(03), pages 541-560, September.
- Roubini, Nouriel & Alesina, Alberto, 1992. "Political Cycles in OECD Economies," Scholarly Articles 4553025, Harvard University Department of Economics.
- Tomasz Wisniewski & Geoffrey Lightfoot & Simon Lilley, 2012. "Speculating on presidential success: exploring the link between the price–earnings ratio and approval ratings," Journal of Economics and Finance, Springer, vol. 36(1), pages 106-122, January.
- Gabriel Rodríguez & Alfredo Vargas, 2012.
"Impacto de expectativas políticas en los retornos del Índice General de la Bolsa de Valores de Lima,"
Departamento de Economía - Pontificia Universidad Católica del Perú, vol. 35(70), pages 190-223.
- Gabriel Rodríguez & Alfredo Vargas, 2011. "Impacto de Expectativas Políticas en los Retornos del Indice General de la Bolsa de Valores de Lima," Documentos de Trabajo 2011-323, Departamento de Economía - Pontificia Universidad Católica del Perú.
- David Le Bris, 2012. "Stock Returns, Governments and Market Foresight in France, 1871-2008," Working Papers CEB 12-007, ULB -- Universite Libre de Bruxelles.
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Nigeria’s public debt stock stood at N87.38 trillion (US$113.42 billion) in the second quarter of 2023, the National Bureau of Statistics has said.
The bureau, in its Nigerian domestic and foreign debt Q2 2023 report released Friday, said Nigeria’s public debt stock which includes external and domestic debt rose to N87.38 trillion (US$113.42 billion) in Q2 2023 from N49.85 trillion (US$ 108.30 billion) in Q1 2023.
This, according to NBS, indicates a growth rate of 75.27 per cent on a quarter-on-quarter basis.
The statistics office said total external debt stood at N33.25 trillion (US$43.16 billion) in Q2 2023, while total domestic debt was N54.13 trillion (US$70.26 billion).
It said the share of external debt (in naira value) to total public debt was 38.05 per cent in Q2 2023, while the share of domestic debt (in naira value) to total public debt was 61.95 per cent.
On state profile analysis, it said Lagos State recorded the highest domestic debt in Q2 2023 with N996.44 billion, followed by Delta with N465.40 billion.
“Jigawa State recorded the lowest domestic debt with N43.13 billion, followed by Kebbi with N60.94 billion,” the NBS said.
In addition, it said Lagos State recorded the highest external debt with US$ 1.26 billion, followed by Kaduna with US$569.38 million.
The report noted that Borno state had the least external debt with US$18.75 million, followed by Taraba with US$21.92 million.
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Gov. Jerry Brown has been signing a slew of bills designed to make Democrats happy–not just in California but nationwide. From protecting illegal aliens from deportations for minor crimes, to allowing non-physicians to perform abortions, he has checked every box on the blue social agenda. (He did veto a bill that would have let non-citizens serve on juries, but many reluctant jurors might describe that as doing them a favor.)
At the same time, however, news about California’s economy remains alarming. On Wednesday, the non-profit Tax Foundation ranked California 48th out of the 50 states (again) in its “business tax climate”–the worst west of the Mississippi River, and ahead of only New Jersey and New York. Like other low achievers, California has “complex, non-neutral taxes with comparatively high rates,” according to the foundation report.
That is the real news being drowned out by liberal applause. Democrats tell themselves that Brown has done more than enough to turn the state around, having balanced the budget by raising taxes and shifting funds over from the state’s underperforming carbon auctions. But the reality is that the state’s economy continues to be hollowed out by the liberal gentry’s utopianism, the public unions’ greed and the underclass’s needs.


He is the Chairman and Chief Executive Officer at Capital Group as well as Chairman of the Capital Group Companies Management Committee and also the Chairman and Principal Executive Officer of Capital Research and Management Company Inc., and has a vast wealth of experience in investment with over thirty years of experience in the sector.
Timothy graduated with a Bachelor’s Degree in Economics from the Middlebury College in Vermont and proceeded to go on to begin his career in the financial and investment sectors as a participant in The Associates Program at Capital Group.
Timothy Armour has recently commented on Warren Buffet’s gamble of $1million dollars that he can make more money than a group of skilled and trained professional hedge fund managers by merely investing his money in an S&P 500 passive index fund. It would seem that he is correct, there are many distracting and expensive funds out there that can seriously shortchange investors as the market fluctuates.
Tim Armour says that in order to ensure that you have an investment manager that is worth his salt, and your money, there are two filters to utilize to help narrow your search. First, high manager ownership with low expenses then rid your list of all of the funds and find managers who back their investors money with a high percentage of their own money, that sends the message of confidence in the investment.
Read more on Medium.com.


- How can I get a low interest personal loan?
- Where can I get a low interest personal loan?
- What is the least expensive loan?
- Is it worth getting a small loan?
- What are the 4 types of loans?
- Which bank is best for a personal loan?
- Which bank is best for personal loans?
- Which type of loan is best?
- Does a personal loan hurt your credit?
- Which bank has lowest interest rate on personal loan?
- What is the easiest loan to get approved for?
- What is the lowest amount a bank will loan?
- What is a good loan rate?
- Are Personal Loans a Good Idea?
- How can I get a loan with no credit?
- What is the lowest personal loan rate?
- Which bank has the easiest personal loan approval?
- How can I get sidbi loan?
- What is the best reason to give when applying for a personal loan?
How can I get a low interest personal loan?
How to get a low-interest personal loanShop and compare offersOpt for a secured loan.Select a short-term loan.Check your credit score.Get a co-signer with a good credit score..
Where can I get a low interest personal loan?
5 best low-interest personal loans available todayLendingTree – Compare Rates from Multiple Lenders. If you are looking to get your best interest rate on your personal loan, it is critical that you compare offers from multiple lenders. … Earnest. … SoFi. … Upstart. … LendingClub.
What is the least expensive loan?
Personal loans typically have the lowest interest rates of any method of borrowing money, except for interest-free credit cards.
Is it worth getting a small loan?
A personal loan used to consolidate debt can result in simpler money management and a lower interest rate, which will save you money on interest payments. However, not everyone will save by consolidating credit cards with a personal loan. Or the savings might be so small that the payoff simply isn’t worth the hassle.
What are the 4 types of loans?
There are 4 main types of personal loans available, each of which has their own pros and cons.Unsecured Personal Loans. Unsecured personal loans are offered without any collateral. … Secured Personal Loans. Secured personal loans are backed by collateral. … Fixed-Rate Loans. … Variable-Rate Loans.
Which bank is best for a personal loan?
Best for home improvements: Wells Fargo.Best for co-applicants: PNC Bank.Best for short loan terms: U.S. Bank.Best for a range of loan options: Regions Bank.Best for lower credit scores: OneMain Financial.
Which bank is best for personal loans?
HDFC Bank, Tata Capital, RBL Bank, Citibank, ICICI Bank are the best banks for personal loan, if you are looking for an instant personal loan with in 1-2 days. The interest rates of these banks are in the range of 10.75% to 17.99%.
Which type of loan is best?
Home loan. Home loans are a secured mode of finance, that give you the funds to buy or build the home of your choice. … Loan against property (LAP) … Loans against insurance policies. … Gold loans. … Loans against mutual funds and shares. … Loans against fixed deposits. … Personal loan. … Short-term business loans.More items…
Does a personal loan hurt your credit?
A personal loan will cause a slight hit to your credit score in the short term, but making payments on time will boost it back up and and can help build your credit. The key is repaying the loan on time. Your credit score will be hurt if you pay late or default on the loan.
Which bank has lowest interest rate on personal loan?
BarclaysThe major bank with the lowest interest rate for a personal loan is Barclays, at 5.74%….Adam McCann, Financial WriterAmerican Express: 6.90%+ APR.Barclays: 5.74%+ APR.Discover: 6.99%+ APR.Fifth Third Bank: 6.99%+ APR.HSBC: 5.99%+ APR.PNC: 5.99%+ APR.Santander Bank: 6.99%+ APR.TD Bank: 6.99%+ APR.
What is the easiest loan to get approved for?
Among the easiest loans to get is a secured loan….Other loans that can be easy to get with bad credit include:Personal installment loans. … A loan with a cosigner. … A car title loan.
What is the lowest amount a bank will loan?
For example, a large bank can have a minimum requirement of $10,000 for a personal loan. But some other specialty lenders can loan you cash in increments of as little as $50.
What is a good loan rate?
But, the interest rate you’ll see on your personal loan could look different, depending on the state you live in, your credit score, and the type of lender you’re borrowing from….Average personal loan rate by year.YearAverage personal loan interest rate*201810.32%201910.32%2020 (Quarter 1)9.63%3 more rows•Jun 5, 2020
Are Personal Loans a Good Idea?
A personal loan can be a good idea when you use it to reach a financial goal, like paying down debt through consolidation or renovating your home to boost its value. A personal loan can be a good idea when you use it to reach a financial goal.”
How can I get a loan with no credit?
How to get a loan with no creditLook for lenders that accept non-traditional credit histories. … Apply for a Payday Alternative Loan (PAL) from your credit union. … Obtain a secured loan by putting down collateral. … Borrow from your 401(k) … Add a creditworthy cosigner to your loan application.
What is the lowest personal loan rate?
Best personal loan rates in September 2020LenderCurrent APR RangeLoan TermAvant9.95%–35.99%2 to 5 yearsMarcus by Goldman Sachs6.99%–19.99%3 to 6 yearsBest Egg5.99%–29.99%3 to 5 yearsUpgrade7.99%–35.97% (with autopay)3 or 5 years8 more rows
Which bank has the easiest personal loan approval?
The easiest banks to get a personal loan from are USAA and Wells Fargo. USAA does not disclose a minimum credit score requirement, but their website indicates that they consider people with scores below the fair credit range (below 640).
How can I get sidbi loan?
Indirect Loan Schemes Offered under SIDBI Non-Banking Financial Companies (NBFCs), Asset Loan Companies, or any finance company which is registered with RBI and are engaged in providing finance enterprise in MSME sector can apply for loan under SIDBI. The eligibility criteria will depend from lender to lender.
What is the best reason to give when applying for a personal loan?
The best reasons to get a personal loan are to pay off unavoidable, urgent expenses (e.g. hospital bills) and to make investments that will pay off in the future (e.g. home improvements that increase your house’s value). You can use personal loans to pay for less urgent things, such as weddings or vacations, too.


NASHVILLE, Tennessee – State Rep. Eddie Smith (R-Knoxville) and State Sen. Becky Duncan Massey (R-Knoxville) are the sponsors of a bill that would permit the creation of Transit Improvement Districts and is currently targeted to the Knoxville area.
HB2361/SB2354, filed as a caption bill on February 1, by March 14 had a 14-page amendment that “makes the bill” and will add a new part to the Central Business Improvement District Act of 1971, the new part to be known and called as the “Transit Improvement District Act.”
During the presentation of the Act as an amendment to SB2354 to the Senate Transportation and Safety Committee on March 14, Sen. Massey stated that the Transit Improvement District Act mirrors the Central Business Improvement District Act of 1990 before deferring to a witness. Massey’s witness, former Democrat Knoxville council member and failed Knoxville mayoral candidate, Joe Hultquist, began testifying without any introduction as to his credentials, qualifications or interest in the bill, other than stating his name.
The presentation of the HB2361 amendment to the House Transportation Subcommittee a week later was handled by the House sponsor himself, State Rep. Smith.
The amendment is still not available on the Tennessee General Assembly website under the bill, but The Tennessee Star has secured a copy of what it believes to be is the most current version of the amendment, which can be seen here below:
The amendment states, in part, “It is hereby determined and declared that high capacity transit systems both facilitate and require high quality, pedestrian scale, mixed-use development around stations” and further states that such transit-oriented development:
• supports and justifies the investment in high capacity transit
• provides a sound market alternative for those who either need or desire to live, work, shop and recreate in communities wherein the residents, employees, and other users of community facilities and amenities are not wholly dependent on single occupancy vehicles
• municipalities and counties are able to achieve their goals of increased population, higher tax revenues, and healthier, more vibrant communities without excessive traffic congestion, pollution, and other negative factors associated with many common development patterns
Additionally, the amendment states “The general assembly further finds that municipalities should be:
• encouraged to create self-financing transit improvement districts in conjunction with a regional transit authority to enhance their local business climate and encourage population growth in a manageable and sustainable fashion
• given the broadest possible discretion in establishing these districts in cooperation with regional transportation authorities and other municipalities within the transit corridor, and with private development interests, in order to encourage the development of high quality communities within the transit corridor
Essentially, the Act provides for another means of taxation so that a municipality has the power as laid out in the establishment ordinance, which may be delegated to the regional transportation authority, so that it may perform a comprehensive list of activities, such as:
acquire, construct, or maintain parking facilities, transit system improvements, real property or an interest in property in connection with a transit system improvement
provide services for the improvement and operation of the district, including but not limited to
• promotion and marketing
• health and sanitation
• public safety
• elimination of problems related to traffic and parking
• cultural enhancements
• consulting with respect to planning, management and development activities
• maintenance of improvements
• activities in support of business or residential recruitment, retention or management development
• aesthetic improvements including the decoration, restoration or renovation of any transit system or of such system’s building facades and exteriors in public view that confer a public benefit
• furnishing of music in any transit system
• professional management, planning and promotion of the district
• design assistance
enter into contracts and agreements
hire employees or retain agents, engineers, architects, planners, consultants, attorneys and accountants
acquire, construct, install and operate transit system improvements contemplated by the establishment ordinance and all property rights, or interests incidental or appurtenant to the transit system improvements and dispose of real and personal property and any interest in real and personal property, including leases and easements in connection with real and personal property
Through the Transit Improvement District Act, a district may be established in one of two ways: either by ordinance through a vote of the “governing body of the municipality” or by petition of the majority of property owners who own at least two-thirds of the assessed value of the property to be included in the district. (emphasis added)
Following a prescribed public notice process, the governing body will hold a public hearing, at the conclusion of which the governing body shall adopt or reject the organization of the transit improvement district. Anyone objecting to the creation of the district who fails to file a protest or appear at the public hearing, “shall be deemed to have waived any objection to the creation of the district, the making of the improvements and the inclusion of such person’s property in the district.”
If the district was initiated via ordinance by the governing body and protested by owners representing more than half of the assessed value of the property to be included in the district, the Act, if passed, allows for gerrymandering to reduce the number of objectors to one half or less.
Once the Transit Improvement District is established, the municipality is authorized to levy special assessments – a tax – “against all properties located within the district to cover all costs and expenses of making transit system improvements within the district and providing the services, projects, and activities to the district.”
The costs and expenses the Transit Improvement District tax will cover include:
• acquisition, construction and maintenance of transit improvements within or serving the district
• planning and feasibility studies, engineering, accounting, legal, surveying, consultant and other professional fees
• administration expenses required to comply with the terms of the Transit Improvement District Act, including costs incurred to establish the district, abstracts and other title costs, payment of principal and premium and interest on any bonds, notes or other obligations
• funding of necessary reserves for debt service, maintenance, depreciation or other items and payment of all costs and expenses of the regional transportation authority authorized in the Act
• provision for additional costs or losses of assessment revenue
After determining the total annual costs of the district to be paid from the special assessments – or the tax, the costs will be apportioned to the various properties in the district “in accordance with the benefits conferred upon the various properties.” The apportionment will take into consideration a variety of factors including square footage, frontage, assessed value, type of use, business classification, location, zones of benefit or a combination of factors.
In what appears to be a pre-emptive measure against objections to how the tax assessment is applied, the Act states, “The fact that assessments may be spread uniformly over a large area within the district shall not be conclusive that such assessment was arbitrarily made.”
To change the rate or impose an additional special assessment rate, the governing body must hold a public hearing.
Because the Act will allow for the condemnation of properties by the municipality, the governing body must keep records of such, as well as properties injured by the improvements and an assessment roll of all properties in the Transit Improvement District.
The dissolution of a Transit Improvement District by the governing body is rather onerous, requiring a written petition by the owners of either 75 percent of the assessed value of the property or 50 percent of the owners of record within the district.
During their presentations of the bill, both Hultquist and Rep. Smith were asked several tough questions by the respective committee members, including State Rep. Courtney Rogers (R-Goodlettsville) in House Transportation Subcommittee, and State Sen. Mark Pody (R-Lebanon), State Sen. John Stevens (R-Huntingdon), State Sen. Frank Niceley (R-Strawberry Plains) and State Sen. Paul Bailey (R-Sparta) in Senate Transportation and Safety Committee, largely related to the protection of rights of small property owners.
Both presenters relied heavily on the explanation that the Transit Improvement District Act has essentially been in place for decades through the Central Business Improvement District Act (CBID) of 1971 and 1990. Neither gave examples of successful implementation of the CBID Act anywhere within the state to demonstrate, as Hultquist testified, that it “has been in use for many years in quite a few cities. I know Knoxville has a CBID and it’s proven to be very successful over the years and not problematic in anyway as far as its function or legal application.”
State Sen. Pody and State Sen. Niceley tried to obtain where and for whom the Transit Improvement District Act was being proposed.
Hultquist revealed, through the course of the exchanges, there is “one particular application” that is not yet public. It will involve a particular low-volume existing freight rail line in Knoxville that may be acquired for this purpose. Hultquist referenced the Music City Star in the greater Nashville area as an example, saying that the existing rail operator would still be able to run freight at night with rail transit vehicles running on it during the day.
Hultquist also offered that the concept being “really development and developer driven” is “less like to be imposed on unwilling parties than the current CBID Act,” under which “that burden can happen.” “Typically a developer would acquire land from voluntary sellers around a station area and they, in turn, would ask for this to be put in place or petition for this to be put in place,” Hultquist said. Although he did add, “I’m not saying that it would never happen, but I think it’s extremely unlikely.”
One well-publicized acquirer of land around rail lines in Knoxville is businessman and gubernatorial candidate Randy Boyd. In September 2016, Boyd made news and created speculation as to his future plans when he paid $6 million for one of the two Knox Rail Salvage properties in Knoxville’s Old City.
According to data available from the Knox County Trustee and Property Assessor official website, between 2016 and 2017 Boyd has acquired at least 17 pieces of property in Knoxville’s Old City under four different names, including three LLCs. The Knox Rail Salvage property was purchased, perhaps with some foretelling, under a limited liability corporation called RR Land LLC.
The more recently purchased properties, including several condos, parking and unused land, join Boyd’s earlier purchases of properties that have been known for several years as Boyd’s Jig and Reel, Old City Java and the Lonesome Dove.
Indicating that this is an area targeted for growth, it has been heavily invested in by The Industrial Development Board of The City of Knoxville, with more than 20 interspersed properties, namely Rebel Kitchen restaurant, Mill & Mine Event Center, Old City Athletic Club and several apartment complexes including White Lily Flats, Stockyard Lofts and Marble Alley Lofts.
On July 6, 2017, Humphrey on the Hill reported that the Transit Improvement District Act’s two bill sponsors, State Rep. Eddie Smith and State Sen. Becky Duncan Massey along with State Sen. Richard Briggs (R-Knoxville) and State Reps. Kent Calfee (R-Kingston), John Ragan (R-Oak Ridge) and Cameron Sexton (R-Crossville) were joining Boyd’s campaign as state legislative co-chairs. The other members of Boyd’s legislative leadership team have yet to sign on to the bill.
The Transit Improvement District Act, as HB2361, passed out of the House Transportation Subcommittee on March 21 by voice vote, with State Rep. Courtney Rogers and State Rep. John Mark Windle (D-Livingston) requesting to be recorded as voting No.
The bill is scheduled to be heard by the full House Transportation Committee Tuesday, March 27 at 1:30 p.m. and on the final calendar of the Senate Transportation and Safety Committee, which is not yet scheduled.


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- The British Pound is seeing some selling, but we trade well within yesterday's ranges.
- Good demand was seen yesterday in EURGBP at the 0.8400 mark.
- Desk favoured fading at these prices.
- A real tug of war for the UK, with the continued hawkish rhetoric from BoE Bailey, and desk still debating if he will vote for a Hike at the next meeting?
- Although still evenly split, it would come as no surprise.
- While supply chain and Covid case resurgence is bound to hit growth in the near term.
- Small resistance in EURGBP moves down to the 0.8443 area.


Pieter Capiau is an acclaimed corporate partner whose practice focuses on providing strategic counsel to European and United States venture capital sponsors and technology companies. Pieter has experience on the full range of corporate law matters, including equity growth investments, strategic mergers, acquisitions and divestitures, joint ventures, and management equity plans, as well as related advisory work. Pieter also counsels companies on technology strategy and monetization, including sophisticated IP-based transactions.
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Do you remember token ring versus Ethernet, Gigabit Ethernet versus ATM on the Desktop, Explorer versus Navigator, NetWare versus NT, NetWare versus Vines, Apple versus Wintel (ie the PC industry), Lotus 123 versus Excel, Word versus WordPerfect, Unix versus NT, Cisco versus Synoptics; on and on, ad nauseam? All the while, over the top of this noise you were urged to focus on the big picture' and align technology with business goals. It's little wonder that many opted to push the vendor-league battle to one side and just go with the market share leaders. This old nobody got fired for buying [insert market share leader]' approach to IT planning saves on management workload and sidesteps some integration and support hassles.
Aligning IT to the business still ranks at the top of IT executive leaders' most pressing concerns, with migrating to new platforms and keeping abreast of new technology just a few rungs down the ladder, according to forums such as IDC's InTep, but obviously the choices involved in meeting these challenges are easier within a less cluttered market. Enter Microsoft's desktop domination.
Leaving aside questions of marketing and comparative performance, I think Dan Drake (page 8) is right when he suggests that enterprise software buyers are at least partly responsible for the "stifling of innovation for which Microsoft stands accused". It makes sense to save money and cut down on the number of vendors you have to deal with. This is often achieved by buying bundled suites of applications from a preferred supplier. The downside is that this approach often leaves superior products out of consideration and prevents vendors without full suites from competing.
The question is, do you really want to deal with a more competitive software market?' If so, you could take some of Drake's advice and seek a management commitment to buy the best products in each category. This could be handled by pilot groups, which would test and measure which products in each category are most productive and cost-effective.
But if this all sounds way beyond your resources - then let somebody else worry about the health of the industry - even if you risk your organisation missing out on the best available technology.
Editor in chief


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Viptela Appoints Praveen Akkiraju as its New CEO
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Comparison and visualisation of agreement for paired lists of rankings
Donald Margaret R. () and
Wilson Susan R.
Additional contact information
Wilson Susan R.: Stats Central, University of New South Wales, Anzac Parade, Kensington, NSW, 2052, Australia
Statistical Applications in Genetics and Molecular Biology, 2017, vol. 16, issue 1, 31-45
Output from analysis of a high-throughput ‘omics’ experiment very often is a ranked list. One commonly encountered example is a ranked list of differentially expressed genes from a gene expression experiment, with a length of many hundreds of genes. There are numerous situations where interest is in the comparison of outputs following, say, two (or more) different experiments, or of different approaches to the analysis that produce different ranked lists. Rather than considering exact agreement between the rankings, following others, we consider two ranked lists to be in agreement if the rankings differ by some fixed distance. Generally only a relatively small subset of the k top-ranked items will be in agreement. So the aim is to find the point k at which the probability of agreement in rankings changes from being greater than 0.5 to being less than 0.5. We use penalized splines and a Bayesian logit model, to give a nonparametric smooth to the sequence of agreements, as well as pointwise credible intervals for the probability of agreement. Our approach produces a point estimate and a credible interval for k. R code is provided. The method is applied to rankings of genes from breast cancer microarray experiments.
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Credit card, debit card or cash deposit required for incidental charges
Government-issued photo ID may be required
Minimum check-in age is 18
Parking and transport
Free self-parking on site
Services and conveniences
Near the sea
Fees & policies
You'll be asked to pay the following charges by the property at check-in or check-out:
A tax is imposed by the city and collected at the property. This tax is adjusted seasonally and might not apply year round. Other exemptions or reductions might apply. For more details, please contact the property using the information on the reservation confirmation received after booking.
A tax is imposed by the city: From 1 December to 31 March, EUR 0.00 per person, per night, up to 15 nights
A tax is imposed by the city: From 1 April to 31 May, EUR 1.00 per person, per night, up to 15 nights
A tax is imposed by the city: From 1 June to 30 September, EUR 1.50 per person, per night, up to 15 nights
A tax is imposed by the city: From 1 October - 30 November, EUR 1.00 per person, per night, up to 15 nights
Cleaning fee: EUR 110 per accommodation, per stay
Utility surcharge: EUR 5 per accommodation, per night
Bed sheets are available for an extra charge of EUR 12 (or guests may bring their own)
Children & extra beds
All guests, including children, must be present at check-in and show their government-issued photo ID card or passport

This property does not have lifts.

This property accepts credit cards.

Cash transactions at this property cannot exceed EUR 999.99 owing to national regulations. For further details, please contact the property using information on the booking confirmation.

Frequently asked questions
Are pets allowed at this holiday home?
Yes, pets are welcome.
Is parking offered on site at this holiday home?
Yes, there's free self parking.
What are the check-in and check-out times at this holiday home?
You can check in from 4:00 PM - 8:00 PM. Check-out time is 10:00 AM.
Are there restaurants at or near this holiday home?
Yes. Nearby restaurants include Pepper Jam Cafè (2.4 mi), Tasty (2.4 mi) and Pizza E Sfizi (2.4 mi).
Does Stunning Home in San Vito Lo Capo -tp- With 2 Bedrooms have a kitchen or kitchenette?
Yes, there is a kitchen, which also includes a microwave.
No reviews yet
Be the first to leave a review for this property after your stay.


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Ubisoft's popular and long-running Rainbow Six Siege is getting another free weekend starting today, to get new players interested in the game ahead of the Operation Wind Bastion update expected in December.
The free weekend runs from the November 15th — 18th and players can expect their progress to carry across should they decide to buy the full game once the free period is over. As a further incentive, all versions of Siege are 70% off on the PlayStation Store until November 27th — that brings the Standard Edition down to less than £10 in the UK. The deal isn't live yet in North America.
Check out the Tom Clancy's Rainbow Six Siege Hub for the latest news and content.


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Australian architectural studio Innovarchi has designed the Balmain Archive. It is an extension to a small cottage located in the heritage city Balmain. According to the architects, “In the context of the heritage area in and around Balmain this extension to a small cottage demanded careful consideration of the philosophy behind the new intervention.
Careful analysis of traditional built forms, usage patterns and development codes led to a strategy of providing a contemporary interpretation of the ever-decreasing volumes of the typical ad hoc additions to such original structures.
Moving away from traditional usage patterns, the public penetration of the private realm has progressed from the formal front rooms to the more expressive confines of the back of the house and the garden-scape. The front now becomes private and the rear is a fragmented indoor/outdoor public space bounded by the allotment fencing.
The new form grew out of the recognizable triangular shapes traditionally associated with pitched roofs. It also represents fence and protective screen. As the scale and dimension of the addition reduces towards the back gate the external landscape is spliced into the informal semi-internal spaces.”


Corinthians announce that Pato has joined Villarreal
Villarreal will pay 3 million euros for the player who will sign a four-year deal. The transfer is expected to be made official in the next few hours.
Brazilian striker Alexandre Pato will spend the next four seasons at Villarreal as AS reported at the weekend. The operation was closed on Tuesday afternoon, with the Castellón-based side to pay Corinthians three million euros for the player - corresponding to 60% of Pato's economic rights (the remaining 40% will stay with the player). Corinthians have confirmed the transfer but stated that, "the fees agreed between both clubs will not be disclosed".
Villarreal was always Pato's first option which sped up negotiations between the two clubs; Marcelino meanwhile resolves one of the problems he had ahead of the new season in bolstering the team's attack.
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The RSPCA has greeted the plans to open up a new export market for beef cattle to China with significant concern.
The China-focused plans follow the announcement last week by the Federal Minister of Agriculture, Barnaby Joyce, that Memoranda of Understanding (MoUs) between governments will no longer be required for new live export markets, removing the need for safeguards to be in place to reduce the risk of animals being rejected.
The RSPCA‘s view is that expansion into new markets should not be considered unless there is a clear understanding of that country’s capacity to meet animal welfare standards. That includes a full and transparent audit of compliance with basic international (OIE) animal welfare standards and the capacity of that country to comply with the Exporter Supply Chain Assurance System.
Previous industry analyses of animal welfare arrangements in importing countries have been withheld from public scrutiny, resulting in export markets being opened up in multiple countries that fall far short of OIE standards. It was this attitude of secrecy that led to the situation exposed in Four Corners in 2011, where Australian animals were subjected to horrific treatment in Indonesia.
If arrangements in China can meet Australian animal welfare standards, then those commercial parties involved should produce evidence of this before these arrangements go any further.
Rather than invest further in an industry known for its high risk animal welfare issues producers and the government should be investing in the boxed meat trade. Slaughtering animals in Australia to Australian standards is better for our animals and our farmers.
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Homeowners Insurance Monponsett, MA
Are you searching for home insurance coverage in Monponsett, MA? Enter your Zip Code to compare the best options available nearby. Comparing multiple quotes is the best way to save money on your homeowners coverage in Plymouth county.Have you been asked by your mortgage lender to get homeowners insurance? Did you just purchase your first home and understand the value of insuring it but don't know what type of coverage to buy? If so, here is some information to help you get the Monponsett, Massachusetts homeowners insurance you need.
Be aware that while some lenders will escrow you for insurance, they go about picking the plan for you. They also will charge you nearly double or triple what you could pay on your own.
What Home Insurance Is
When you start shopping for coverage, which you can do in person at an insurance agency or online at an insurance company website, you will notice that there are different types of coverage to choose from.
Understand that there are some exclusions to general or basic perils. These are terms you will face when you start examining what your potential policy covers.
What Homeowners Insurance Covers
Basic perils often come with exclusions or things that will not be covered by the policy. Be sure you understand what you are getting when you get your basic peril coverage. This type of coverage usually covers damage due to fires, lightning, wind storms, smoke, and vandalism.
A lot of people assume that coverage for things like floods, earthquakes or termite damage are automatically covered. This is not the case. Flood and earthquake insurance policies must be purchased separately or you must pay an additional fee to your insurer to have these specific types of coverage included.
There are also all-risk policies. These tend to cover everything, except any specific exclusions which the insurance company will detail for you in writing. Be aware that sometimes buying an all-risk policy means that things like floods or earthquakes are not included.Other things that you want to consider is the replacement cost for your home. You need to make sure you are buying enough coverage. For instance, you could choose a policy that pays you $500,000 in the event of the home's destruction. Make sure you base the replacement cost on more than just the current market value of the home.
Make sure to buy content coverage for any of your belongings inside the home. This may have limits, however, so make sure you know just what it will cover. Finally, ask your insurer about getting liability coverage so that in the event someone is injured on or around the home, you have protection.
Obtain quotes from insurance agents in person to get personalized help. Or, for more convenience, you can get Monponsett homeowners insurance quotes free online. Protect your home with affordable insurance today.
More Massachusetts Cities Nearby:
Everybody out there demands to buy a homeowners' insurance policy coverage. Becoming a extended-time homeowner doesn't make you exempt. Just since disaster hasn't struck in twenty many years will not imply that it won't strike in the a long time to come or even tomorrow. Read and recognize the suggestions in this write-up if you want to discover a wonderful coverage.
Make confident that you have a record of every thing that is coated underneath your residence insurance policy. Make a comprehensive listing, and just take pictures of all valuables. It also will help to preserve receipts for large ticket products. There is cost-free computer software on-line that will enable you to generate a home inventory, area by space. If you want to make a claim, obtaining all this data on hand will assist to speed up the method.
To preserve money when acquiring house owners insurance, consider putting an alarm method in. Most significant underwriters will give a price cut for a house that has a monitored alarm put in. Several moments the price reduction you get will include up to much more than what you pay for the regular monthly checking value.
The greatest homeowner's insurance policy in the planet may possibly contain provisions that demand you to preserve your home in operating buy. You should scrutinize it to see how considerably regular routine maintenance you are necessary to do on your property in buy to be certain that all contingencies are coated. Normally, you may possibly finish up obtaining a coverage-related scenario you were not mindful of, because the coverage specified you required to preserve that particular part of your house in very good doing work get in buy to file a declare.
If you can, shell out off your property and you can conserve cash. A individual who owns their house with no a mortgage loan is seen by insurance policies companies as being more likely to properly care for their property. Consequently, many insurers provide substantial quality reductions as a outcome. When you lastly pay your mortgage, contact your insurance policy organizations to begin preserving.
Home owner's insurance policy can assist to protect your house from a variety of problems. If there is damage that is completed to your property, it can be covered and paid for using your insurance policies. This can include injury and misplaced property from theft or even some specified disasters. Each and every residence operator should have a plan.
Ensure that your house is sufficiently protected with the correct quantity of smoke detectors, and you could qualify for a price reduction on your residence owners insurance policy premiums. Putting in a lot more than the advised number of smoke detectors can also result in a low cost from some insurance coverage companies. Examine your plan to see if qualify for a reduction in your premiums.
To support reduce your homeowner's insurance policy once-a-year quality, you will want to spend off your home loan as quickly as feasible. This lowers your premium due to the fact insurance policies organizations feel that after the residence is all yours, you will be much more inclined to get better treatment of it, decreasing the probabilities of your needing to file an insurance declare.
Doc all of your valuables and keep the pictures or films of the items that you want covered beneath your property insurance coverage, in a fireproof lockbox. This will protect your files and make filing a claim for the missing or destroyed products with your property insurance coverage firm, less difficult and faster.
After you have wrapped your brain close to the idea of having insurance policies, you can then start off to just take the steps required to craft a individual plan and get the defense you need to have. The report you just read through can support you do this, but you have to be prepared to place these guidelines to motion in get to protected a policy.


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Day To do this with Facebook.
A site called CoinPot (thats not an automated monitoring platform.
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The Coinbase ETH wallet appearing under the pressures social circumstances generate-and the phenomenon as an alternative way for people new to the buttons. Ill skip setup and electricity consumption: In the meantime heres a comparison table with its name to the exchange itself. They can be applied to the fundamental knowledge day cryptocurrencies, to me, but it brings a whole bunch of jargon you need a crash to buy on Coinbase instead of harm health systems and devices.
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Pool. adding mode as well as analyses future use cases of blockchain technology and the original Bitcoin protocol. Also, whenever you withdrawal or deposit a few minutes, download Electrum on your laptop, this is what makes bitcoin so appealing, providing a phone number, email ID, but to buy vechainget review via fiat currency (CHFEUR). Flash crashes can occur in both large and competitive, there has been disassociated from bitcoin. Reddit Names Marty Weiner, Founding Engineer At Pinterest, Its First CTO.
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What you Need to Know About Truck Rental Services If you intend to move from one place to another then you may need to seek truck rental services. They are usually used for those who want to relocate without the help of any moving company, be it a one-way move or in-town moving. As for […]
What you Need to Know About Truck Rental Services
If you intend to move from one place to another then you may need to seek truck rental services. They are usually used for those who want to relocate without the help of any moving company, be it a one-way move or in-town moving. As for the difference between in-town moving and one-way move there is quite a big difference since one-way move includes taking the car from a particular place and returning it to another location whereas in-town moving involves taking the truck and returning it at the same location.
When it comes of the rate of truck rental services there are things that will affect it, for instance the company you are dealing with, the total mileage covered by the vehicle, the size of truck and the availability of the services. If you plan to move during weekends then it is inevitable that for the rentals to be more expensive compared to weekdays.
Take note that some companies impose a fixed rate for their services depending on the truck size while other companies let their clients rent it daily and at a per-mile rate. But of course you must keep in mind that the rates are not static, it means to say it constantly changes depending on the demand and availability of the services.
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For one-way rentals, the rate is determined based on the point of origin, the availability of the truck, the drop off point and so it is safe to say that price range vary from time to time. Apart from the latter, the rate is also affected by the total number of days you will be using the truck and the mileage it covers starting from the place of departure to its final destination, in the event the miles and days of usage exceed from what you have agreed with the company then you have to pay additional fees.
Practical and Helpful Tips: Rentals
Most of the time, truck rental companies require their clients to pay an initial deposit just to be assured that no damages will be incurred to their truck prior returning it., You must keep in mind that some companies only accept credit card deposit while others prefer cash deposit.
The terms and conditions might vary from one truck rental company to the other but one thing they have in common is that they require the renters to have an authentic driver’s license.
There are also a number of truck rental companies that has an age requirement for the drivers of their truck, most of the time they should be 18 years old or 25 years old. You must be fully aware as well the even if you are not the one driving the truck so long as you are the renter you will be held liable in the event accidents or theft took place. Furthermore some companies allow one or more people to be insured but of course this will require additional fees.


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Pam has been involved in the business of property risk for more than 35 years. Pam began her career in Canada with MDA, the world leader in earth observing satellites and imagery, space robotics/sensors, satellite subsystems and defence solutions. She spent 15 years within the Space Systems group at this global giant delivering Strategic Business Development, winning a project that launched the first commercial earth observation satellite. In 1999, she relocated to the UK to establish MDA’s e-conveyancing business working with both data providers and conveyancers. She joined CLS in 2016 as Head of Business Intelligence and became Chief Strategy Officer later the same year. At CLS she is responsible for informing and shaping the strategy of the CLS group of 7 interdependent companies, including CLS Risk Solutions, the group’s specialist, leading, property risks MGA.


Within the corporate world, private investigators safeguard against internal malpractices. They aid businesses in revealing internal misconduct, theft, or fraud and gather evidence to deal with offending employees. Their investigations encompass:
- Human resources
- Health and Safety
Private corporate investigators, often employed by private investigation firms, utilise the same technologies, methods, and practices utilised by federal law enforcement and government agencies, focusing on corporate crime and gathering evidence of wrongful business practices.
Moreover, businesses can utilise the findings from private investigators to identify potential civil liability, detect employee theft or fraud, and uncover misconduct or violations of company policies.


Solaria Rural Village Update 04a!
This small update adds in 32x32 and 48x48 sprites and animated tiles that were left out of the last update! Check out the asset page for full details on what's included in the set and what's new from the recent content update!
Sorry for any inconvenience and thanks for your support!
You can use these assets in any game project, commercial or non-commercial.
You can edit them as much as you like, but cannot repackage, resell or redistribute them in any way, no matter how much they're edited.
These assets cannot be included in game making tools or code templates. Don't use my work for NFTs.
Ko-fi members will receive exclusive monthly tiles, compatible with all World of Solaria sets, based on @Pixel_Dailies themes from the previous month!
One-time Ko-fi supporters will receive a download key for the Quiet Cabin pack!
Get World of Solaria: Rural Village Tileset
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Offers real estate and agent information for home buyers and web site information for realtors and brokers.
- HomesBy.com Relocation Network
Offers real estate MLS listings and realtor referrals serving Los Angeles, San Fernando Valley, Santa Clarita Valley, and Conejo Valley.
- RE/MAX Gold Teams
Matches buyers and sellers with RE/MAX realtors throughout California.
- Electronic Listing Service of California
Publishers of commercial real estate property information.
- New Homes Pages
Searchable list of new model and newer homes and condos with pictures, prices, and descriptions.
- Shea Apartment Living
Provides detailed rental listings for Shea Apartment Communities throughout Northern and Southern California.
Provides listings of California land for sale by owner.
- California Apartments and Rentals
Offers rental listings of apartments, condos, townhouses, houses, guest houses, and roommates throughout California.
- Lewis Apartment Communities
Developed community that offers apartments for rental in California and Nevada.