Clinical trial NCT03833219: Comparative Effectiveness of Financial Incentives and Nudges to Reduce Cellphone Use While Driving Among UBI Auto Policy Holders
Official title: Comparative Effectiveness of Financial Incentives and Smartphone-based Nudges to Reduce Cellphone Use While Driving Among Auto Insurance Policy Holders With Usage Based Insurance Policies
Study type: INTERVENTIONAL
Overall status: COMPLETED
Phase: NA
Conditions: Automobile Accident
Keywords: distracted driving automobile
behavioral economics
usage-based insurance
auto insurance
automobile
smartphone application
Lead sponsor: University of Pennsylvania
Sponsor class: OTHER
Collaborators: name: U.S. Department of Transportation Federal Highway Administration
First posted: 2019-02-06
Enrollment: 2108
Sex: ALL
Minimum age (years): 16
Standard ages: CHILD
ADULT
OLDER_ADULT
Accepts healthy volunteers: yes
Allocation: RANDOMIZED
Intervention model: FACTORIAL
Primary purpose: PREVENTION

Brief summary: The investigators are proposing an experiment to help a national auto insurance company test behavioral economic strategies to reduce the amount of time policy holders actively use their cell phone while driving. Interventions include financial incentives, social comparison, and nudges, and survey data will also be collected. Data collected from this internal trial will be shared with the Penn research team and analyzed


Eligibility criteria: Inclusion Criteria:

* Progressive Snapshot Users with policy activated within recruitment period
* Progressive Snapshot policy holder in one of the following states and regions: MI, PA, TX, FL, TN, OR, GA, NE, OK, OH, MT, MO, NV, CT, WI, MD, KY, MN, NH, NJ, AZ, ME, LA, SC, CO, MS, IN, IA, AL, ND, UT, RI, WV, WY, IL, AR, DE, KS, SD, NM, VT, ID, and the District of Columbia
* Has an email address

Exclusion Criteria:

* Progressive Snapshot Mobile App not updated to enable push notifications
* Customer's residential address is in a state in which phone use while driving is factored into insurance rating
* Customer's Snapshot Mobile App does not collect trip data with all sensors active
* Customer in Snapshot program for \< 30 days or more \> 70 days

Primary outcomes:
measure: Seconds of active phone use per hour of driving
timeFrame: 150 days
Secondary outcomes:
measure: Seconds of passive phone use per hour of driving
timeFrame: 150 days
measure: Hard breaking events per 100 miles
timeFrame: 150 days
measure: Hard acceleration events per 100 miles
timeFrame: 150 days
Other outcomes:
Locations:
city: Philadelphia
country: United States
facility: University of Pennsylvania
state: Pennsylvania
Study officials:
affiliation: University of Pennsylvania
name: M. Kit Delgado, MD, MS
role: PRINCIPAL_INVESTIGATOR
References:
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