Thank you very much, Deputy Presiding Officer. I'm very pleased to open this debate today on the Health, Social Care and Sport Committee's report on loneliness and isolation. As we all know, loneliness and isolation affect anyone at any stage in their lives. There is evidence to suggest that loneliness and isolation can have a significant impact on our physical and mental health. It can cause depression, sleep issues and even cardiac problems. I'm sure that we've all heard the statistic that experiencing loneliness and isolation can be as bad for you as smoking 15 cigarettes a day. So, by reducing the number of people who experience these issues, we should help to reduce the demand for health and social services.

Diolch yn fawr, Dirprwy Lywydd, ac rydw i'n falch iawn o gael agor y ddadl yma heddiw ar adroddiad y Pwyllgor Iechyd, Gofal Cymdeithasol a Chwaraeon ar unigrwydd ac unigedd. Fel rydym ni i gyd yn gwybod, gall unigrwydd ac unigedd effeithio ar unrhyw un ar unrhyw adeg yn ystod eu hoes. Mae tystiolaeth i awgrymu y gall unigrwydd ac unigedd effeithio'n sylweddol ar ein hiechyd corfforol a'n hiechyd meddyliol, a gall achosi iselder, problemau cysgu, straen, a hyd yn oed broblemau gyda'r galon. Rwy'n siŵr ein bod ni oll wedi clywed yr ystadegyn hwn: gall profi unigrwydd ac unigedd fod mor niweidiol i chi ag ysmygu 15 sigarét y dydd. Felly, drwy leihau'r nifer sy'n wynebu'r problemau hyn, dylai'r galw am wasanaethau iechyd a chymdeithasol hefyd leihau.

I'm with him on ambition, but it has to be tempered of course with prudence. I can say that the MIM incorporates the best of the Scottish non-distributing model - optimum risk allocation, whole-life costing and performance-based payments, whilst ensuring that new investment is classified to the private sector, which is a hugely important issue of course that we've had to deal with in this Chamber many times. And it's therefore genuinely additional to investment from other public services. So, it's a different model from PFI. We will always seek to maximise the amount of funds available through the scheme, but we always have to bear in mind the affordability of our ambition for Wales.

Rwy'n cytuno ag ef o ran uchelgais, ond mae'n rhaid ei gymedroli gyda doethineb, wrth gwrs. Gallaf ddweud bod y MIM yn cynnwys y gorau o fodel nad yw'n dosbarthu yr Alban - dyraniad risg optimwm, costio oes gyfan a thaliadau seiliedig ar berfformiad, gan sicrhau bod buddsoddiad newydd yn cael ei ddosbarthu i'r sector preifat, sydd yn fater hynod bwysig wrth gwrs y bu'n rhaid i ni ymdrin ag ef yn y Siambr hon lawer gwaith. Ac felly mae'n ychwanegiad gwirioneddol at fuddsoddiad gan wasanaethau cyhoeddus eraill. Felly, mae'n wahanol fodel i PFI. Byddwn bob amser yn ceisio sicrhau bod cymaint â phosibl o gyllid ar gael drwy'r cynllun, ond mae'n rhaid i ni bob amser roi sylw i fforddiadwyedd ein huchelgais ar gyfer Cymru.

Thank you very much for joining us this morning, and thank you for the evidence that you've submitted. If you're happy, we'll move immediately to questions in order to cover some of the issues that you've mentioned in your evidence. You've set out how the domiciliary and residential care sectors have changed, and how the balance between them has changed over the years. Can you give the committee an outline of what you anticipate the pattern being over ensuing years, and what will be challenging in providing sufficient services and resources to meet that demand?

Diolch yn fawr am ddod atom ni y bore yma, a diolch am y papurau yr ydych chi wedi'u cyflwyno fel tystiolaeth hefyd. Os ydych chi'n hapus, fe awn ni'n syth at y cwestiynau a holi ynglŷn â rhai o'r agweddau yr ydych chi wedi'u datgelu. Mae'n amlwg eich bod chi wedi gosod allan sut y mae'r gwasanaethau cartref a phreswyl wedi newid, a'r balans, os liciwch chi, rhyngddyn nhw dros y blynyddoedd. A fyddech chi'n gallu rhoi amlinelliad i'r pwyllgor o beth rydych chi'n rhagweld a fydd y patrwm dros y blynyddoedd i ddod, ac felly beth fydd yn heriol i ddarparu gwasanaethau ac adnoddau digonol er mwyn cwrdd â'r galw?