locailabs/cofnodycynulliad_en_cy huggingface dataset:
'Un o'r siomau ym mholisi iaith Llywodraeth Cymru yn ystod y rhai blynyddoedd diwethaf yw y diffygion o ran hyrwyddo'r Gymraeg.'

'One of the disappointments in the Welsh Government's language policies over the past few years is the deficiencies in terms of promoting the Welsh language.'

Mae 'Fframwaith Cynllunio GIG Cymru 2018/21' yn nodi'r egwyddorion y dylai byrddau iechyd eu dilyn wrth ddatblygu eu cynlluniau tymor canolig integredig. Rydym ni hefyd wedi cyflwyno ein gweledigaeth ar gyfer dyfodol gwasanaethau iechyd a gofal cymdeithasol yn y cynllun tymor hir, 'Cymru Iachach', a lansiwyd yr wythnos diwethaf.

The 'NHS Wales Planning Framework 2018/21' sets out the principles that health boards should follow when developing their integrated medium-term plans. We have also set out our vision for the future of health and social care services in the long-term plan, 'A Healthier Wales', which was launched last week.

Diolch yn fawr iawn. A'r cwestiwn olaf yw: a fu unrhyw enghreifftiau o gyrff cyhoeddus nad ydynt wedi gweithredu yn unol â disgwyliadau'r trefniadau newydd hyn, ac os felly, sut mae Llywodraeth Cymru wedi ymateb i hyn?

Thank you very much. And the final question is: have there been any examples of public bodies that have not acted in accordance with the expectations of these new arrangements, and, if so, how has the Welsh Government responded to that?

Diolch. Mae'n sicr yn dda clywed am fenter o'r fath gan Abertawe gyda'r RNLI, ac rwy'n credu ei bod yn gyfle da iawn i atgoffa pobl o bwysigrwydd diogelwch dŵr, yn enwedig mewn tywydd poeth. Yn anffodus, rydym ni'n gweld gormod o lawer o ddamweiniau a marwolaethau yr adeg hon o'r flwyddyn. Felly, mae'n sicr yn werth tynnu sylw ato yn y Siambr heddiw, rwy'n credu, ac mae'n bwysig ein bod ni'n dysgu beth sydd wedi gweithio ac yn sicrhau ein bod ni'n rhannu arfer gorau.

Thank you. It's certainly good to hear about such an initiative from Swansea with the RNLI, and I think it's a really good opportunity to remind people of the importance of water safety, particularly in hot weather. Unfortunately, we see far too many accidents and fatalities at this time of year. So, it's certainly, I think, very well worth highlighting in the Chamber today, and it's important that we do learn what has worked and make sure that we share best practice.
I thank Janet Finch-Saunders for her speech. I recognise as well that declaring a crisis on its own doesn't achieve enough, as the Minister just said. That's why we would also propose targets and governance on the things that need to be done. But I like that image of hope and that crescendo of action that she talked about.

Rwy'n diolch i Janet Finch-Saunders am ei haraith. Rwy'n cydnabod hefyd nad yw datgan argyfwng ar ei ben ei hunan ddim yn cyflawni digon, fel roedd y Gweinidog newydd ddweud. Dyna pham rŷn ni hefyd yn cynnig targedau ar lywodraethiant y pethau sydd angen cael eu gwneud, ond rwy'n hoffi'r ddelwedd o obaith a'r cresendo o weithredu yr oedd hi'n sôn amdano.
We move to a motion to suspend Standing Orders to allow item 11 to be debated, and I call on the Counsel General and the Minister for European Transition to move that motion. Jeremy Miles.

Symudwn at gynnig i atal y Rheolau Sefydlog er mwyn caniatáu i eitem 11 gael ei thrafod, a galwaf ar y Cwnsler Cyffredinol a'r Gweinidog Pontio Ewropeaidd i gynnig y cynnig hwnnw. Jeremy Miles.
Some of our best councillors are those who have been there for a number of terms.

Mae rhai o'n cynghorwyr gorau ni yn rhai sydd wedi bod yno am nifer o dymhorau.

Thank you. According to the 'Managing Brexit/EU withdrawal in health and social care in Wales' document produced by the NHS Confederation for all health and social care professionals in Wales, health boards and trusts have been working to ensure robust plans are in place to manage any public health scenario. It is noted, however, that existing systems have been tested and have led to the finding that they are robust enough to withstand 'no deal'-related disturbances. This is positive news, of course. However, I would be grateful if you could provide an update on your workings with the pharmaceutical sector and UK Government so to help ensure that there is not a medicine shortage should we leave without a deal in October.

Diolch. Yn ôl y ddogfen 'Managing Brexit/EU withdrawal in health and social care in Wales' a gynhyrchwyd gan Gydffederasiwn y GIG ar gyfer pob gweithiwr iechyd a gofal cymdeithasol proffesiynol yng Nghymru, mae'r byrddau iechyd a'r ymddiriedolaethau wedi bod yn gweithio i sicrhau bod cynlluniau cadarn ar waith i reoli unrhyw senario iechyd cyhoeddus. Fodd bynnag, nodir bod y systemau presennol wedi cael eu profi a'u bod wedi arwain at y canfyddiad eu bod yn ddigon cadarn i wrthsefyll aflonyddwch sy'n gysylltiedig â 'dim bargen'. Mae hwn yn newyddion cadarnhaol, wrth gwrs. Fodd bynnag, buaswn yn ddiolchgar pe gallech roi'r wybodaeth ddiweddaraf am eich gwaith gyda'r sector fferyllol a Llywodraeth y DU er mwyn helpu i sicrhau nad oes prinder meddyginiaethau os ydym yn gadael heb gytundeb ym mis Hydref.

Yes. We're committed to supporting public libraries as we recognise the vital contribution they make to the well-being of people in Wales. Since 2007, we've invested some £14 million to modernise over 100 community libraries, including £1 million to modernise and co-locate six libraries in the course of this financial year.

Gwnaf. Rydym ni wedi ymrwymo i gefnogi llyfrgelloedd cyhoeddus gan ein bod yn cydnabod y cyfraniad hanfodol y maen nhw'n ei wneud i les pobl yng Nghymru. Ers 2007, rydym ni wedi buddsoddi oddeutu £14 miliwn i foderneiddio dros 100 o lyfrgelloedd cymunedol, gan gynnwys £1 filiwn i foderneiddio a chyd-leoli chwe llyfrgell yn ystod y flwyddyn ariannol hon.

Thank you, Madam Presiding Officer. Minister, the leader of Caerphilly council said recently -

Diolch, Lywydd. Weinidog, yn ddiweddar, dywedodd arweinydd cyngor Caerffili -

Yes, without a doubt. Evidently, it needs more resources, and the evidence that we need as well. We need to do a quality assurance validation of the models that need to be used. That would all be a great help in facilitating that process.

Heb os. Mae'n amlwg bod angen iddi gael rhagor o adnoddau, a'r dystiolaeth sydd ei hangen hefyd. Mae eisiau gwneud quality assurance validation o'r modelau sydd angen eu defnyddio. Byddai hynny i gyd yn helpu i hwyluso'r broses.
Just to share an experience in my constituency where one developer said, 'If you go to your Assembly Member, I will make damn sure that I will never do the work that needs to be done on your street'.

Hoffwn rannu profiad yn fy etholaeth i lle y dywedodd un datblygwr, 'Os ydych yn mynd at eich Aelod Cynulliad, fe wnaf yn dam siŵr na fyddaf byth yn gwneud y gwaith sydd angen ei wneud ar eich stryd'.
Thank you very much, Helen Mary. And this, of course, is the week where we are focusing on eliminating violence against women, and we've had a statement from Julie James this afternoon. Wouldn't you say that this should be a test of Amber Rudd, the new Secretary of State for Work and Pensions, to see if she will halt and dump this iniquitous attack on women and change it so that it isn't a single household payment and that she does recognise the impact this will have on women, and particularly recognise Philip Alston's report?

Diolch yn fawr iawn, Helen Mary. A hon, wrth gwrs, yw'r wythnos pan yr ydym ni'n canolbwyntio ar ddileu trais yn erbyn menywod, ac rydym ni wedi cael datganiad y prynhawn yma gan Julie James. Oni fyddech chi'n dweud y dylai hyn fod yn brawf ar Amber Rudd, yr Ysgrifennydd Gwladol newydd dros Waith a Phensiynau, i weld a fydd hi'n atal ac yn cael gwared ar yr ymosodiad anghyfiawn hwn ar fenywod ac yn ei newid fel nad oes un taliad sengl i bob aelwyd ac a yw hi'n cydnabod yr effaith y bydd hyn yn ei chael ar fenywod, ac a fydd hi'n cydnabod adroddiad Philip Alston yn arbennig?
Eitem 3 sydd nesaf, cwestiynau i Gomisiwn y Senedd. Yn gyntaf, Jack Sargeant.

Item 3 is next, questions to the Senedd Commission. First is Jack Sargeant.
Diolch, Llywydd. I'd like to begin by saying congratulations to the Minister on his new post. I haven't had a chance to say it to him in person yet, but I'm sure that he's as excited as I am to have a constructive relationship going forward. Since the establishment of devolution in 1999 and full law-making powers in 2011, no Welsh Government has undertaken legislation aimed specifically at addressing the Welsh economy and business. With the democratic institutions in Wales by now well established, we think now is the right time. Small and medium-sized enterprises need clear and long-term proposals to help them provide a strong footing for economic development in Wales. So, I'd like to ask the Minister: what legislative options will the Welsh Government consider over the next Senedd term that would help underpin the measures and the architecture needed to support economic development in Wales that can ensure that our business advice and support services have longevity and stability and are able to react in supporting businesses when crises arise, as has been the case through COVID-19?

Diolch, Lywydd. Hoffwn ddechrau drwy longyfarch y Gweinidog ar ei swydd newydd. Nid wyf wedi cael cyfle i ddweud hynny wrtho wyneb yn wyneb eto, ond rwy'n siŵr ei fod mor gyffrous â minnau i gael perthynas adeiladol wrth symud ymlaen. Ers cychwyn datganoli ym 1999 a phwerau deddfu llawn yn 2011, nid oes unrhyw Lywodraeth yng Nghymru wedi llunio deddfwriaeth wedi'i hanelu'n benodol at fynd i'r afael ag economi a busnesau Cymru. Gyda'r sefydliadau democrataidd yng Nghymru wedi hen ennill eu plwyf bellach, credwn mai nawr yw'r amser iawn. Mae angen cynigion clir a hirdymor ar fentrau bach a chanolig i'w helpu i ddarparu sylfaen gref ar gyfer datblygiad economaidd yng Nghymru. Felly, hoffwn ofyn i'r Gweinidog: pa opsiynau deddfwriaethol y bydd Llywodraeth Cymru yn eu hystyried dros dymor nesaf y Senedd a fyddai'n helpu i gynnal y mesurau a'r bensaernïaeth sydd eu hangen i gefnogi datblygiad economaidd yng Nghymru a all sicrhau hirhoedledd a sefydlogrwydd ein gwasanaethau cymorth a chyngor i fusnesau, ac ymateb i gefnogi busnesau pan fydd argyfyngau'n digwydd, fel y gwelwyd gyda COVID-19?
Okay. We'll come back to those more international aspects later. But back to the standards, and I'll bring David Melding in here.

Ocê. Fe ddown ni'n ôl at y pwyntiau mwy rhyngwladol. Ond yn ôl at y safonau, ac mi ddof i â David Melding i mewn.
Well, thank you, and the biggie - it's not in Wales, it's in Derby, because local area co-ordination in the UK began in Derby in 2012, building on the very successful model implemented in Australia, which provides evidence of positive outcomes for citizens and savings. In Derbyshire, an independent evaluation by Derby university over 10 to 12 months found savings of £800,000 for the health and social care economy and also found that this had introduced and built relationships, established trust, worked to the person, using people strengths, and built connections with families and citizens to create solutions for those communities. This convinced the local authority and NHS there to invest and expand to all 17 council wards. So, if a project that has 50 people can improve lives, reconnect communities, and save £800,000, will you give serious consideration to how this model could be embraced here?

Wel, diolch i chi, a'r enghraifft fwyaf - nid yng Nghymru y mae, ond yn Derby, gan fod cydgysylltiad ardaloedd lleol yn y DU wedi dechrau yn Derby yn 2012, gan adeiladu ar fodel llwyddiannus iawn a weithredir yn Awstralia, sy'n darparu tystiolaeth o ganlyniadau cadarnhaol ar gyfer dinasyddion ac arbedion. Yn Swydd Derby, canfu gwerthusiad annibynnol gan Brifysgol Derby dros 10 i 12 mis arbedion o £800,000 i'r economi iechyd a gofal cymdeithasol a gwelwyd hefyd fod hyn wedi cyflwyno a meithrin perthnasoedd, wedi sefydlu ymddiriedaeth, wedi gweithio ar sail yr unigolyn, gan ddefnyddio cryfderau pobl, a ffurfio cysylltiadau gyda theuluoedd a dinasyddion i greu atebion ar gyfer y cymunedau hynny. Argyhoeddodd hyn yr awdurdod lleol a'r GIG yno i fuddsoddi ac i ehangu i bob un o'r 17 ward cyngor. Felly, os gall prosiect sydd â 50 o bobl wella bywydau, ailgysylltu cymunedau, ac arbed £800,000, a wnewch chi roi ystyriaeth ddifrifol i sut y gellid mabwysiadu'r model hwn yma?
Rwy'n gefnogol i gwestiwn yr Aelod. Rwy'n credu y dylai'r Aelod ysgrifennu ataf gyda manylion ynglŷn â hynny. Er bod hon yn swyddogaeth heb ei datganoli, rwy'n credu ei bod yn iawn i grybwyll ein bod yn wynebu canlyniadau pobl sy'n agored i niwed. Rwy'n credu bod hwnnw'n fater rwy'n awyddus iawn i geisio'i ddatrys gyda'r Aelod.

I'm supportive of the Member's question. I think the Member should write to me in detail on that. I think she's right to raise that, while this is a non-devolved function, we do pick up the consequences of vulnerability. I think that's something I'm very interested in trying to resolve with the Member.
Diolch, Llywydd. A all Ysgrifennydd y Cabinet roi'r wybodaeth ddiweddaraf inni ynglŷn â'r cynllun i wella ffordd Blaenau'r Cymoedd a'r dyddiad y mae disgwyl i ran ceunant Clydach gael ei gwblhau?

Diolch, Llywydd. Could the Cabinet Secretary update us on the Heads of the Valleys road improvement scheme and the expected finishing date for the Clydach gorge section?
Mae cyfres o raglenni gan Lywodraeth Cymru yn cefnogi busnesau ym Meirionnydd. Mae'r cynnydd eithriadol mewn costau egni yn golygu bod angen set hirdymor o atebion, a dim ond Llywodraeth y Deyrnas Unedig all eu darparu.

The Welsh Government has a series of programmes to support businesses in Meirionnydd. The extraordinary rise in energy costs needs a long-term set of solutions, which only the UK Government can provide.
Mae'n rhaid i mi ddweud wrth y Gweinidog - efallai fod gennym ni wahanol werthoedd, ond rwy'n credu mai'r flaenoriaeth i'r Prif Weinidog yw bod yma i ateb cwestiynau gan gynrychiolwyr etholedig Cymru. Does bosib nad dyna yw diben cael y Senedd hon yn y lle cyntaf. Nawr, ar draws y DU, 5 y cant yw'r targed misol ar gyfer pobl sy'n aros mwy na phedair awr am driniaeth mewn adrannau damweiniau ac achosion brys. Unwaith eto, mae perfformiad yr Alban yn well na Chymru a Lloegr hefyd -

I have to say to the Minister - maybe we have different values, but I think that the priority for the First Minister is to be here to answer questions from the elected representatives of Wales. Surely, that's the purpose of having this Parliament in the first case. Now, across the UK, the monthly target for people waiting more than four hours for treatment in A&E is 5 per cent. Again, the Scottish performance outstrips Wales and England as well -
Ac mae pob sector yn rhedeg ar ei amserlen ei hunan, byddwn i'n tybio, hefyd. Ond gan eich bod chi wedi sôn am sgiliau cefn gwlad, tua pryd rŷch chi'n rhagweld y bydd y gwaith yna yn ymddangos ac y bydd y cynlluniau neu beth bynnag rŷch chi'n bwriadu rhoi yn eu lle yn dod i olau dydd?

And each sector's running on its own timescale, I would presume. But, as you've mentioned rural skills, when do you foresee that that work will appear, and when will plans or schemes or whatever you're intending to put in place see the light of day?
Ocê. Ac yn olaf, ynglŷn â mamau hunangyflogedig, maen nhw'n wynebu heriau hyd yn oed yn fwy, efallai, na rhywun sydd mewn cyflogaeth. A ydy rhaglenni cyflogadwyedd y Llywodraeth yn gallu helpu yn y maes yna? A oes yna unrhyw beth o fewn y cynllun cyflogadwyedd y gellid meddwl amdano fo mewn ffordd sydd yn mynd i fod yn helpu merched hunangyflogedig?

Okay. And lastly, in terms of self-employed mothers, they face even greater challenge perhaps than someone who's in employment. Are Welsh Government employability programmes able to help in that area? Is there anything within the employability plan that could be considered in a way that would help self-employed women?

Ie, jest cyn mynd i fanna, jest i godi fyny ar y pwynt olaf yna roeddech chi'n ei wneud ynglŷn â phrinder athrawon a cholli athrawon yn ystod blwyddyn gyntaf eu hyfforddiant nhw. Ydy Estyn wedi gwneud unrhyw waith thematig ar y pwnc yna, neu oes yna fwriad i wneud unrhyw beth? Ac yn edrych, hefyd, ar y cymhellion ariannol a sut mae'r rheini'n cymharu efo'r sefyllfa yn Lloegr; ydyn ni angen, efallai, meddwl am gymhellion ariannol, ddim jest ar gyfer pynciau arbennig, ond ar gyfer mynd i ysgolion lle mae yna broblemau, er enghraifft?

Yes. Just before going on to that, just to pick up on that last point that you made about the shortage of teachers and losing teachers during the first year of their training. Has Estyn done any themed work on that particular issue, or do you intend to do anything on that? Also, looking at the financial incentives and how they compare with the situation in England, for example; do we need, perhaps, to think about financial incentives, not just for specific subjects, but for going to schools where there are particular issues, perhaps?
I will ask again, therefore: does the Welsh Government have sufficient powers in order to veto any site that is identified for nuclear waste - radioactive waste, to make the distinction that you made in your previous response? Because, again, it appears to me that the Secretary of State has the final say.

Mi ofynnaf i eto, felly: oes gan Lywodraeth Cymru ddigon o bwerau gweithredol i allu rhoi veto ar unrhyw safle sy'n cael ei hadnabod ar gyfer wastraff niwclear - gwastraff ymbelydrol, er mwyn gwneud y gwahaniaeth yr oeddech chi'n ei wneud yn eich ateb blaenorol? Oherwydd, eto, mae'n ymddangos i fi bod gan yr Ysgrifennydd Gwladol y penderfyniad terfynol.
Mae hyfforddiant yn bwysig iawn, ond mae gwneud yn siŵr fod pobl yn cyflawni'r hyn y cawsant eu hyfforddi i'w wneud yn bwysicach byth, onid yw?

Training is very important, but making sure that people carry out what they've been trained to do is even more important, isn't it?
Ac mae gwahoddiad ichi gyd i ddod, nid jest y Cadeirydd.

And you're all invited to attend, not just the Chair.

Efallai wir, ddirprwy Lywydd, ond nid yw'n berthnasol i'r Bil. Nid oes gan y Bil ddim i'w ddweud am ddim un o'r materion hynny yn uniongyrchol.

It may well be, Dirprwy Lywydd, but it's not relevant to the Bill. The Bill has nothing to say on either of those matters directly.

Bore da. Rydw i eisiau gofyn cwestiynau ynglŷn â blaendaliadau cadw, yn gyntaf, efallai, i Jim. Pa mor eang ydy'r arfer o ofyn am flaendaliadau cadw erbyn hyn? Mae Llywodraeth Cymru wedi dweud wrth y pwyllgor nad ydyn nhw'n meddwl bod awdurdodau lleol yn wynebu galwadau am flaendaliadau cadw yn aml wrth roi pobl mewn llety â chymorth neu yn y sector preifat. Ai dyna'r darlun erbyn hyn ar draws Cymru?

Good morning. I want to ask a questions about holding deposits, first of all, perhaps, to Jim. How widespread is the practice of asking for holding deposits by now? The Welsh Government have told the committee that they don't believe that local authorities really encounter demands for holding deposits when placing people in supported accommodation or in the private sector. Is that the picture that you have across the sector in Wales?

A chyn inni symud ymlaen i'r bleidlais honno, rwyf am alw ar Janet Finch-Saunders i wneud datganiad o fuddiant ôl-weithredol.

And before we move on to that vote, I am going to call on Janet Finch-Saunders to make a retrospective declaration of interest.
Minister, I'm seeking a statement from the Minister for health on cross-border health services, and, in particular, concerns that residents have raised with me over elective surgeries. Residents are seeking assurances that they will still be able to access services in England throughout the pandemic, particularly at the Countess of Chester Hospital. Will you seek a written statement or an oral statement to the Chamber from the Minister for health?

Gweinidog, rwy'n gofyn am ddatganiad gan y Gweinidog Iechyd ar wasanaethau iechyd trawsffiniol ac, yn benodol, bryderon y mae trigolion wedi'u codi gyda mi ynghylch llawdriniaeth ddewisol. Mae trigolion yn ceisio sicrwydd y byddan nhw'n parhau i allu manteisio ar wasanaethau yn Lloegr drwy'r pandemig, yn enwedig yn Ysbyty Iarlles Caer. A wnewch chi ofyn am ddatganiad ysgrifenedig neu ddatganiad llafar i'r Siambr gan y Gweinidog Iechyd?

Amen to that. Let's vote unanimously on this.

Amen i hynny: gadewch i ni bleidleisio'n unfrydol heddiw.

Thanks, Rhun. Just before you move on to the local authorities, with regard to health, I hear what you're saying and I said in my own speech that the preventative agenda is all important, but, nonetheless, if a significant amount of money is going into the health service in England, and, as a result of that, we get money through a consequential here, you would accept that you would want to see at least a proportion of that going on increasing the health service in real terms here, so we're not just playing catch up.

Diolch, Rhun. Cyn i chi symud ymlaen at yr awdurdodau lleol, o ran iechyd, clywaf yr hyn a ddywedwch, a dywedais yn fy araith fy hun fod yr agenda ataliol yn hollbwysig, ond serch hynny, os oes swm sylweddol o arian yn mynd i'r gwasanaeth iechyd yn Lloegr, ac o ganlyniad i hynny, ein bod yn cael arian drwy swm canlyniadol yma, a fyddech yn derbyn y byddech am weld o leiaf gyfran ohono'n mynd tuag at gynyddu'r gwasanaeth iechyd mewn termau real yma, fel ein bod yn gwneud mwy na dal i fyny'n unig.
Not without toilets though. You've still got to have toilets on them.

Ond nid heb doiledau. Mae'n rhaid i chi gael toiledau arnynt.
Cyfieithwch i'r Gymraeg:

Well, clearly, council leaders will have to manage their budgets effectively, but within those reserves, what perhaps isn't always completely obvious from the top-line figures, certainly, is that much of it, or a certain percentage of it, will already be committed to a number of projects - school building projects and so on. So, I think it's important to delve down into the figures to have a fuller picture, really, as to the plans that the local authority has for those reserves.

Wel, yn amlwg, bydd yn rhaid i arweinwyr cynghorau reoli eu cyllidebau yn effeithiol, ond o fewn y cronfeydd wrth gefn hynny, yr hyn nad yw efallai'n gwbl amlwg bob amser o'r ffigurau llinell uchaf, yn sicr, yw y bydd llawer ohono, neu ganran benodol ohono, eisoes wedi'i ymrwymo ar gyfer nifer o brosiectau - prosiectau adeiladu ysgolion ac ati. Felly, credaf ei bod yn bwysig archwilio'r ffigurau'n fanylach er mwyn cael darlun mwy cyflawn o'r cynlluniau sydd gan yr awdurdod lleol ar gyfer y cronfeydd wrth gefn hynny.
Well, the Welsh Government gender pay gap is 8 per cent. It is nothing to shout about, of course, but it's better than the pay gap that exists in Whitehall - [ Interruption. ]

Wel, 8 y cant yw'r bwlch cyflog rhwng y rhywiau yn Llywodraeth Cymru. Nid yw'n ddim i frolio amdano, wrth gwrs, ond mae'n well na'r bwlch cyflog sy'n bodoli yn Whitehall - [ Torri ar draws. ]
I do apologise. Small-scale generation opportunities are there, and I think that can also create more community ownership and also more investment opportunities. In an age of low interest rates, there are opportunities here for people to get a fair return on their savings - and a general use of new technologies such as tidal. Thank you.

Mae'n ddrwg gen i. Mae cyfleoedd cynhyrchu ar raddfa fach ar gael, ac rwy'n meddwl y gall hynny hefyd greu mwy o berchnogaeth gymunedol a hefyd mwy o gyfleoedd buddsoddi. Mewn oes o gyfraddau llog isel, mae cyfleoedd yma i bobl i wneud elw teg ar eu cynilion - a defnydd cyffredinol o dechnolegau newydd fel y llanw. Diolch.