So, you expect an announcement next Tuesday that will be very clear in stating what the arrangements will be for next summer. So, what have you told the Government? What are the major issues that they should be considering in weighing up the two reports? The two reports come to different conclusions, so do you have an opinion on which one of the reports offers the best way forward? And what exactly is your stance on this point?

Felly, rydych chi'n disgwyl cael cyhoeddiad ddydd Mawrth nesaf a fydd yn glir iawn yn dweud beth fydd y trefniadau ar gyfer yr haf flwyddyn nesaf. Beth ydych chi wedi dweud wrth y Llywodraeth? Beth ydy'r prif faterion dylen nhw fod yn eu hystyried wrth bwyso a mesur y ddau adroddiad? Mae'r ddau adroddiad yn dod i gasgliadau gwahanol. Oes gennych chi farn ynglŷn â pha un o'r adroddiadau yma sy'n cynnig y ffordd orau ymlaen? Beth yn union ydy'ch safbwynt chi ar y pwynt yma?

One short question. Aled, I just wanted to look at something that was just said. What I heard was that companies such as Amazon Prime and Netflix, because people subscribe to them, there is some kind of pressure that we could bring to bear there, is there?

Un cwestiwn bach. Aled, roeddwn i'n jest moyn edrych ar rywbeth a gafodd ei ddweud nawr. Beth glywais i oedd, gyda chwmnïau fel Netflix ac Amazon Prime, o achos y ffaith bod pobl Cymru yn talu atyn nhw, mae yna ryw fath o bwysau y byddem ni'n gallu rhoi arnyn nhw.

The point is the British Government also opposed those amendments.

Y pwynt yw bod Llywodraeth Prydain hefyd wedi gwrthwynebu'r gwelliannau hynny.

Yes, that is their job. They ensure compliance. I supervise that process, but there are three officials. One is on the communications side, and two work on the more technical side of the process.

Ie, dyna'u swydd. Eu swydd nhw yw i sicrhau cydymffurfiaeth. Felly, dwi'n arolygu'r broses yna, ond mae yna dri. Mae un yn gweithio ar yr ochr gyfathrebu, ac mae yna ddau yn gweithio ar yr ochr mwy technegol o oruchwylio'r broses.

I'm only asking because we know that many people don't use their cheque books anymore, and they're starting to come to an end in many places. So, I wanted to look at this concept of, perhaps, us not needing cash, but I do understand that the infrastructure isn't in place at present. I just wanted to ask - . I'm not sure in which evidence it was, but we all know that we can use cashback in some shops, where there is no ATM. Is there a possibility of expanding on the ability of shops, whether large or small, to offer cashback, or is that something that would compete with some of you in this room? Could we expand on that?

Dwi ond yn gofyn oherwydd dŷn ni'n gwybod bod lot o bobl ddim yn defnyddio cheque books rhagor ac maen nhw'n dechrau dod i ben mewn nifer o lefydd. Felly dŷn ni'n edrych ar y cysyniad o efallai fyddwn ni ddim angen arian parod, ond dwi'n deall fod y seilwaith ddim yna ar hyn o bryd. Roeddwn i jest eisiau gofyn - . Dwi ddim yn siŵr ym mha dystiolaeth oedd e, ond rŷm ni i gyd yn gwybod ein bod ni'n gallu defnyddio beth sy'n cael ei alw'n cashback gan rai siopau, lle nad oes yna ATM. Oes yna le i ehangu ar allu siopau mawr neu fach i gael cashback, neu ydy hynny wedyn yn cystadlu gyda rhai ohonoch chi yn yr ystafell yma? Beth am ehangu ar hynny?