Gwaith Banc Cambria yw hwn, wrth iddynt ddatblygu hyn. Rwy'n falch iawn eu bod wedi ceisio cyfarfod ag Aelodau a phobl allweddol, llefarwyr, ar draws y Siambr. Maent yn edrych yn benodol ar weithio mewn partneriaeth ag undebau credyd, felly gallaf roi enghraifft i chi o ran Undeb Credyd Cambrian yng ngogledd Cymru sy'n ymwneud â hyn. Cynnig ydyw o hyd; mae'n rhagweld banciau cymunedol ledled Cymru yn y dyfodol, ond rwy'n siŵr y bydd hyn o ganlyniad i'n buddsoddiad ni, a ddaeth gan Ken Skates yn flaenorol, i gynnal yr astudiaeth ddichonoldeb, yn ogystal â'r rhagolygon ar gyfer lle sydd fwyaf priodol a lle fyddai angen pwynt mynediad at fanc Cambria ar y stryd fawr.

This is the work of Banc Cambria, as they take this forward. I'm very glad that they have sought to meet Members and key people, spokespeople, across the Chamber. They're looking particularly at relationship working and partnership with credit unions, so I can give you an example in terms of Cambrian Credit Union in north Wales engaging with this. It is still a proposal; it envisages in terms of the way forward community banks across Wales, but I'm sure this is going to be as a result of not only our investment, which came formerly from Ken Skates, to conduct that feasibility, but also the prospects for where it is most appropriate and needed to have a high-street bank access point for Cambria.

Mae'r Gymdeithas Osteoporosis Genedlaethol wedi honni y gallai mwy o wasanaethau i helpu i wneud diagnosis o'r cyflwr hwn arbed £4.5 miliwn y flwyddyn i GIG Cymru. Maent yn dweud mai hanner ysbytai Cymru yn unig sy'n darparu gwasanaethau cyswllt torri esgyrn i gleifion allanol ar hyn o bryd. Ysgrifennydd y Cabinet, beth y mae Llywodraeth Cymru yn ei wneud i wella'r gwasanaethau a allai helpu i wneud diagnosis ac atal osteoporosis yng Nghymru?

The National Osteoporosis Society has claimed that more services to help diagnose this condition could save NHS Wales £4.5 million per year. They say that only half of the hospitals in Wales currently provide fracture liaison services for out-patients. Cabinet Secretary, what is the Welsh Government doing to improve the services that could help diagnose and prevent osteoporosis in Wales?

Diolch, Trefnydd. Roeddwn i'n falch o'ch clywed chi'n sôn am ffordd osgoi'r A40 yn Llanddewi Felffre, ac roeddwn i'n falch o gael sicrwydd gan y Dirprwy Weinidog Newid Hinsawdd y bydd y prosiect hwn yn mynd rhagddo, er gwaethaf cyhoeddiad y Llywodraeth fis diwethaf am yr oedi i adeiladu ffyrdd. Fodd bynnag, er bod y Dirprwy Weinidog wedi fy sicrhau ynghylch cloddwyr ar lawr gwlad, nid wyf i na'r bobl leol yng Ngorllewin Caerfyrddin a De Sir Benfro sydd yn ymyl y prosiect yn gallu gweld lle mae'r cloddwyr hyn yn gweithredu. A fyddai'n bosibl i chi roi gwybod i ni ym mhle y mae'r gwaith yn cael ei wneud ar hyn o bryd fel y gallaf i roi sicrwydd i'm hetholwyr y bydd y prosiect hwn yn cael ei gwblhau cyn gynted â phosibl?

Diolch, Trefnydd. I was pleased to hear you mention the A40 bypass at Llanddewi Velfrey, and I was pleased to have reassurance from the Deputy Minister for Climate Change that, despite the Government's announcement last month of the pause on road building, this project will go ahead. However, while the Deputy Minister has assured me of diggers on the ground, I and locals in Carmarthen West and South Pembrokeshire near the project are unable to see where these diggers are operating. Would it be possible for you to let us know where the operation is currently being undertaken so that I can reassure those constituents of mine that this project will be completed at its earliest opportunity?

A wnewch chi ymyrryd i sicrhau bod un o gonglfeini eich strategaeth miliwn o siaradwyr, o ran y gweithlu, yn cael ei chynnal, drwy anfon llythyr cyhoeddus i erfyn ar Cartrefi Cymunedol Gwynedd i ailystyried?

Will you intervene to ensure that one of the cornerstones of your million Welsh speakers strategy, in terms of the workforce, is maintained, by sending a public letter to urge Cartrefi Cymunedol Gwynedd to reconsider?

Wel, rydym ni'n gwbl ymwybodol o'r ffaith eich bod chi'n gwrthwynebu'r hyn a oedd yn ddarn blaengar iawn o ddeddfwriaeth tai a gefnogwyd ar draws y Siambr hon. Ond mae'n bwysig, wrth gwrs, ei fod yn cael ei roi ar waith yn briodol ac yn effeithiol nawr ac felly, wrth gwrs, byddwn yn ystyried y materion hyn. Ond yn amlwg, ceir amserlen ar gyfer hyn o ran cyfrifoldebau Rhentu Doeth Cymru, a byddaf yn gofyn i Ysgrifennydd y Cabinet edrych ar y mater a godwyd gennych.

Well, we're quite well aware of the fact that you were opposed to what was a very progressive piece of housing legislation that was supported across this Chamber. But it is important, of course, that it is now implemented appropriately and effectively and so of course we will take on board these issues. But clearly, there is a timeline for this in terms of the responsibilities of Rent Smart Wales, and I will ask the Cabinet Secretary to look at the issue that you raise.