Mae hwn yn bwynt sy'n hollbwysig. Fe fyddwn i'n meddwl bod yna gynydd wedi bod dros y blynyddoedd ynglŷn â chostau yswiriant. Felly, a gaf i ysgrifennu at yr Aelod er mwyn rhoi iddo fe y manylion y gallaf i eu rhoi iddo fe ynglŷn â thrafodaethau ynglŷn â hyn gyda Chymdeithas Feddygol Prydain?

This is a very important point. I would imagine that there has been an increase in the cost of indemnity insurance. Therefore, may I write to the Member to give him the details that I can give to him as regards discussions with the BMA on this?

Diolch i chi am y cwestiwn. Mae gwasanaethau meddygon teulu yn elfen greiddiol o ofal sylfaenol a darparu system iechyd gynaliadwy. Mae ein hymgyrch ar gyfer gwelliant parhaus yn cael ei chefnogi gan y gronfa gofal sylfaenol sy'n werth bron i £43 miliwn ac sy'n llywio newid ac arloesedd ledled Cymru, gan gynnwys Sir Benfro wrth gwrs, ac yn 2018-19, dyrannwyd £4.69 miliwn o'r gronfa i Hywel Dda tuag at eu cynlluniau ar gyfer cynaliadwyedd gwasanaethau, gwell mynediad, a darparu mwy o wasanaethau yn lleol.

Thank you for the question. GP services are a core component of primary care and the delivery of a sustainable health system. Our drive for continued improvement is backed by the nearly £43 million primary care fund that is driving change and innovation across Wales, including, of course, Pembrokeshire, and £4.69 million of the fund in 2018-19 has been allocated to Hywel Dda for their plans for service sustainability, better access, and to deliver more services locally.

Rwy'n ddiolchgar i'r Aelod. A gaf fi fynd ag ef yn ôl ychydig o funudau pan soniodd am y cyllid gwaelodol, sy'n gytundeb gwleidyddol ac nid yw mewn deddfwriaeth fel y cyfryw? Ond wrth gwrs, cyn i ni dderbyn Bil Cymru i'w gymeradwyo'n derfynol yma a phasio'r cynnig cydsyniad deddfwriaethol, a yw'n cytuno bod angen i ni weld fframwaith cyllidol ar waith - cytundeb rhwng Llywodraeth Cymru a'r Llywodraeth Geidwadol yn San Steffan - sy'n sicrhau nad oes unrhyw effaith andwyol ar ein perthynas ariannol os ydym yn cael datganoli wedyn ac yn datganoli trethiant ymhellach?

I'm grateful to the Member. Can I just take him back a couple of minutes to when he talked about the funding floor, which is a political agreement and is not in legislation as such? But, of course, before we receive the Wales Bill for final approval here and pass the legislative consent motion, does he agree with me that we need to see a fiscal framework in place - an agreement between the Welsh Government and the Conservative Government in Westminster - that ensures there is no detriment to our financial relationships if we then have devolution and further devolution of taxation?

Yr unig beth y buaswn i'n ategu ydy pa mor bwysig ydy hi i gael amaethwyr neu reolwyr tir i hunain-arfarnu os ydyn nhw'n llwyddiannus. Achos, mae hyder a pherchnogaeth yn bwysig.

The only thing I would add is how important it is to have farmers or land managers self-evaluate whether they're successful. Because confidence and ownership are important.

Diolch ichi, Ddirprwy Lywydd. Yn gyntaf oll, hoffwn ddiolch i bawb am y modd cadarnhaol y maent wedi siarad yn y ddadl hon. Fel arfer pan gawn ddadleuon, bydd rhai pobl yn siarad ychydig fel arall, hyd yn oed pan fyddant yn cefnogi, ond cawsom unfrydedd, ac rwy'n credu bod hynny'n bwysig. A gaf fi ymuno â Bethan Sayed i longyfarch yr ymgyrchwyr, yn enwedig John Benson, am ddal ati cyhyd? Ond a gaf fi annog cyd-Aelodau'r Cynulliad - a wnewch chi ymateb i negeseuon e-bost John Benson? Mae'n anfon negeseuon e-bost at bob un ohonom yn weddol rheolaidd. Nid yw pawb yn ateb. Rydym yn mynd i ddangos cefnogaeth yma - yn unfrydol gobeithio - ond a allwch adael iddo wybod ei fod wedi cael y gefnogaeth unfrydol honno drwy ateb y negeseuon e-bost y mae'n eu hanfon?

Thank you, Deputy Presiding Officer. First of all, can I thank everybody for the positive way they've spoken in this debate? Normally when we have debates, some people will speak slightly off, even when they're in support, but there has been unanimity, and I think that is important. Can I also join with Bethan Sayed in congratulating the campaigners, especially John Benson, for keeping at it for so long? But can I urge Assembly colleagues - can you reply to John Benson's e-mails? He e-mails all of us fairly regularly. Not everybody replies. We're going to show support here - hopefully unanimously - but can you actually let him know that he's got that support unanimously by replying to the e-mails he sends?