Noninterest income , totaled $ 6.1 million , down $ 539,000 linked quarter , primarily due to lower gains on securities sales as well as lower revenue related to seasonal declines in fees from merchant services , marine finance fees , mortgage banking fees and brokerage commissions and fees . The revenue declines from these sources were partially offset by higher revenues from service charges on deposits , the result of the growth in new deposit households . In addition , wealth management and marine finance fees continue to be impacted by the challenging economic conditions .