TO : All persons or entities in the Commonwealth of Pennsylvania who within 10 years of having previously purchased title insurance in connection with their mortgages or fee interests , refinanced the identical mortgage or fee interest , and were charged a title insurance premium by Old Republic National Title Insurance Company that did not include the applicable premium discount for title insurance on file with the Pennsylvania Insurance Commissioner ( the " Class " ) , but not including any officers and directors of the Defendant , who are excluded from the Class .