The ratings of the following Ergaenzungskapital notes of Investkredit Bank AG ( Investkredit ) were corrected as follows : - EUR5 million Ergaenzungskapital , due July 2022 ( ISIN : AT0000322581 ) to Caa2 from Baa3 The above-mentioned Ergaenzungskapital notes of VBAG and its subsidiary Investkredit were misclassified in Moody 's systems as plain vanilla senior debt and plain vanilla subordinated debt .