user: ### NOW ANSWER:
Question: With the cultural and educational panel less than 0 what is the average industrial and commercial panel?
Columns: ['Administrative Panel', 'Agricultural Panel', 'Cultural and Educational Panel', 'Industrial and Commercial Panel', 'Labour Panel', 'National University of Ireland', 'University of Dublin', 'Nominated by the Taoiseach', 'Total']
Types: ['real', 'real', 'real', 'real', 'real', 'real', 'real', 'real', 'real']
Sample row: [3.0, 5.0, 2.0, 4.0, 5.0, 1.0, 0.0, 5.0, 25.0]
SQL:

assistant: SELECT AVG("Industrial and Commercial Panel") FROM "Table" WHERE "Cultural and Educational Panel" < 0.0;