user: ### NOW ANSWER:
Question: Which team has the most ties with fewer than 4 losses and GA smaller than 20?
Columns: ['Team', 'Games Played', 'Wins', 'Losses', 'Ties', 'Goals For', 'Goals Against']
Types: ['text', 'real', 'real', 'real', 'real', 'real', 'real']
Sample row: ['Montreal Victorias', 8.0, 6.0, 2.0, 0.0, 35.0, 20.0]
SQL:

assistant: SELECT MAX("Ties") FROM "Table" WHERE "Losses" < 4.0 AND "Goals Against" < 20.0;