This creditor is attempting to illegally reage this account. Last payment shows made XX/XX/XXXX, this false. 

One Account Shows past due amount of {$1900.00} on a charged off account, closed date says XX/XX/XXXX, last payment XX/XX/XXXX. 

Second Account Shows past due amount of {$1600.00} on a charged off account, closed date says XX/XX/XXXX, last payment XX/XX/XXXX. 

Third Account Shows past due amount of {$1900.00} on a charged off account, closed date says XX/XX/XXXX, last payment XX/XX/XXXX. 

All of this information is false. 
No 2yr payment history is reported on XXXX so how was this account legally verifed as accurate?