a bad run in the market or a costly divorce 
(ROOT (NP (NP (NP (DT a) (JJ bad) (NN run)) (PP (IN in) (NP (DT the) (NN market)))) (CC or) (NP (DT a) (JJ costly) (NN divorce))))
(ROOT (NP (NP (NP (DT ) (JJ ) (NN )) (PP (IN ) (NP (DT ) (NN )))) (CC ) (NP (DT ) (JJ ) (NN ))))