page_title: Payment terminal
section_title: Typical features
hierarchical_section_title: Payment terminal / Typical features
caption_attribution_description: Français&#160;: Terminal de paiement électronique Modèle&#160;: Ingenico Elite 510 - 8 bit ( Le SN commence par E0510......., par exemple e0510TLC012c )
context_page_description: A payment terminal, also known as a Point of Sale terminal, credit card terminal, EFTPOS terminal, is a device which interfaces with payment cards to make electronic funds transfers. The terminal typically consists of a secure keypad for entering PIN, a screen, a means of capturing information from payments cards and a network connection to access the payment network for authorization.
  A payment terminal allows a merchant to capture required credit and debit card information and to transmit this data to the merchant services provider or bank for authorization and finally, to transfer funds to the merchant. The terminal allows the merchant or their client to swipe, insert or hold a card near the device to capture the information. They are often connected to point of sale systems so that payment amounts and confirmation of payment can be transferred automatically to the merchants retail management system. Terminals can also be used in stand alone mode, where the merchant keys the amount into the terminal before the customer present their card and personal identification number.
  The majority of card terminals today transmit data over cellular network connections and Wi-Fi.
context_section_description: Key entry (for customer not present mail and telephone order)
  Tips/gratuities
  Refunds and adjustments
  Settlement (including automatic)
  Pre-authorisation
  Payments using near field communication enabled devices
  Remote initialisation and software update
  Point of sale (POS) integration
  Multi-merchant capabilities
  Pen or PIN authorization by the customer
  Surcharge function
  Secure password operation
  Additional PIN pad attachments
  Like Automated teller machines, many payment terminals are also equipped raised tactile buttons and an earphone jack which allow the blind to audibly finish the payment process.
caption: An older generation Ingenico credit card terminal and separate keypad from 2006
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