page_title: Mobile home
section_title: Manufactured home
hierarchical_section_title: Mobile home / History / Manufactured home
caption_attribution_description: Exterior of a modern manufactured home
context_page_description: A mobile home is a prefabricated structure, built in a factory on a permanently attached chassis before being transported to site. Used as permanent homes, or for holiday or temporary accommodation, they are left often permanently or semi-permanently in one place, but can be moved, and may be required to move from time to time for legal reasons.
  Mobile homes share the same historic origins as travel trailers, but today the two are very different in size and furnishings, with travel trailers being used primarily as temporary or vacation homes. Behind the cosmetic work fitted at installation to hide the base, there are strong trailer frames, axles, wheels, and tow-hitches.
context_section_description: Mobile homes built in the United States since June 1976, legally referred to as manufactured homes, are required to meet FHA certification requirements and come with attached metal certification tags. Mobile homes permanently installed on owned land are rarely mortgageable, whereas FHA code manufactured homes are mortgageable through VA, FHA, and Fannie Mae.
  Many people who could not afford a traditional site-built home, or did not desire to commit to spending a large sum of money on housing, began to see factory-built homes as a viable alternative for long-term housing needs. The units were often marketed as an alternative to apartment rental. However, the tendency of the units of this era to depreciate rapidly in resale value made using them as collateral for loans much riskier than traditional home loans. Terms were usually limited to less than the thirty-year term typical of the general home-loan market, and interest rates were considerably higher. In that way, mobile home loans resembled motor vehicle loans more than traditional home mortgage loans.
caption: Example of a modern manufactured home in New Alexandria, Pennsylvania. 28 feet × 60 feet (8.5 × 18.3 m)
exif: {"Image Make": "Canon", "Image Model": "Canon EOS 10D", "Image Orientation": "Horizontal (normal)", "Image XResolution": "180", "Image YResolution": "180", "Image ResolutionUnit": "Pixels/Inch", "Image Software": "Adobe Photoshop CS Windows", "Image DateTime": "2009:07:15 10:14:19", "Image YCbCrPositioning": "Centered", "Image ExifOffset": "220", "Thumbnail Compression": "JPEG (old-style)", "Thumbnail XResolution": "72", "Thumbnail YResolution": "72", "Thumbnail ResolutionUnit": "Pixels/Inch", "Thumbnail JPEGInterchangeFormat": "1054", "Thumbnail JPEGInterchangeFormatLength": "4246", "EXIF ExposureTime": "1/125", "EXIF FNumber": "8", "EXIF ISOSpeedRatings": "400", "EXIF ExifVersion": "0221", "EXIF DateTimeOriginal": "2005:10:21 08:30:53", "EXIF DateTimeDigitized": "2005:10:21 08:30:53", "EXIF ComponentsConfiguration": "YCbCr", "EXIF CompressedBitsPerPixel": "3", "EXIF ShutterSpeedValue": "228255/32768", "EXIF ApertureValue": "6", "EXIF ExposureBiasValue": "0", "EXIF MaxApertureValue": "4", "EXIF MeteringMode": "Pattern", "EXIF Flash": "Flash did not fire", "EXIF FocalLength": "17", "EXIF FlashPixVersion": "0100", "EXIF ColorSpace": "Uncalibrated", "EXIF ExifImageWidth": "1080", "EXIF ExifImageLength": "720", "EXIF FocalPlaneXResolution": "768000/223", "EXIF FocalPlaneYResolution": "409600/119", "EXIF FocalPlaneResolutionUnit": "2", "EXIF SensingMethod": "One-chip color area", "EXIF FileSource": "Digital Camera", "EXIF CustomRendered": "Normal", "EXIF ExposureMode": "Auto Exposure", "EXIF WhiteBalance": "Auto", "EXIF SceneCaptureType": "Standard"}