page_title: National Westminster Bank Ltd v Halesowen Presswork & Assemblies Ltd
hierarchical_section_title: National Westminster Bank Ltd v Halesowen Presswork & Assemblies Ltd
caption_attribution_description: English: St John the Baptists Church Halesowen. Photographed from the Church Yard 9/1/2004
context_page_description: National Westminster Bank Ltd v Halesowen Presswork & Assemblies Ltd [1972] AC 785 is a decision of the House of Lords in relation to a banker's right to combine accounts under English law. It is the leading English case and a banker's right to combine accounts, and also an important decision relating to insolvency set-off.
  The case was decided in relation to section 31 of the Bankruptcy Act 1914. Today those provisions have been replaced by section 323 of the Insolvency Act 1986 and rule 14.25 of the Insolvency Rules 2016, but the decision is still treated as authoritative.
context_section_description: National Westminster Bank Ltd v Halesowen Presswork & Assemblies Ltd [1972] AC 785 is a decision of the House of Lords in relation to a banker's right to combine accounts under English law.  It is the leading English case and a banker's right to combine accounts, and also an important decision relating to insolvency set-off.
  The case was decided in relation to section 31 of the Bankruptcy Act 1914 (which applied to companies by virtue of section 317 of the Companies Act 1948).  Today those provisions have been replaced by section 323 of the Insolvency Act 1986 and rule 14.25 of the Insolvency Rules (England and Wales) 2016 (formerly rule 4.90 of the Insolvency Rules 1986), but the decision is still treated as authoritative.
caption: Halesowen
exif: {"Image Make": "KONICA", "Image Model": "KD-3300", "Image XResolution": "72", "Image YResolution": "72", "Image ResolutionUnit": "Pixels/Inch", "Image Software": "1.07K", "Image DateTime": "2004:01:09 14:47:27", "Image YCbCrPositioning": "Co-sited", "Image ExifOffset": "187", "Thumbnail Compression": "JPEG (old-style)", "Thumbnail XResolution": "72", "Thumbnail YResolution": "72", "Thumbnail ResolutionUnit": "Pixels/Inch", "Thumbnail JPEGInterchangeFormat": "668", "Thumbnail JPEGInterchangeFormatLength": "6582", "Thumbnail YCbCrPositioning": "Co-sited", "EXIF ExposureTime": "1/84", "EXIF FNumber": "289/50", "EXIF ISOSpeedRatings": "100", "EXIF ExifVersion": "0220", "EXIF DateTimeOriginal": "2004:01:09 14:47:27", "EXIF DateTimeDigitized": "2004:01:09 14:47:27", "EXIF ComponentsConfiguration": "YCbCr", "EXIF ShutterSpeedValue": "32/5", "EXIF ApertureValue": "5", "EXIF Flash": "Flash did not fire, auto mode", "EXIF FlashPixVersion": "0100", "EXIF ColorSpace": "sRGB", "EXIF ExifImageWidth": "640", "EXIF ExifImageLength": "925", "Interoperability InteroperabilityIndex": "R98", "Interoperability InteroperabilityVersion": "[48, 49, 48, 48]", "EXIF InteroperabilityOffset": "527", "EXIF ExposureMode": "Auto Exposure", "EXIF WhiteBalance": "Auto", "EXIF DigitalZoomRatio": "0/0", "EXIF SceneCaptureType": "Standard", "EXIF Sharpness": "Normal", "EXIF SubjectDistanceRange": "2"}