fix conflicts
disable credits stuff on users for user that don't have credits
remove credits warning on contributions routes
remove contributions less than 10 for users that have credits
use contributions.confirmed_at instead created_at. we use confirmed_at on reports
removed all EN notifications PT is default
added specs and new template on contribution.notification_template_for_failed_project
notification for contributor when project fails and contribution is made via credits
notify backfire when contribution is made via credits when project fails
fix conflict and update pagarme