tests pass for new array in pg
Revert "tests pass for new array in pg"

This reverts commit b4dd5d7c34338aaa60ae1c37efe9369a54f69fce.
Revert "Revert "tests pass for new array in pg""

This reverts commit aaaa06a619795c2ba418fdb10b9246a991b36d51.
fix createTip api array reference
fix csrf on pages
fix merge user to work with new withdrawals table
use better postgres array stuff