Cyoa 20141023 rc

Not complete, but numerous updates for review:
-hound and rubocop config files
-use CDN for foundation.css
-use scopes
-move globals to local ENV
-partials cleaned
-remove inline js
-update poor variable, field names
-add/update tests
This isn't a really great message to test for. Is the requirement really `I see the message "Taxes"` or is there something more meaningful we can test for?