Automatically include neighborly balanced user model to main app
Move user module from concerns folder

It does not load from this folder
Create dummy user model for specs
Merge pull request #11 from neighborly/jl-auto-include-user

Automatically include neighborly balanced user model to main app
Merge pull request #12 from neighborly/im-email-user-to-confirm-account

Accept "bank_account_verification.deposited" Event
Store debit.canceled event
Add observers path to autoload
Create debit canceled observer
Change event type name on fixture file
Add initializer to add the observer to event
Merge pull request #8 from neighborly/jl-cancel-contributions

Cancel contributions when receive 'debit.canceled' event from Balanced
Accept 'bank_account_verification.verified' events from Balanced
Merge branch 'im-verified-bank-account-event' of github.com:neighborly/neighborly-balanced into im-verified-bank-account-event

Conflicts:
	app/models/neighborly/balanced/event.rb
	spec/models/neighborly/balanced/event_spec.rb