Ruby 2.1.3
Remove duplication of definition of ruby versions
Merge pull request #639 from neighborly/im-ruby-update

Ruby 2.1.3
Remove how it works page
Merge pull request #651 from neighborly/jl-remove-how-it-works-page

Remove how it works page
Refactor footer styles and add disclaimer placeholder
Force ssl in all cases in production env
Change contribution words to investment
Fixes on homepage invest box
Merge pull request #652 from neighborly/jl-footer-disclaimer

Refactor footer styles and add disclaimer placeholder
Merge pull request #653 from neighborly/jl-force-ssl

Force ssl in all cases in production env
Merge pull request #654 from neighborly/jl-replace-contribution-texts

Change contribution words to investment
Merge pull request #655 from neighborly/jl-fixes-on-invest-box

Fixes on homepage invest box
Update balanced gems
Charge a bonds dependent fee from users
Remove payout feature
Show processor fee in payments form
Add variable to define default card href for use on Balanced gem