move 'userRatings' into 'names' collection. Completed logic when new comparisons are found
name publish / subscribe simplified with 'userRatings.userId' field
moved emailTemplates.js to server
moved emailTemplates.js to server with files added
Merge branch 'move-user-ratings' into devel

Simplified 'names' publish/ subscribe logic by adding 'userRatings.userId' subfield for all users on all names.
Now sorting for each user by that subfield is simple.
UserRanks collection can be removed.