When discussing this initiative, Clint specifically requested that the test be skipped and not failed if the balance was insufficient, so that the situation could be flagged but not cause the test to go red. I suppose there is a real danger that people might not notice the skip right away and it may take time to refill the account and we'd lose coverage in the meantime, so I too like the idea of failing in that case. What do you think, @zacc?

Also, I will add a message that shows the current balance if it is insufficient.