db migration
add failing tests
rspec passing
cucumber passing
Merge pull request #153 from theB264/osra207_payment_plans

OSRA207 payment plans
OSRA-207 #resolve
factory & seeds: enlarge & diversify for testing
write steps
write failing tests
rerouted new Sponsorship to Orphan class, all tests passing
add more failing model tests
new model tests passing
refactor; all tests passing
fix bug in unit test
clean up tests