[ci skip] fix "note" syntax
[ci skip] less derogatory explanation of defaults
[ci skip] add fixture docs link to guides

The fixtures API docs are really comprehensive. We should either be driving people there, or perhaps making fixtures its own guide.
[ci skip] explain association behavior. 

When you manually specify `id:` attribute in a fixture Rails' built in association assignment feature will no longer work. http://stackoverflow.com/questions/23985675/incorrect-association-in-fixtures

This commit raises awareness of this behavior and encourages developers to look directly at the fixture documentation.