chore: cleaned up Gemfile for test and development.  Added gems for rspec in rails and shoulda matchers for AR Association testing
chore: changed dependency of deprecated gem name in Gemfile.  'bcrypt-ruby' is now
 simply 'bcrypt'
chore: Installed rspec testing folder in rails.
Merge branch 'master' into InitialTesting
Rspec is setup for app testing
Merge branch 'master' into InitialTesting
Merge pull request #4 from bengolden/InitialTesting

Setup proper versioning for Rspec in Rails env and included shoulda-matchers gem to test model's associations.