Make the extension template's default rake task run the test_app rake task if necessary

Fixes #4396
Associate CreditCard with users and payment methods

Conflicts:
	core/app/models/spree/credit_card.rb
Remember customer credit cards on checkout

Mostly inspired by Jeff Squires spree_reuse_credit_card extension, see
https://github.com/jsqu99/spree_reuse_credit_card

Once customers enter their cc info and recurring tokens are saved for
those credit cards the store can remember that info and display the
cards back to the customers so they don't have to enter cc info again
Provide interface to list and disable user payment sources

Users might include the Core::UserPaymentSource into their user models
or implement their own methods to deal with payment sources
Add checkout specs for using existing payment sources