Put an upper limit on UTF8 file sizes

This is for #7223

* Start the discussion at limiting files to 4MB and under before we refuse to load them
* Display a message if we've reached the limit opening a file
* Implemented in AppShellFIleSystem which is really the only place this could go without rearchitecting a lot of file system work but looking for feedback there too
@peterflynn Are you ok with a limit of 32MB? FWIW, I could go down to 16MB.