HSBC Commercial Banking operates in around 60 countries and territories, covering the developed and developing markets that matter most to our customers. Through our teams of relationship managers we connect businesses to opportunities, helping them to thrive and grow. We work with a wide range of customers, from small enterprises to mid-market companies and large multinationals, providing them with the tools they need to function efficiently. As a cornerstone of the HSBC Group we have the financial strength to support our customers with working capital, term loans and acquisition or project finance, and the expertise to help them raise money from the stock and bond markets. Our relationship managers are supported by specialists in four fields: Global Trade and Receivables Finance provides services and financing for buyers and suppliers throughout the trade cycle, helping them to use working capital efficiently, manage trade risk and fund their supply chains Payments and Cash Management gives businesses greater control over their cash and collections, and helps them to manage their liquidity efficiently. Our e-banking platforms enable customers to make seamless payments between countries and currencies Global Capital Finance provides commercial clients with access to a wide range of capital financing, including debt, equity and advisory services Insurance and Investments offers business and financial protection, trade insurance, employee benefits, corporate wealth management and a variety of other commercial risk insurance products.