added bin/ to gitignore in the hope that this won't be committed
Added a few Check Boxes in Options Dialogue for further determination of settings functionality
added .gitignore to next push so that future pulls won't sync bin\ directory

also trying next time to remove the whole UserSettings Class as this might not be needed if I can simply save settings in the main namespace (JokerApplicationManager)
removal of UserSettings not viable as this provides faster access to User Saved Settings in their profile.