Upgrade New Relic agent for Postgres security fix

https://docs.newrelic.com/docs/traces/security-for-postgresql-explain-plans
Generate .travis.yml

We want to generate this file because:

* We're using Travis on a lot of projects
* It requires configuration to run builds and notify us
* We can skip some boilerplate by starting out with a sane config

The generated config makes sense because:

* It can run Ruby builds out of the box with our Ruby version
* It reduces noise for Campfire notifications
* It reduces volume in the queue by avoiding unnecessary branch builds

This also refactors handling of Ruby versions to move interpolation into
templates where possible.
Enable using just `t` (not `I18n.t`) in specs
Bump version to 1.9.0
Set Sass-Rails Version

* I've gotten the error `undefined method 'environment' for
  nil:NilClass` on projects I've recently started with Suspenders.
* Upgrading the sass-rails version solves this issue.
Be less restrictive about sass-rails version

Per @derekprior's comment, we just need a minimum:

https://github.com/thoughtbot/suspenders/pull/303#discussion_r10825370
Bump to 1.9.1
fix small typo in unicorn.rb
Make it easy for developers to join Heroku apps
Enable SMTP/TLS in SMTP settings

Be more secure by default.

https://en.wikipedia.org/wiki/STARTTLS

Recommended by SendGrid, our usual email provider.

http://sendgrid.com/docs/Integrate/Frameworks/rubyonrails.html
Add rspec config to treat symbols as metadata keys with true values

RSpec output contained a warning when I ran the factories spec because
of the :factory tag; RSpec 2 expects a hash instead of a symbol. Adding
this line to the config quiets the warning, and allows behavior that
will be default in RSpec 3.
Bump to 1.9.2
Fix Delayed::Job <-> Rails 4.1 dependency conflict

Fixes:

    Bundler could not find compatible versions for gem "activerecord":
      In Gemfile:
        delayed_job_active_record (>= 4.0.0) ruby depends on
          activerecord (< 4.1, >= 3.0) ruby

        rails (>= 4.0.3) ruby depends on
          activerecord (4.1.0)

https://github.com/collectiveidea/delayed_job_active_record/pull/86
Correct has_gem_included? test helper

It was always looking for rails_12factor, it now uses the actual gem
name that is passed in and makes sure it is usable in a Regex.
Replace "test factories first" code with FG.lint

This is now in FactoryGirl itself (beginning with version 4.4.0) so we
don't need to maintain custom code.

https://github.com/thoughtbot/factory_girl/commit/6a692fe711
Bumpt to 1.9.3
Update Unicorn template with new config for Heroku

* I recently ran into an issue after deploying to Heroku where
  `Rails.application.config.database_configuration[Rails.env]` was
  evaluating to `nil` in the staging environment. Updating
  config/unicorn.rb to the latest configuration recommended by Heroku
  fixed the problem.
* Reference:
  https://devcenter.heroku.com/articles/concurrency-and-database-connections#multi-process-servers
Create a Rails 4.1 app

* Update new routes line.
* Remove explicit spring binstub creation as Rails now does it for us.
* Use `Rails.application` consistently.
* Use new `config/secrets.yml` convention with existing
  `SECRET_KEY_BASE` environment variable setup.
* Rails 4 prefers Ruby 2.0 and requires 1.9.3 or newer.
  http://guides.rubyonrails.org/upgrading_ruby_on_rails.html
Generate 2.1.1, not 2.1.1-p76 in .ruby-version

This was breaking the initial `bundle` experience.
Bump to 1.10.0