Merge pull request #19 from ascott1/master

Tighten up the responsive header/footer
Merge pull request #20 from ascott1/sprint8-design

add template option to disable the sidebar nav
Merge pull request #21 from ascott1/sprint8-design

Begin the rate checker design
style form area
style comparisons
Ignore some things, tidy up USD module
remove mocha phantom
Merge pull request #23 from ascott1/test-update

remove mocha phantom
Merge pull request #22 from contolini/master

Ignore some things, tidy up USD module
merge upstream
update interest rate calcs