commit for MIFOSX-1671 (User with 'ALL_FUNCTIONS_READ' permission does not have access to /users/{userId} resource)
MIFOSX-1639 Adding field createStandingInstructionAtDisbursement in  Modify Loan
MIFOSX-1662:Client life cycle and adding new statuses
MIFOSX-1674:The description field added to m_code_value can be edited/entered
Create integration test suite for Funds API
Add test cases for funds retrieval
MIFOSX-1511 custom formats for client, loan and savings account numbers
updating licences
MIFOSX-1575 Add optional 'comments' parameter to Journal Reverse command
add optimistic locking for savings account
cath database errors related to savings withdrawals
Improve testing patterns for funds retrieval
Directly return list of funds helpers from retrieveAllFunds()
Merge branch develop of upstream
Create test cases to cover funds modifications, covering faulty behaviour
Add test for duplicate creation
Distribute testing logic in separate methods
Change method names
Rename global response spec to be more clear
Merge pull request #1156 from binaryking/FundsIntegrationTest

[GCI Task] Funds Integration Test Suite