remove unused spec file
Merge branch 'master' of https://github.com/epicodus/payments
rename spec files
charge bank account immediately after it is confirmed
add .html.erb extension to view
update views to reflect billing starts on verification
remove stray spec file
reorganize feature specs around signing in
make factory girl usage explicit
validate presence of user id on bank account
remove unnecessary attributes from bank account
add payments index
rename resource to user for readability
switch to singular route for bank account