Add scary warnings
Add Zathras' version
post huge review changes
Merge pull request #14 from faizkhan00/new_warning_readme

New warning readme
Removed the 14x5s placeholder for accepts coming from files
Fixed bugs with the expected number of balance fields of balances and offers
Clear out accepts before loading an accepts files
Merge of @m21 changes to michael branch from 9d5a47b to 7ccc9ed and fixed up conceptual changes