Wage loans for employers who cannot pay a living wage

This is phrased as a loan, as a benefit would violate state aid rules, probably. This might do as well, of course, need an expert opinion there. Also includes change from #223, as they are a prerequisite for this.
This change seems to be introducing a new regionalised aspect that wasn't in the original, in that the URL makes a distinction between a London Living Wage, and the rest of the country. Is that intended?