WCMS-136 Added Pundit gem and initialized simple policy files, removed declarative auth gem.
WCMS-99 Implemented biola frontend toolkit, removed biola style guide.
WCMS-139 Added unimplemented rspec replacement for test with user specs and factory dir with user factory.

OTHER:
Added trogdir_api_gem. Updated to mongoid beta 2. Reworked before filters on controllers.
Merge pull request #2 from biola/pundit_and_toolkit

Pundit, Biola Frontend Toolkit, Rspec