my-local-pkgs.el: temporary staging area for local stuff

By local I mean not loaded in via ELPA or some other mechanism.
init.el: another maybe-load-library to require fix
init.el: attempt to define num3 faces for zenburn
various commentary fixups.
my-org.el: updates for new work
my-utils.el: a couple of handy util functions

I need a better solution for calling pass during start-up.
new snippet: fpf -> fprintf statement