Merge pull request #2 from jdavis/master

Update my master with real website
Merge pull request #3 from jdavis/master

Update my master with real website
Changed img name
Revert "Changed img name"

This reverts commit 5ba48ca5e226610b15fef36c507bb93255a1d115.
Merge pull request #4 from jdavis/master

Merge jdavis' Master with Mine
added PhraseApp to list of services
Added SmartSign
Add new Chase doc

That old one was confusing.
Corrected Indentation

Those 4 spaces were sometimes 8!
Correct Alignment

Again.
Add BCA to banking
Add EverBank info

EverBank does support SMS and Phone verification. I can't find any docs but I popped the verification screen this morning.
Minify CSS and JavaScript
Implement lazy image loading

Implement Luis Almeida's <1K lazy image loading library. The JavaScript
code is configured so that the images will be unveiled 50px before the
image is visible, when scrolled to on the page.
Added TARGOBANK
Updated URL
Use Shields.io for badges, add license badge
Merge pull request #857 from inverse/add-targobank

Added TARGOBANK
Add IRC and gitter.im badges
Update gitter.im to include link