credit card spec fix

fixes #4778
fix for payments made via /admin

orders placed via /admin were being charged twice.

See these two lines from Spree::Admin::PaymentsController:

    while @order.next; end
    @payment.process! if @order.completed?

For incomplete orders the first line will trigger callbacks that cause
the payment to be charged if the order reaches the "completed" state.
Then the second line will process the payment *again*, resulting in a
double charge.

We can't just remove the second line because orders that are already
complete won't trigger any callbacks from the first line, so these
orders need to have their payments charged manually.

The effect of the bug in our case was that Braintree rejected the second
(duplicate) billing on the payment, and this resulted in the Payment
object being marked as failed when actually it succeeded on the first
attempt. So it appeared from within Spree that a successful payment
was a failed payment.

Fixes #4768
Add explicit spec for double payment processing issue
The result call is checked earlier

It does nothing inside this function. and its all private. so I can
change what I want.

Fixes #4782
Associate a user’s shipping and billing addresses with their order when checking out