setup to always create a customer
fill in all customer fields
 - even some that are unknown
apparently billing addresses need to be saved to pass back for a refund
Finish the process of issuing a refund with addl fields
 - billing address
 - name on card
check for common name prefixes and suffixes
Merge pull request #277 from CruGlobal/EVENT-108-c

Event 108 (additional fields only)