Updated Account_Setting_Pkg.new to have a formula. also updated Account_pkg.new calls to add another null value for account_setting_pkg.new
updated the tostring to just return the primary key for the database call. SHould really have a toDatabaseString req in the DBO abstract class
Updated tests to work
added the test annotation back. but there is a sql exception. going to fix it in databasemanager
returned the toString to normal
change tags to be only 1 line