remove the help text under title and put it next to the name of card

vignesh will polish help text by wagneering 
Ah, cool.  this makes sense.  thanks for explaining

If possible, it would still be great to:
1. add some quick code comments to help remember what this is all for (I know this is hypocritical, since I didn't do this before, but I should have, and now that we're a bigger team it's even more important).
2. address the "super" issue mentioned above in name_fieldset