This has a small bug that when we get to 2019, someone will need to come in here and edit this test so it doesn't break.

ActiveMerchant has a [credit_card](https://github.com/Shopify/active_merchant/blob/ec3f0129b572d707974bc66ffcbf381dd1617fd6/test/test_helper.rb#L154-L166) helper method that we can use work around that, and also simplify a lot of this code, something like this should do the trick:


```ruby
@credit_card = credit_card(
  fixtures(:commercegate).fetch(:card_number)
)

@expired_credit_card = credit_card(
  fixtures(:commercegate).fetch(:card_number), 
  :year => Time.now.year - 1
)
```