Feature: Allow Code Climate coverage reporter even if VCR is enabled
Chore: Add JSCS config file
Chore: Add jshintignore file
Chore: Add scss-lint.yml configuration
Version Bump to 0.48.0
Docs: Add CHANGELOG
Bugfix: VCR was not being turned back on after failed spec

When we would have a Stripe error, such as a timeout, which happens very
frequently, the `after` hook would fail and therefore never get to the line
where we turn VCR back on.

What I did was wrap the lines where we're doing Stripe stuff in a `begin` `end`
block and then use `ensure` to make sure we are always turning VCR back on (and
WebMock) no matter what.

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Signed-off-by: Jeff Felchner <accounts+git@thekompanee.com>
Version Bump to 0.49.0