Passwords decoupled from mass initialisation.

Time to do what I wanted to do: 15 minutes. Time to get my head on
straight to figure out what I *meant* to do: two *days*. Moral: never
open issues, nor attempt to work on them, when your brain feels like,
and has the effectiveness equivalent to, mouldy, waterlogged, week-old
cotton candy. 'Nuff said.

RSpec: 708 examples, 0 failures
RuboCop: 181 files inspected, no offenses detected