Description for payees and naming routes

Signed-off-by: Michael Granados <michaelgranados@gmail.com>
Creating form for new transfer

Signed-off-by: Michael Granados <michaelgranados@gmail.com>
Debbuger and pry for development and test groups

Signed-off-by: Michael Granados <michaelgranados@gmail.com>
Creating new transfers: two transactions

Signed-off-by: Michael Granados <michaelgranados@gmail.com>