Enhance errors while retrieving database config

Right now if there is an error retrieving database configuration the intent of the error (what the code was trying to do while you got the error) could be more explicit. 

Instead of this error:

```
Invalid DATABASE_URL: nil
(erb):9:in `rescue in <main>'
(erb):6:in `<main>'
/Users/schneems/.rbenv/versions/2.1.0/lib/ruby/2.1.0/erb.rb:850:in `eval'
/Users/schneems/.rbenv/versions/2.1.0/lib/ruby/2.1.0/erb.rb:850:in `result'
/Users/schneems/Documents/projects/rails/railties/lib/rails/application/configuration.rb:98:in `database_configuration'
/Users/schneems/Documents/projects/rails/activerecord/lib/active_record/railtie.rb:41:in `block in <class:Railtie>'
/Users/schneems/Documents/projects/rails/railties/lib/rails/railtie.rb:237:in `instance_exec'
/Users/schneems/Documents/projects/rails/railties/lib/rails/railtie.rb:237:in `block in run_tasks_blocks'
/Users/schneems/Documents/projects/rails/railties/lib/rails/railtie.rb:237:in `each'
/Users/schneems/Documents/projects/rails/railties/lib/rails/railtie.rb:237:in `run_tasks_blocks'
/Users/schneems/Documents/projects/rails/railties/lib/rails/application.rb:339:in `block in run_tasks_blocks'
/Users/schneems/Documents/projects/rails/railties/lib/rails/engine/railties.rb:13:in `each'
```

I propose we issue this error:

```
Cannot load `Rails.application.database_configuration`:
Invalid DATABASE_URL: nil
(erb):9:in `rescue in <main>'
(erb):6:in `<main>'
/Users/schneems/.rbenv/versions/2.1.0/lib/ruby/2.1.0/erb.rb:850:in `eval'
/Users/schneems/.rbenv/versions/2.1.0/lib/ruby/2.1.0/erb.rb:850:in `result'
/Users/schneems/Documents/projects/rails/railties/lib/rails/application/configuration.rb:98:in `database_configuration'
/Users/schneems/Documents/projects/rails/activerecord/lib/active_record/railtie.rb:41:in `block in <class:Railtie>'
/Users/schneems/Documents/projects/rails/railties/lib/rails/railtie.rb:237:in `instance_exec'
/Users/schneems/Documents/projects/rails/railties/lib/rails/railtie.rb:237:in `block in run_tasks_blocks'
/Users/schneems/Documents/projects/rails/railties/lib/rails/railtie.rb:237:in `each'
/Users/schneems/Documents/projects/rails/railties/lib/rails/railtie.rb:237:in `run_tasks_blocks'
/Users/schneems/Documents/projects/rails/railties/lib/rails/application.rb:339:in `block in run_tasks_blocks'
/Users/schneems/Documents/projects/rails/railties/lib/rails/engine/railties.rb:13:in `each'
```
Merge pull request #13879 from schneems/schneems/more-explicit-database-config-error

Enhance errors while retrieving database config